Are there any Merrill business cards?
Yes, there is a Merrill business card, the Merrill Business Credit Card. This card offers 1 point per $1 spent on all purchases. Points are worth 1.5 cents each. When you've earned a minimum of 3,000 points, you'll be eligible to receive rewards in the form of a check or a direct deposit into an eligible Bank of America or Merrill Edge account. The card has a $0 annual fee.
The Merrill Business Credit Card stacks up favorably against other business cards offered by the same issuer (Bank of America) in some categories. However, it lags far behind on others. It requires excellent credit in order to be approved, the same as all other Bank of America business credit cards. But there's no initial bonus or low introductory APR, and it offers far less in rewards.
Good Alternatives to Merrill Business Credit Card
The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card, which offers 3 points per $1 spent on purchases at the Bank of America Travel Center, 1.5 points per $1 spent on all other purchases. There's also 30,000 points for spending $3,000 in the first 90 days.
The Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card gives 3% cash back on your choice of one out of six categories and 2% cash back on dining (for the first $50,000 combined in these 2 categories per year), as well as 1% back on all other purchases. The card also has a $300 online statement credit for spending $3,000 in the first 90 days.
Ultimately, if you're not loyal to Bank of America, you can check out our editors' latest picks for the best business credit cards on the market to weigh your options.