Info about Merrick Bank Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Double Your Line™ - During the first 7 months your account is open, all you need to do is use your card and make at least your minimum payment on time every month. After that, your double credit line increase is automatic.
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Activity on your account is reported to all three major credit bureaus. Consistent reports of a positive payment history can help improve your credit rating.
Can't find what you are looking for? Submit your question about Merrick Bank Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
If you have a pre-approved offer, you can apply for the Merrick Bank Credit Card card online or by filling out and sending back the application form you received with your offer.
Without an offer letter, you can only check if you pre-qualify online. In case you do qualify, you'll be able to apply by following the steps provided.
Approval requirements are quite lenient, as you can apply for the Merrick Bank Credit Card card even with bad. But other factors will also be taken into consideration when the issuer looks at your application, such as your income and existing debts.
The Merrick Bank Credit Card card accepts applicants with a credit score of 300. That means people with bad credit have a shot at getting approved for the Merrick Bank Credit Card card. The card also accepts applicants with limited credit.
You can check your Merrick Bank Credit Card application status by calling (800) 204-5936. When you call, you'll need to provide your Social Security Number so that Merrick Bank can match you to your application. It should only take a few minutes to find out whether your application is...
The Merrick Bank Credit Card card's income requirement isn't disclosed. But that doesn't mean you can apply for the card without providing a steady source of income.
In order to approve you, the issuer needs to make sure that you have enough disposable income to pay for your monthly bills.
Share your insights and review the Merrick Bank Credit Card
5
52%
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10%
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10%
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3%
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24%
3.6
29 reviews
29 reviews
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Robert Samuel @wallethub_com_5
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1 Star Rating
Verified Customer
It's great when you're rebuilding your credit, but once you've done that, it's terrible. You'll end up paying a monthly fee for years just so you don't have to close it and the credit limits are downright paltry, even when you have excellent credit. I haven't made a purchase on this card in half a decade!
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Anna F @annafinn64
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5 Star Rating
Verified Customer
Great card awesome customer service .started as secured now turned into No secured limit went up to 400.00 and 6 goes up to 600.00
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0
0
Alexis Sandoval @sandovalresumes
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1 Star Rating
Unable to get a representative on the phone. I filed for a credit card dispute. The response letter came Oct 13rd 2022 In the letter they asked me to reply by Oct 23rd however I received the dispute response in the mail on Oct 24th?! I feel like they intentionally lost my dispute so I would have to continue to pay high interest..
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Samuel @mrasarejr
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2 Star Rating
Verified Customer
Extremely high interest rate, annual fee, no credit line increase, in spite of me being on time throughout my history with them, and there is an annual fee. There is no incentive for me to use this card on a regular basis. So whatever I charge on there, I pay off at the end of the month. Great customer service though.
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whuser68926916 @whuser68926916
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1 Star Rating
I have this card and it stopped reporting to all 3 credit bureaus. Last time reported was in May.... Horrible and hurting my score as they are not showing all my payments 4 months now..... stay away from this one....
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samuelz11 @samuelz11
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1 Star Rating
Verified Customer
Do not get this card. The credit reporting is not accurate and it’s very hard to get customer service. Terrible.Bad bank and bad card.
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Lindsey @linz3217
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4 Star Rating
Verified Customer
Awesome got approved for a decent credit line Only problem was I didn't know I was approved right away and can't use my account until the card gets here in the mail . But I guess it's for security purposes so not that big of a deal
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1
christopherl_244 @christopherl_244
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5 Star Rating
Verified Customer
I applied for this card when I also had a Mission Lane card with $300, a Citi Bank Secured with $200 and a Credit One Amex $300 and the Merrick Bank came to me with $800 - it is leaps and bounds better than any of the others. I love the Citi card software but there are no Credit Increases and I've had all of these cards since Feb, March of this year. I'm now at 650 and I really want another Capital One. I had the Secured Platinum and the Journey before and they both increased my Credit a lot. I love Merrick Bank and would recommend anyone to apply for it if you're in the mid 600's. Make sure you're at around 640 before applying!
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puresport7_gb @puresport7_gb
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1 Star Rating
Verified Customer
Horrible customer service and I ve been calling 4 days trying to get my pin # for card..I have listen to 4 different reasons for my card being declined over 10 times with 400$ credit still remaining card..dont do business with merrick very shady 6 25 2023
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Sharon Wells @mickey1811
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5 Star Rating
This is a great card. My credit line was doubled just as promised. I highly recommend it. All you have to do is pay on time. Apply and try it!
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