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Info about Kroger Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
RewardsAPRReviewsQ&AContactExcellent Credit, Good Credit
$0
Earn 5 points (5% cash back) per $1 spent on mobile wallet transactions (excluding Kroger Pay) up to $3,000 per calendar year.
Earn 2 points (2% cash back) per $1 spent inside Kroger Family of Companies (excluding Kroger Family of Companies Fuel Centers).
Earn 1 point (1% cash back) per $1 of net eligible purchases everywhere else.
Save up to $.55 cents per gallon of fuel each time you redeem up to 100 fuel points at Fred Meyer and Kroger Fuel Centers for the first year and thereafter when you spend $6,000 in a calendar year. Terms apply.
Once you earn a minimum of $10 in Rewards you can redeem your cash back via a statement credit or Real-Time Rewards. Earn a minimum of $25 in Rewards to redeem for a Kroger Family of Companies Gift Cards.
18.99% - 29.99% (V)
APR: 18.99% - 29.99% (V)
Balance Transfer Fee
No membership fees
High rewards rate
Bonus rewards categories
No foreign fee
No initial rewards bonus
No intro APR on purchases
No intro APR on balance transfers
Requires good/excellent credit
| cash advance fee | 5% (min $10) |
| cash advance APR | 29.99% (V) |
| foreign transaction fee | 0% |
| smart chip | Yes, chip-and-signature |
| max late fee | $41 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 24 days |
Travel and Lifestyle Benefits: gain access to Mastercard Travel & Lifestyle Services, a suite of benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in class travel companies across hotels, air travel, tours, cruises, car rentals and more.
Zero Fraud Liability and virtual assistance with Mastercard Global Service™.
Mastercard ID Theft Protection™.
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Most Kroger locations are open on Thanksgiving, but certain departments – such as the pharmacy – may be closed.
If you're planning to make holiday purchases, you can find WalletHub's breakdown of the best and worst retailers for Black Friday deals here.
The easiest way you can apply for the Kroger Credit Card is online. Alternatively, you can apply over the phone at (877) 373-6192 or at a Kroger store.
Keep in mind that the Kroger Credit Card requires at least good credit for high chances of approval. If you don't know where you stand, you can check your credit score for free...
Your Kroger Credit Card approval odds are good if you have a credit score of 700+, which is considered good credit. The Kroger Credit Card approval odds will also be influenced by your annual income and existing debts. Applicants will need to be 18+ years old with a U.S. mailing address and...
To check the status of your Kroger Credit Card application, call (800) 947-1444 and press 1. You will need to provide your Social Security Number for verification. If you're approved, your card should arrive within 7-10 business days.
It's also worth noting that once you submit your Kroger Credit Card application, you should receive...
You can pay your Kroger Credit Card bill online, through the Kroger Credit Card mobile app, or over the phone at (844) 237-0593. Alternatively, you can also make a payment by mail, at a branch, or through Money Services at Kroger.
Ways to Make a Kroger Credit Card Payment
The starting credit limit for the Kroger Credit Card is around $500, at a minimum, according to customer service. However, some cardholders report limits as high as $1,000. The issuer does not include any specific Kroger Credit Card credit limit information in the card's terms, though.
For the most part, the Kroger...
The Kroger Credit Card rental car insurance provides worldwide coverage (except in Republic of Ireland, Northern Ireland, Israel, Jamaica) for damage or theft of the cars you rent.
In addition to that, it will cover loss of use charges and towing charges. The maximum it will cover is $50,000.
...Reopening a closed Kroger Credit Card account might be as simple as calling the issuer, U.S. Bank in this case, and requesting that it be reinstated. You can reach U.S. Bank's customer service department at 877-373-6192.
A customer service representative will analyze the circumstances in which your account was...
Share your insights and review the Kroger Credit Card
USBank will not protect you from fraudulent charges! My 82 yr old mother only uses this card @ Kroger, Shell, CVS & Walgreens. Yet, she has hundreds of dollars of fraudulent online charges. We tried contacting the companies and were never able to speak with a person. Disconnected, hung up on and ignored. We filed disputes and USBank found in favor of the merchants whom she has never done business with. USBank has provided no proof that she authorized the charges. I am filing complaints with the CFPB and the FTC. Kroger should not do business with this company.
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Offer last updated: May 31st, 2023 at 17:44 ET
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