WalletHubNo membership fees$10 initial rewards bonusBonus rewards categoriesQualify with fair creditHigh regular APR
Info about the Menards Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
RewardsAPRReviewsFAQContactExcellent Credit, Good Credit, Fair Credit
$0
Get a $10 rebate on the first $100 you spend on the card.
Earn 2% Rebate on Menards Purchases and 1% rebate on purchases made at Speedway, Holiday®, Kwik Trip® and Kwik Star® stores.
Plus, earn additional rebate savings on participating brands.
Rebates are issued four times a year, in the form of merchandise certificates with a $5 minimum, valid only at Menards® stores.
0% - 3.99% intro APR for 6 - 48 months, 29.99% (V) APR after that
Balance Transfers Not Allowed
No membership fees
$10 initial rewards bonus
Bonus rewards categories
Qualify with fair credit
High regular APR
| cash advance fee | N/A |
| cash advance APR | N/A |
| foreign transaction fee | N/A |
| smart chip | Yes |
| max late fee | $40 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 25 days |
Info about the card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Deferred Interest: No interest if paid in full within 6 months on purchases of at least $299.
Fixed Rate Financing: 3.99% APR for 48 months on purchases of at least $1,500.
Choose between 2% Rebate or Special Financing.
Manage your account, pay your bill online and receive email alerts about your account.
Can't find what you are looking for? Submit your question about Menards Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card. In addition, WalletHub independently collected information for some of the cards on this page.
Yes, the Menards Credit Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require.
There is no way to pre-qualify for the Menards Credit Card.
A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people's scores bounce back within 3-6 months with responsible credit management, but it can...
You can get a Menards Credit Card credit limit increase by calling (800) 871-2800. The issuer suggests waiting at least 6 months after account opening to request an increase.
And if you keep your account in good standing, you should expect an automatic credit limit increase offered by the issuer as well.
If you apply online, it usually takes 60 seconds to get approved for the Menards Credit Card. And if you applied in person or if the issuer needs more time to review your application, you should receive a decision within 7-10 days.
If it's been more than 10 days and you still don't know whether you've been approved or denied, call Capital One's application status phone number to check.
No, you cannot use your Menards Credit Card instantly after approval. You must wait 7 to 10 business days for your card to arrive in the mail to be able to use it.
The Menards Credit Card is neither a Visa, nor a Mastercard. It's a store card that can only be used for Menards purchases online and in stores, or in BIG Network Partner stores such as Speedway, Holiday, or Kwik Trip.
You can replace your damaged Menards Credit Card by calling (800) 880-6318. You'll receive the reissued card in the mail within 4-6 business days of requesting it.
The Menards Credit Card minimum payment is either $25 or 1% of your monthly balance, plus interest and any fees, whichever is greater. By paying this minimum amount by your due date, you can avoid being charged with late fees and can also keep your account in good standing.
But I advise you to pay your whole bill by its due date. This way you won't be charged with interest.
Share your insights and review for the Menards Credit Card
It's good when you pay your bills on time. I like i can pay all my bills online. The service is great when you called talk to a live person on the phone.
The servicing of the Menards card via capital one is horrible. The website looks like a 4th grade class project and if you run a business they do not offer a way to download your transactions into financial software with their latest update. Only capital one could update their user experience and go backwards.
WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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Offer last updated: Sep 12th, 2023 at 13:21 ET
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