Info about Menards Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Rewards%APR337Reviews53Q&AContact
RewardsAPRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
Rewards
Get a $10 rebate on the first $100 you spend on the card.
Earn 2% Rebate on Menards Purchases and 1% rebate on purchases made at Speedway, Holiday®, Kwik Trip® and Kwik Star® stores.
Plus, earn additional rebate savings on participating brands.
Rebates are issued four times a year, in the form of merchandise certificates with a $5 minimum, valid only at Menards® stores.
APR on Purchases
0% - 3.99% intro APR for 6 - 48 months, 26.49% (V) APR after that
Can't find what you are looking for? Submit your question about Menards Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
Alternatively, with this card you get 2% rebate on Menards purchases, and 1% rebate on purchases made at participating partners and brands.
It is also worth noting that the Menards Credit Card doesn't allow you to withdraw money, either. You can only use it for shopping at Menards, Speedway, Holiday, Kwik Trip, and Kwik Star stores, as well as at participating gas stations.
Share your insights and review the Menards Credit Card
5
18%
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36%
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30%
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7%
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8%
3.4
337 reviews
337 reviews
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Andi Robb @andi.robb
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4 Star Rating
The Menards store card has some great points about it in comparison to cards like the old navy card but there are some big drawbacks too. The main pro of this card is that there is no annual fee and you earn cash rebates at places other than the main store (Kwik trip among others) so this is a handy card even if you don't live near a Menard store. This brings me to the main down side to this card, Menard is a very regional store located in the Midwest, If you live there then this card is great for fixing up the home and garden. If you dont live nearby then you still have the cashback on the other stores and the initial $10 reward on your first $100 is great. As there is no annual fee its just getting more for the money you would be spending anyway.
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Lisa Baer @lisanoellebaer
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4 Star Rating
I've never heard of a Menards until I visited the midwest, but the Menards Store Card does seem really good for the homeowner who has a lot on their plate for fixing or making things around the house or yard. The initial bonus is basically a 10% return for you (10 $ back after you spend 100 $) and although the ratio of potential cash-back to money spent isn't all that high, it is on par with what's offered from other credit cards today. Also, Menards Store Card doesn't have an annual fee, which is really nice! I have a credit card that offers me cash-back but when it comes time for that annual fee, I feel like I've lost all my savings from the year. Keep in mind that the APR isn't listed on the Menards Store Card so it'll probably be based on your credit score.
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5
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Chris @sharkmops
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4 Star Rating
The Menards Store Card is a good store card if you search at Menards or other stores where the card works as well. The base cash back is kind of on the low end, but it is still a decent card. You only get around 1% to 2% depending on the circumstance. So it may not be beneficial to you to use this store card over another rewards credit card that offers a bigger cash back bonus. That is if you have one available to you. If you don't then this store card is fine. Overall, if you shop at menards a lot, pick it up, it's easy to get approved for.
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Benjy Saloman @Thegame
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4 Star Rating
The Menards Store Card looks like a good card to have if you do a lot DIY work on your home. There is no APR listed, so I assume it probably is set based on your credit history and history at the store. That probably is a good way of doing things. I have a card from Provident Credit Union that sets the APR based on the first few months of using the card. There is a range between 8-13% initially. Then it sits between 11.99 and 15.99% depending on your credit usage. It really is a pretty good deal. If the Menards card is similar, that would be great. I think the 2% annual rebate is a nice perk to the Menards card as well. If you are going to spend the money anyway on a project, why not get something back? The rewards is the standard I see on most cards, so nothing really special there. From info provided on this card, I looks like it might be something worth looking into if you have a home project planned.
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Joshua @fisj139
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5 Star Rating
I love having my Menards store card. Like many of you who have navigated to this page, or already have this card, I'm a DIYer. Whether I'm working on a small project or a large one, I like to get my hands dirty and get involved in the process. That's where this Menards card is great. I can take on more projects without being as hesitant about how much it will set me and my wallet back in the short-term. I know I can already count on Menards low prices, and killer mail in rebates, this store card just sweetens the pie. Not to mention this card has a 2% annual rebate on all Menards purchases and 1% on all the gas money I spend at Speedway. Rebates on top of rebates! If you love doing projects around the house and saving a bit of money while you're at it, I suggest you stop into Menards and apply today.
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Nick Dimmick @nick.dimmick
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2 Star Rating
I’ve been a Menards Big Card customer for only about a month. I originally applied so that I can quickly and easily register for the monthly give aways at the store. The kiosk in each store lets me just swipe the card to register rather than having to enter all my info like I usually do. As a credit card, it has the added bonus of giving me a 2% rebate each year.
I had a worrisome experience just today, though. I received a letter from the Menards letting me know that the address for my account had been changed. I called the number and talked to a helpful person who closed the account and issued me a new card. She informed me that someone had changed the address to someplace in another state, but she could not tell me any more than that. What is most concerning, is that I haven’t even used the card for purchases, yet. No one outside of Menards should even know that I’ve applied for the card. This leads me to conclude that someone on the inside is trying to steal my identity! I will have to watch this very closely. It is likely that I’ll have to cancel it for security reasons.
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Kendrick Arpino @kendricka_1
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3 Star Rating
After being asked at checkout for several years if we were going to use our Menards store card and/or would we like to apply for one, my husband and I took the plunge and applied. While the sales clerk who took our application assured us that Menards was "pretty generous" with credit lines, I can't say that I was terribly impressed, especially considering we had excellent credit and they are a home improvement store that sells many big-ticket items.
We used the card on a regular basis and paid off our bill every month and it wasn't long before we saw our first credit line increase. Three months after that and we had another and we are now at the point that should anything disastrous happen with our home, we have enough credit with Menards to cover just about anything we would need.
Only issue we have had with the card concerns their billing system, more specifically the due date given on the statement. After being hit with a late fee, I called to find out what the issue was since I had mailed my payment at least a week prior. According to Menards, my payment had to be received at least three days prior to the due date to ensure it would be posted in time. They did credit me that one late fee, and I learned my lesson, but it was annoying, and at worst seemed a bit shady, and at best, made me think Menards was really unorganized.
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