The easiest way to apply for a Kohl's Credit Card is online. You'll need to provide some personal information, but it shouldn't take you more than a few minutes to complete the application.

You can also apply for a Kohl's Credit Card in-store by talking to a cashier or customer service agent. They will give you a paper application form, and you'll need to provide the same information as you would online.

Here's how to apply for a Kohl's Credit Card online:

1. Go to the Kohl's Charge Card section of the Kohl's website.
2. Click the “Apply Now” button.
3. Fill out your name, address, phone number, Social Security number, date of birth, annual gross income, and email address.
4. Review the disclosures. This tells you your interest rate and other important information.
5. Click “Continue to Review,” and review your application.
6. Submit your application. You will often get a decision instantly.

If you are unsure about getting approved, you can check to see if you're pre-qualified for the Kohl's Credit Card first.

The Kohl's Credit Card credit score requirement is 640 or higher. That means people with fair credit or better have a shot at getting approved for the Kohl's Credit Card.

You should note that while your credit score is an important factor, there are plenty of other things... show more

You can qualify for the Kohl's Credit Card pre-approval if you have at least fair credit and your other financial information matches the issuer's criteria for sending you an offer. There's also the possibility to see if you pre-qualify online.

Even though neither of these will guarantee your... show more

You can check your Kohl's Credit Card application status anytime by calling (866) 927-5831. Strangely, Kohl's does not provide a tool to check your application status online.  

If you applied for a Kohl's Credit Card and did not receive instant approval, Kohl's will send you a response by... show more

You can make a Kohl's Credit Card payment online, by phone, through the Capital One mobile app, by mail or at a branch. To pay a Kohl's Credit Card bill online, log in to your online account and click on “Pay My Bill.” Then, choose how much to pay, when... show more

The customer service phone number for Kohl's Credit Card is (855) 564-5748. You can call customer service from Monday through Saturday from 7 a.m. until 9 p.m. CT and on Sundays, from 10 a.m. until 8 p.m. CT.

You can also use Kohl's online chat function on their... show more

The best Kohl's Credit Card benefits are $0 fraud liability protection and monthly credit bureau reporting. These perks are certainly good to have, though it's important to note that they are also relatively common benefits for credit cards.

Kohl's Credit Card Benefits

• $0 fraud liability protection
• ... show more

The starting credit limit for the Kohl's Credit Card is $300. So everyone who gets approved is guaranteed $300+ in spending power.

But you could get more, because your credit limit will be determined based on your credit score, income and overall creditworthiness.

If you're not satisfied with... show more

No, you cannot use your Kohl's Credit Card anywhere. The Kohl's Credit Card is a retail store credit card, which means this card can only be used in-store at any Kohl's location or for online purchases on the Kohl's website or mobile app.

Unfortunately, Kohl's does not offer a... show more

To check your Kohl's Credit Card balance, log in to your Kohl's account online or call customer service at the number on the back of the card. It's also possible to check your Kohl's Credit Card balance through the Kohl's app.

How to Check Your Kohl's Credit Card Balance