Kroger Credit Card
Kroger Credit Card
Info about the Kroger Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.TermsReviewsFAQContact
Accepted Credit Scores
Excellent Credit, Good Credit
APR on Purchases
19.24% - 29.99% (V)
APR: 19.24% - 29.99% (V)
Balance Transfer Fee
Earn 5 points (5% cash back) per $1 spent on mobile wallet transactions (excluding Kroger Pay) up to $3,000 per calendar year.
Earn 2 points (2% cash back) per $1 spent inside Kroger Family of Companies (excluding Kroger Family of Companies Fuel Centers).
Earn 1 point (1% cash back) per $1 of net eligible purchases everywhere else.
Save up to $.55 cents per gallon of fuel each time you redeem up to 100 fuel points at Fred Meyer and Kroger Fuel Centers for the first year and thereafter when you spend $6,000 in a calendar year. Terms apply.
Once you earn a minimum of $10 in Rewards you can redeem your cash back via a statement credit or Real-Time Rewards. Earn a minimum of $25 in Rewards to redeem for a Kroger Family of Companies Gift Cards.
Kroger Credit Card's Additional Info
Travel and Lifestyle Benefits: gain access to Mastercard Travel & Lifestyle Services, a suite of benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in class travel companies across hotels, air travel, tours, cruises, car rentals and more.
Zero Fraud Liability and virtual assistance with Mastercard Global Service™.
Mastercard ID Theft Protection™.
|cash advance fee||5% (min $10)|
|cash advance APR||29.99% (V)|
|foreign transaction fee||0%|
|smart chip||Yes, chip-and-signature|
|max late fee||$41|
|max overlimit fee||$0|
|max penalty APR||None|
|grace period||24 days|
Editor's ReviewFact checked
Kroger Credit Card Pros & Cons
No membership fees
High rewards rate
Bonus rewards categories
No foreign fee
No initial rewards bonus
No intro APR on purchases
No intro APR on balance transfers
Requires good/excellent credit
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Questions & Answers
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How do you get the extra .25 off per gallon for the first year you have the VISA and you redeem at least 100 fuel points?
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