Can I get a Lord and Taylor Credit Card if I already have two Capital One cards?
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Lord and Taylor Credit Card
Lord and Taylor Credit Card
We're sorry, but the Lord and Taylor Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 1-866-465-8292
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RewardsAPREditor ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
Rewards
Get $10 in Rewards for every $200 spent in net qualifying purchases with your card, up to $250 quarterly. That's 5% back.
Enjoy exclusive member-only events, Birthday Bonus (sent via email), promotional financing and Receipt-Free Returns.
Spend $1,000 on the card to get Premier Rewards benefits like Free Shipping Codes (sent via email) and Couponless Shopping for that calendar year.
Rewards expire on the last day of the 6th month after the date of issuance. Rewards remaining in account at the end of year will not be carried forward to the next year.
APR on Purchases
25.49% (V)
Balance Transfer
Balance Transfers Not Allowed
Editor's Take
by John Kiernan
April 13th, 2022
Lord and Taylor Credit Card's Additional Info
| cash advance fee | N/A |
| cash advance APR | N/A |
| foreign transaction fee | N/A |
| smart chip | No |
| max late fee | $40 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 25 days |
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Questions & Answers
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Compare The Lord and Taylor Credit Card
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Regular APR25.49% (V)
Regular APR17.99% - 26.99% (V)
Regular APR8.99% - 29.99%
Rewards Rate5% Cash Back
Rewards Rate1 - 5% Cash Back
Rewards Rate1 - 3% Cash Back
People Also Apply For
Lord and Taylor Credit Card Reviews
Share your insights and review the Lord and Taylor Credit Card
3.4
242 reviews
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4 Star Rating
This card is very comparable to most store cards such as Macy's, which I've had before. I do like the instant savings you receive for new cardholders, any type of savings is always nice to have. The fees are pretty standard even though the APR is high but that is most store cards used by consumers today. This is definitely a card that I will consider getting but on the flip side they don't offer regular discounts only periodic discounts, it would be nice if there was a point system or something similar that gave rewards often. I personally like to feel valuable and important and receiving special incentives such as birthday rewards, anniversary rewards etc. such as special offers or a certain percentage discount is a very nice gesture I'm sure everyone would love to receive. Overall, comparing this card to most store cards they are pretty much on the same level as far as their introductory offers and fees go.
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3 Star Rating
This credit card would be a good idea to sign up for if you have a bit of an upscale taste. I love the fact that you get a fifteen percent discount for the entire day when you first use your card! One major drawback of this credit card is the rewards system does not does not use points. Instead they offer card holders periodic discounts. Compared to my other credit card rewards systems Lords & Taylor are lacking far behind and need to offer more rewards for its card holders.
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3 Star Rating
This store card seems comparable to other department store cards with a decent first day discount. Regular discounts and coupons for getting the card would improve my rating.
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4 Star Rating
The Lord & Taylor Store Card seems to be comparable to most other department store credit cards. I like the fact that there is a 23 day grace period and no max overlimit fee. The APR is a bit high, but that is to be expected with a card of this nature. The 15% discount is a pretty awesome feature, I would like it if they gave recurring discounts or bonuses on purchases. Maybe even a mail or email coupon every now and then.
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5 Star Rating
One of the great features that i like about this card is the constant discount i get, unlike with my Macy's rewards card, with Lord & Taylor i can always count on receiving a discount.
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3 Star Rating
The first positive thing that I noticed about the Lord and Taylor Store Card was the discounts that it offered. The current credit cards I use do not offer store discounts and I think that this would be a great perk. I think that the max late fee of $35 is reasonable and comparable to other credit cards, such as Bank of America and Chase. The APR seems a bit high to me. I have an AAA credit card and the APR is only 9.99%.
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4 Star Rating
I'm a huge fan of the Lord & Taylor Store Card bonuses. They offer one for signing up and one for birthdays. Also, they offer price cuts, and sales. The late fee is a little pricey, but I do appreciate the lack of an annual fee and $0 fraud liability. My favorite aspect is that I can do my monthly payments online as that saves a lot of time and stress. I am excited about shopping with this card, I highly recommend it.
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5 Star Rating
The Lord & Taylor credit card is great for anyone who loves to shop! The perks of the card do not even compare to any other store card. There are no annual fees and once you sign up, you get 15% off all purchases you make that same day. In addition, you get advanced notice on any sales or events which is great. Overall, 5 stars and I am extremely satisfied with my decision to sign up for this card.
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3 Star Rating
Lord & Taylor credit card is a great store credit card if you shop there often it will benefit you greatly. when you sign up you immediately get 15% off your purchase which is great when you think about how much you normally would spend at Lord & Taylor on an average visit. Also there are no annual fees and a long grace period if you forget to pay on time. The rewards system is the only thing that could use a slight boost and it would get a five star from me.
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4 Star Rating
I like that there is a intial discount but also one on my birthday. And that there are no cash advance, or foreign transaction fee. I also think the grace period is fair. Overall i think this card is simillar to most store credit cards but It isn't heavy with fees and charges
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Offer last updated: Apr 13th, 2022 at 00:37 ET
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PURCHASE INTRO APR
Not Offered
TRANSFER INTRO APR
Not Offered
REGULAR APR
17.99% - 26.99% (V)
ANNUAL FEE
$0
REWARDS RATE
1 - 5% Cash Back
BONUS OFFER
None
MINIMUM CREDIT