What is the Navy Federal Platinum balance transfer limit?
1
UpvoteReply
Robert Sambrick
Your Navy Federal Platinum balance transfer limit is equal to your available credit.
Navy Federal Credit Union Platinum Credit Card
Navy Federal Credit Union Platinum Credit Card
Info about Navy Federal Credit Union Platinum Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
151Reviews17Q&AContactAPREditor ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
6.24% - 18% (V)
Balance Transfer
0% intro APR for 12 months, 6.24% - 18% (V) APR after that
Balance Transfer Fee
Editor's Take
Navy Federal Credit Union Platinum Credit Card Pros & Cons
No membership fees
0% intro APR on balance transfers
No balance transfer fee
No foreign fee
No rewards
No rewards bonus
No intro APR on purchases
Requires good/excellent credit
Navy Federal Credit Union Platinum Credit Card's Additional Info
| cash advance fee | $0.5 |
| cash advance APR | 8.24% - 18% (V) |
| foreign transaction fee | 0% |
| smart chip | Yes, chip-and-PIN |
| max late fee | $20 |
| max overlimit fee | $0 |
| max penalty APR | 18% |
| grace period | 25 days |
0% introductory APR applies on balance transfers requested within 30 days of account opening.
No Cash Advance fee if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction.
Zero Liability policy for reported unauthorized transactions and Fraud notifications.
Collision Damage Waiver and Cell phone protection.
Travel and Emergency Assistance and Extended warranty service.
Ability to freeze and unfreeze your cards.
Questions & Answers
Don't see what you're looking for? Submit your question about Navy Federal Credit Union Platinum Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
Most Popular
- Most Popular
- Most Upvotes
Questions sort
Is the Navy Federal Platinum card made of metal?
1
UpvoteReply
Jamie Thompson
The Navy Federal Platinum card is not made of metal. It's plastic. All of the credit cards issued by NFCU are plastic.
How much is the Navy Federal Platinum balance transfer fee?
1
UpvoteReply
Tommy S Davidson
The Navy Federal Platinum balance transfer fee is $0.
In addition to that, the card has a 0% introductory APR (for 12 months now), but that only applies on balance transfers requested within 30 days of account opening.
How long does it take for your credit card to come by mail?
1
UpvoteReply
Lisa Cahill
Typically, cards are delivered by mail within 7 to 10 business days. However, this information is not made available on Navy's website. Please call customer service at 888-842-6328 for more details.
travel ins program
0
UpvotesReply
Is there a balance transfer limit?
0
UpvotesReply
What rewards does Navy Federal Platinum offer?
0
UpvotesReply
Brianne Larch
The Navy Federal Credit Union Platinum Credit Card doesn't offer rewards. The card's strength is its long intro APR for balance transfers (0% for 12 months).
However, there are several credit cards offering rewards on the market. You can check out our editors' latest picks for the ... show more
Compare The Navy Federal Credit Union Platinum Credit Card
Purchase Intro APRNot Offered
Purchase Intro APR0% for 15 months
Purchase Intro APR0% for 15 months
Transfer Intro APR0% for 12 months|Transfer Fee: $0
Transfer Intro APR0% for 15 months|Transfer Fee: 3%
Transfer Intro APR0% for 15 months|Transfer Fee: 3%
Regular APR6.24% - 18% (V)
Regular APR15.24% - 25.24% (V)
Regular APR15.24% - 25.24% (V)
Rewards RateNone
Rewards Rate1.5 - 5% Cash Back
Rewards Rate1.25 - 5 miles / $1
People Also Apply For
Navy Federal Credit Union Platinum Credit Card Reviews
Share your insights and review the Navy Federal Credit Union Platinum Credit Card
4.7
151 reviews
What's Your Rating?
Most Recent
Most RecentMost Useful
Review sort
Report Abuse
5 Star Rating
absolutely the best bank and cards in america they literally saved my life I will always be part of NFCU thank you
Comment
Report Abuse
5 Star Rating
I had the Navy Federal Card for many years, and was never disappointed with it in any aspect. The service and support from the card side was fantastic, and if I ever had an issue it was always handled quickly and with complete satisfaction on my part. There weren't some of the rewards and offers with the NFCU card that some banks were offering, but then it didn't have the fees and rotten service and problems with redemptions either. If you can access membership with NFCU, you really ought to consider doing so, and applying for this card. It's a wonderful card, from a great credit union!
Comment
Report Abuse
5 Star Rating
I have had Navy Federal Credit Card for over eight years now and have had absolutely no problem with them. They were also the first to inform me that someone was trying to use my identity to get electronics in Puerto Rico. They then stayed on the phone with me and helped me contact all the credit agencies so I could put a flag on my credit to ensure they would have to call me if someone was trying to open any line of credit. Worst part was I was expected to travel the next day, and the help desk made sure I had a card the next day before I left. They have excellent service and I would recommend them to anyone.
Comment
Report Abuse
5 Star Rating
First of all, I really like the Navy Federal Credit Union. In the years I have banked with the NFCU, I have never had a problem with them, so I decided to get a credit card from them for emergencies. It was easy to do as well because I could just apply online for the card.
The rates are great; customer service is fast, professional, and easy even when I just had a few inqueries; and it is incredibly easy to view and pay my bill online, which is important to me. I don't live near any of their locations anymore, but when I did they were everywhere, which was very convenient.
I can't say enough good things about Navy Federal Credit Union and the credit card choices they offer. They're great, and I highly recommend looking at their options when making a choice in credit cards.
The rates are great; customer service is fast, professional, and easy even when I just had a few inqueries; and it is incredibly easy to view and pay my bill online, which is important to me. I don't live near any of their locations anymore, but when I did they were everywhere, which was very convenient.
I can't say enough good things about Navy Federal Credit Union and the credit card choices they offer. They're great, and I highly recommend looking at their options when making a choice in credit cards.
Comment
Report Abuse
5 Star Rating
The Navy Federal Platinum card is a good card from a good credit union. Unfortunately it does not have many perks so I have been considering switching to one of the other cards available from Navy federal. The customer support from Navy federal is delightful and I have never had to call more than once to either dispute a charge, inquire about a charge, or just any general questions I may have. I also do my checking and savings through Navy Federal so paying the card from my checking is wonderful and very easy. Just transfer the money just like you were switching between accounts. Honestly I would recommend it for anyone that just wants a straight credit card with no gimmicks or introductory rates.
Comment
+ 136 users submitted a rating without writing a full review
Review Navy Federal Credit Union Platinum Credit Card
WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.
People Also Apply For
Offer last updated: May 5th, 2022 at 08:51 ET
People Also Apply For
PURCHASE INTRO APR
0% for 15 months
TRANSFER INTRO APR
0% for 15 months 3% Transfer Fee
REGULAR APR
15.24% - 25.24% (V)
ANNUAL FEE
$0
REWARDS RATE
1.5 - 5% Cash Back
REWARDS BONUS
$200
MINIMUM CREDIT