Kroger Credit Card
Kroger Credit Card
Info about Kroger Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.Rewards391Reviews55Q&AContact
Accepted Credit Scores
Excellent Credit, Good Credit
Earn 5 points (5% cash back) per $1 spent on mobile wallet transactions (excluding Kroger Pay) up to $3,000 per calendar year.
Earn 2 points (2% cash back) per $1 spent inside Kroger Family of Companies (excluding Kroger Family of Companies Fuel Centers).
Earn 1 point (1% cash back) per $1 of net eligible purchases everywhere else.
Earn an additional $.55 off per gallon of fuel each time you redeem at least 100 fuel points at Kroger Fuel Centers for the first year and thereafter when you spend $6,000 in a calendar year. Once the additional $.55 discount has expired, you will receive a 25¢ discount for the remainder of that calendar year and for the entirety of the next calendar year, ending the following January 31.
Once you earn a minimum of $10 in Rewards you can redeem your cash back via a statement credit or Real-Time Rewards. Earn a minimum of $25 in Rewards to redeem for a Kroger Family of Companies Gift Cards.
APR on Purchases
17.74% - 30.74% (V)
APR: 17.74% - 30.74% (V)
Balance Transfer Fee
Kroger Credit Card Pros & Cons
No membership fees
High rewards rate
Bonus rewards categories
No foreign fee
No initial rewards bonus
No intro APR on purchases
No intro APR on balance transfers
Requires good/excellent credit
Kroger Credit Card's Additional Info
|cash advance fee||5% (min $10)|
|cash advance APR||30.74% (V)|
|foreign transaction fee||0%|
|smart chip||Yes, chip-and-signature|
|max late fee||$41|
|max overlimit fee||$0|
|max penalty APR||None|
|grace period||24 days|
Travel and Lifestyle Benefits: gain access to Mastercard Travel & Lifestyle Services, a suite of benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in class travel companies across hotels, air travel, tours, cruises, car rentals and more.
Zero Fraud Liability and virtual assistance with Mastercard Global Service™.
Mastercard ID Theft Protection™.
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