NetSpend® Visa® Prepaid Card
NetSpend® Visa® Prepaid Card's Key Fees
| ACTIVATION FEE |
None |
|---|---|
| MONTHLY FEE |
$9.95 |
| SIGNATURE TRANSACTION FEE |
Free |
| PIN TRANSACTION FEE |
Free |
| IN-NETWORK ATM TRANSACTION FEE |
$2.95 |
| ATM NETWORK SIZE |
N/A |
| OUT-OF-NETWORK ATM TRANSACTION FEE |
$2.95 |
| FOREIGN ATM TRANSACTION FEE |
4.0% |
| ACTIVATION FEE |
|---|
| None |
| MONTHLY FEE |
| $9.95 |
| SIGNATURE TRANSACTION FEE |
| Free |
| PIN TRANSACTION FEE |
| Free |
| IN-NETWORK ATM TRANSACTION FEE |
| $2.95 |
| ATM NETWORK SIZE |
| N/A |
| OUT-OF-NETWORK ATM TRANSACTION FEE |
| $2.95 |
| FOREIGN ATM TRANSACTION FEE |
| 4.0% |
NetSpend® Visa® Prepaid Card's Highlights
| No Credit Check. No Minimum Balance. No Activation Fee |
| Enroll in Direct Deposit to your Netspend Card, and you could get paid up to 2 days faster |
| Use the Mobile App to manage your account on the go and get real time text message alerts |
| Stop by one of over 130,000+ convenient Reload Locations nationwide to add cash or checks in person |
NetSpend® Visa® Prepaid Card's Additional Info
| LIVE CUSTOMER SUPPORT |
|---|
| Free |
| AUTOMATED CUSTOMER SUPPORT |
| Free |
| RELOAD OPTIONS |
| Direct Deposit, Western Union, Cash Reload, Bank Transfer, Check Reload |
| CANCELLATION FEE |
|---|
| $5.95 |
| INACTIVITY FEE |
| $5.95/month after 90 days of inactivity |
| Last updated on 8/23/2021 |
Customer Questions and Answers
Don't see what you're looking for? Submit your question about NetSpend® Visa® Prepaid Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
Can I reload at an ATM? How about Walmart or 7-Eleven? Reply 2318
Unfortunately, you cannot reload this card at an ATM, but you can find a retail reload location by visiting https://www.loadnetspend.com . Please take into consideration that, depending on the location, a reload fee of up to $3.95 may apply.
Are there any no fee ATM's? Reply 1611
Unfortunately not. You can use your card to withdraw cash at virtually any ATM, but NetSpend charges a fee of $2.50 per withdrawal on top of whatever ATM owner surcharge is assessed.
How do I see the terms and conditions for overdraft? Reply 95
You can read the terms and conditions for the overdraft account at: https://www.netspend.com/account/terms/030201_1-0.pdf . Best of luck!
Can I bring a paper payroll check and use it to reload my NetSpend card? Reply 66
Unfortunately not. Checks can only be loaded electronically using direct deposit. If you want to load paper checks, the best option is to get a prepaid card like Chase Liquid which offers free mobile deposits.
could I add my 17 year old son to my account Reply 57
Yes, according to the company’s website, you can authorize him as a secondary cardholder and ask for an additional card.
I need to withdraw $3,000 from my account. How do I do it? Reply 4
You may withdraw that amount by opting for over-the-counter cash withdrawal at a NetSpend Reload Network Location or Visa member bank branch. You will not be able to withdraw that much from an ATM, since ATM transactions are limited to $325 per withdrawal, $940 per day.
How much can you put on your card? Can I put money on somebody's card without the card? Reply 4
If you choose to load your card in-store with cash, the maximum amount is $2,500 in 24 hours. Direct deposits are limited to $15,000. You can load the card without physically having it on you through your online account, by simply transferring money from a bank account. You can also call 1-866-387-7363 to move money over the phone. If you wish to reload in-store or using Western Union, you must have your card on you.
Does it offer free towing for a vehicle? Reply 45
No, unfortunately, the NetSpend Prepaid Card does not offer free towing. Please let us know if you have any other questions.
NetSpend® Visa® Prepaid Card Reviews
Share your insights and review the NetSpend® Visa® Prepaid Card.
My frustration with them makes me almost suicidal ! ! ! This is a travesty...I am a AMERICAN, who has wonderful DICTION ... and I expect the same in return, and I know damn well there should be an AMERICAN working somewhere within the company, with proper ENGLISH ANNUNCIATION to handle English Speaking consumers such as myself. This is a company who wants to continue to handle my money...if you can't find people over seas who can't communicate clearly with those of us who don't have an 'EAR' for exotic syllables, then you need to bring it on HOME NETSPEND !... BACK TO THE U.S.A. ! Oh...and by the way...WHERE IS MY MONEY?...its been one issue after another...your fees have skyrocketed to 10 to the 87th POWER! Its got to be a better way people, and I know it is...GOOD LUCK everyone, cause I m outta here...(that's my BROKEN ENGLISH) :O) ....GODSPEED !… show more
A once happy customer
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Last updated on: August 23rd, 2021 at 10:40
WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not issuer’s responsibility to ensure all posts and/or questions are answered.
Offer last updated: Aug 23rd, 2021 at 10:40 ET