I have been very satisfied using this card. The APR rate is relatively low and very competitive, and as much as I travel, when I stay at a Marriott (which is common), it seems to get me an extra level of respect and courtesy from whomever checks me in. The free nights available came early on in my use of the card, and came in handy, from a travel-savings standpoint. The reward points add up very quickly, and are very easy to redeem, from my experience. I've run into no problems at all in that regard, and have found no blackout dates at all, nor are there any particular limited selections of rooms for which the points can be redeemed.I'm quite pleased!

If you spend a lot of the year traveling either for business or vacation, this is a great card to use. The rewards points are a nice addition and you get free nights early on with additional points accumulated for money you spend. There is a fee, but again, when you're traveling you do tend to gain a lot of points and over time. Marriott has many nice hotels and services so the perks are pretty worth it. I've only had to contact their lines once, but in my experience the representative was polite and professional. The problem was sorted quickly without an excessive wait time.

I long ago learned the value of accumulating points, miles, etc to get the things I want that would not necessarily be considered a priority...especially in these tough times. This card really delivers with points and rewards. The service reps are top notch and are both knowledgeable and happy to answer any questions I might have. My company reimburses me for the cost of my room and any per diem I am allotted, so I put it all on this card and rack up rewards. I know that there are lots of reward cards out there, but I am so glad that I stuck with this one and am reaping the benefits now!

With as much travel as I do, the combination of earning Marriott Points and the lower-than-average international transaction fee made this an ideal card for me. The point redemption process is simple and easy, and I've received several free nights every year since I started carrying this card. I've also found the customer service representatives to me amongst the most helpful out of any I've previously worked with. The only negative is the fee, but so far I've earned enough free nights to more than make up for it. I actually just used my points over Memorial Day weekend, and was reminded how pleased I am with this card!

I use my Marriott visa whenever I make a big purchase and the miles really add up fast. Also being silver status from the card is nice. You get a few perks because of this. I have never had trouble with customer service if I have had a question or concern with the account. The APR is competitive too. I would recommend this card to anyone. You might as well get something back if you will be spending the money anyway and who wouldn't want to have some of your vacation paid for? Incidentally, I have gotten a free night each year just for having the card in addition to the original free nights. Basically the annual fee pays for itself if you like to travel.

People looooveee getting free stuff from their credit cards, so much so that its easy to forget that this free stuff inevitably has a dollar value, which it’s important to find out and compare to the cash offers available from other cards. I mean you could be wowed by the 6 free nights you can get by opening the Marriott Credit Card, but I personally have no idea what a category 1 hotel is and whether its on the good or bad end of the spectrum. This is important because you should really only get a hotel or airline affiliated card, such as the Marriott Card, for ongoing use if you use that company’s services frequently and consistently. The pool of people who could benefit from a good initial bonus would be much larger, however. So read my likes and dislikes about the Marriott Rewards Credit Card with a sense of what group you’d fit into.

Pros
- Depending on where you stay and when, the Marriot Card’s initial bonus should be worth somewhere in the $400 – 900 range, which is pretty great.
- The Marriott Credit Card gives you Marriott status points; you start off with Silver status and get 10 points toward Elite status; your status dictates the number of free goodies and services you get each time you stay.

Cons
- Three points per $1 spent at Marriott Hotels isn’t that great as far as ongoing rewards are concerned.
- While there’s no annual fee in the first year, having to pay $45 a year thereafter for average ongoing rewards isn’t that great.

So, for those of you considering applying for the Marriott Rewards Credit Card, here’s what I’d do. If you stay at Marriott properties all the time, I’d pass on the Marriott Rewards Card for its Premier counterpart, the Marriott Rewards Premier Credit Card. It has a better initial bonus and better ongoing rewards, so for the frequent Marriott customer, it’d be worth the $85 annual fee (beginning in the second year). And since non-frequent customers would presumably only be getting the Marriott Credit Card for the initial bonus, I’d recommend that they get the Premier option too. The thinking here is that you can get 7 or 8 free nights as opposed to 6 and probably wouldn’t keep your account open for longer than a year anyway. Even if you want to, the free night you get each year would pretty much pay for the annual fee. Ultimately the Marriott Premier Card is just a better Marriott Rewards Card than the Marriott Rewards Card itself.

I’m not saying you should marry it, but the Marriott Rewards Credit Card is a pretty darn good offer, considering the fact that you get two free nights when you get approved for an account and another four when you make your first purchase. That’s not a typo either, the Marriott Credit Card’s initial bonus can get you up to six free nights (less if you want to stay at one of Marriott’s fanciest hotels). That means the Marriott Card isn’t only useful for brand loyal frequent travelers as is often the case with hotel or airline credit cards affiliated with specific companies. In other words, even if you don’t stay at a Marriott Hotel on a regular basis, you could still make use of the six free nights the Marriott Credit Card gives you. That’s not to say that loyal Marriott customers won’t benefit either because they certainly will. The Marriott Reward Card also gives you 3 points per $1 spent at Marriott properties, 1 point per $1 spent everywhere else, and perhaps most importantly, a 10 nights credit toward Elite Status, which gets you a 20% bonus on the Marriott Rewards you earn, priority late check out, gift shop discounts, etc. It’s therefore pretty clear that for people looking to get a lucrative hotel credit card rewards bonus or loyal Marriott customers, the Marriott Card is a good choice.

But are there any better choices? Well, Marriott also offers a Premier Credit Card, which gives you a 50,000 point initial bonus (worth about 6 free nights), one free night upon account approval, one free night each year on your account anniversary, 5 points per $1 spent at Marriott properties, 2 point per $1 on dining, airline, and rental car purchases, 1 point per $1 on everything else, and a 15 night credit toward elite status. Therefore, the Marriott Premier Rewards Credit Card offers more lucrative rewards, but it also has an $85 annual fee beginning in the second year, whereas the plain Marriott Rewards Credit Card charges only $45. Loyal customers should therefore decide whether the extra cost is worth the added rewards. Initial bonus hunters should get the Premier.