Kohl's Credit Card Reviews: Is It Worth It? (2023)Reviews, rates, fees, and rewards details for The Kohl's Credit Card. Compare to other cards and apply online in secondsJohn KiernanWalletHub
Info about Kohl's Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
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Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
Rewards
Save 35% on your first purchase using your new Kohl’s Credit Card within 14 days of credit approval.
Earn 7.5% back in rewards on every qualifying purchase made at Kohl with your new card. Enrollment required.
Cash promotional events from time to time. During these events, select purchases earn an additional $10 for every $50 spent in a single transaction during the event.
Enjoy a special anniversary offer every year.
This card entitles you to extra savings offers throughout the year.
Spend $600 with your card by the end of the year to receive additional offers throughout the year and enjoy monthly free shipping events
The Kohl’s Credit Card is a good credit card for people with fair credit or better who shop at Kohl’s regularly. The Kohl’s Credit Card can only be used for Kohl’s purchases, but it’s still worthwhile because new cardholders have 35% discount on their first purchase and earn 7.5% in... show more
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The easiest way to apply for the Kohl's Credit Card is online. You'll need to provide some personal information, but it shouldn't take you more than a few minutes to complete the application.
You can also apply for a Kohl's Credit Cardin-store, by talking to a cashier or customer service agent. They will give you a paper application form, and you'll need to provide the same information as you would online. You cannot apply for this card over the phone.
Fill out your name, address, phone number, Social Security number, date of birth, annual gross income, and email address.
Review the disclosures. This tells you your interest rate and other important information.
Click “Review,” and review your application.
Submit your application. You will often get a decision instantly.
Keep in mind that the Kohl's Credit Card requires at least fair credit for approval. If you are unsure about getting approved, you can check to see if you're pre-qualified for the Kohl's Credit Card first.
The credit score you need for the Kohl's Credit Card is 640 or higher. That means people with a least fair credit have a shot at getting approved for this card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact...
You can qualify for the Kohl's Credit Card pre-approval if you have at least fair credit and your other financial information matches the issuer's criteria for sending you an offer. You can also check if you if you pre-qualify online, without hurting your credit score.
The benefits of a Kohl's Card include a 35% discount on your first purchase and 7.5% in rewards on qualifying Kohl's purchases. This card also offers $0 fraud liability protection and monthly credit bureau reporting, which are relatively common benefits for credit cards.
You can check your Kohl's Credit Card application status anytime by calling (800) 564-5740. The issuer does not provide a tool to check your application status online at the moment.
If you applied for a Kohl's Credit Card and did not receive instant approval, the issuer will send you a response by mail...
The easiest way you can pay your Kohl's Credit Card is either online or through the mobile app. Alternatively, you can make a payment over the phone, by mail, or at a Kohl's location. The issuer does allow cardholders to set up automatic payments, too.
The customer service phone number for Kohl's Credit Card is (855) 564-5748. You can call customer service from Monday through Saturday from 7 a.m. until 9 p.m. CT, and on Sundays, from 10 a.m. until 8 p.m. CT.
You can also use Kohl's online chat function on their website to get help around the Kohl's...
The Kohl's Credit Card approval requirements include a credit score of 640 or higher; this means you need at least fair credit to get approved for this card. Keep in mind that the issuer will also consider your credit history, income and existing debt obligations when making a decision.
Share your insights and review the Kohl's Credit Card
5
40%
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28%
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7%
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10%
3.8
1,404 reviews
1,404 reviews
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Britany Long @britdeville
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5 Star Rating
Verified Customer
No complaints! Loving it so far the couple months Iv'e had it, great rewards perks. Credit line is low though but I'm okay with that since it's less temptation to spend. As long as you pay off your balance each month the interest isnt a worry, all rewards cards at least for stores have high interest rates.
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Donna @dmp1974
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5 Star Rating
Verified Customer
This credit card gives you coupons to use the next time you shop online and in store . Wish the coupons . I wish the coupons would last longer . But it’s good deals .
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Connie @pooleta8
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1 Star Rating
Verified Customer
kohls computer system is horrible. you have to have 2 accounts 1 to buy, 1 to pay. have to change passwords every time. very hard to get help from a real person. because of this my payment was late a couple of days and it dropped my credit score 114 points.
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Susan @stlmgnolia13
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1 Star Rating
Verified Customer
This account has been closed for months. There was an unauthorized charge that they removed then they refused to allow me to add my name to the card as it was in my husband's name and remove his name. I had been using the card since the account was opened and my husband passed away in March of 2022. I advised them to close the account and when they asked me if I was going to open a new account, I advised them I was not.
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Patricia @pthomas6356
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5 Star Rating
Verified Customer
Good card to have. I like shopping for shoes and small home appliances at Kohl’s. I had had this card for a few years now and I really enjoy having it.
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Michelle @whitmire_michelle
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1 Star Rating
Verified Customer
Whatever is a blah card with blah rewards not enthused about kohls credit they will going there heck out of you for $5 and only give you $100 credit
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Kelvin @kelvint_14
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5 Star Rating
Awsume card and place to make purchases. Customer service is great and you never get board shopping here. Love ❤️ Kohl's. They even give you coupons to take more money off your purchases. And last but least, they teamed up with Amazon for return services of stuff bought through Amazon. A+++++ Service here my fellow shoppers. Love this Place , and family and friends love it to. ?
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Erin @erins_47
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5 Star Rating
Verified Customer
Great customer service and plenty of options for purchase. Not to mention the kohl’s cash you earn on your purchases. The overall experience so far has been great!
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Mary Theresa @shopkitchendecor
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5 Star Rating
Verified Customer
Love Kohls!!! I've had this CC for a long time. Love shopping there especially at Christmas, 0% when you pay what they tell you too.
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Johanna @jojonoon19
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5 Star Rating
Verified Customer
Great card, use it wisely and pay in full if you’re able to. Rewards aren’t card based, but you’ll reap the benefits of Kohl’s cash and extra perks, like additional discounts.
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