Macy's Credit Card
Macy's Credit Card
Info about Macy's Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.Rewards219Reviews104Q&AContact
Accepted Credit Scores
Excellent Credit, Good Credit
Save 20% when you open and use your card. A total savings of up to $100 on your purchases over first 2 days.
All members get 25% off any day of choice with Star Passes. Savings events and more.
Gold (Annual Spend more $500 or more) & Platinum members (Annual spending $1200 or more) get free standard shipping on Macy's purchases.
Platinum members get 5% back (5 points/$1), Gold members get 3% back (3 points/$1) and Silver members get 2% (2 points/$1) in rewards with no exclusions on Macy’s merchandise.
Get 3% back (3 points/$1) in rewards at Restaurants including food delivery, 2% back (2 points/$1) in rewards at Gas Stations & Supermarkets. 1% back (1 point/$1) in rewards everywhere else.
Rewards go toward Star Money which you can use at Macy's with no merchandise exclusions. Once you accumulate 1,000 points, a $10 Star Money reward will be issued.
APR on Purchases
Balance Transfers Not Allowed
Macy's Credit Card Pros & Cons
No membership fees
High rewards rate
20% discount initial rewards bonus
Reports to the three major credit bureaus
Spending caps on rewards
No intro APR on purchases
No balance transfers allowed
Macy's Credit Card's Additional Info
|cash advance fee||4% (min $5)|
|cash advance APR||25.99% (V)|
|foreign transaction fee||3%|
|smart chip||Yes, chip-and-signature|
|max late fee||$40|
|max overlimit fee||$0|
|max penalty APR||None|
|grace period||25 days|
Online Account Access.
Special partner savings on dining, shopping and more.
Exceptional value on flights, hotels, car rentals, cruises and vacation packages.
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