NetSpend® Visa® Prepaid Card - Pay-As-You-Go
NetSpend® Visa® Prepaid Card - Pay-As-You-Go's Key Fees
| ACTIVATION FEE |
None |
|---|---|
| MONTHLY FEE |
None |
| SIGNATURE TRANSACTION FEE |
$1.50 |
| PIN TRANSACTION FEE |
$1.50 |
| IN-NETWORK ATM TRANSACTION FEE |
$2.5 |
| ATM NETWORK SIZE |
N/A |
| OUT-OF-NETWORK ATM TRANSACTION FEE |
$2.5 |
| FOREIGN ATM TRANSACTION FEE |
4% |
| ACTIVATION FEE |
|---|
| None |
| MONTHLY FEE |
| None |
| SIGNATURE TRANSACTION FEE |
| $1.50 |
| PIN TRANSACTION FEE |
| $1.50 |
| IN-NETWORK ATM TRANSACTION FEE |
| $2.5 |
| ATM NETWORK SIZE |
| N/A |
| OUT-OF-NETWORK ATM TRANSACTION FEE |
| $2.5 |
| FOREIGN ATM TRANSACTION FEE |
| 4% |
NetSpend® Visa® Prepaid Card - Pay-As-You-Go's Highlights
| 100% approval - No credit check required |
| Pay bills and make purchases online |
| Use it when you can't use cash — everywhere Visa debit cards are accepted |
| Enroll in Direct Deposit to your Netspend Card, and you could get paid up to 2 days faster |
| You can add cash or paper checks, too. Skip the line completely and load checks directly from your mobile phone in minutes with Mobile Check Load |
| Put money on your card at any of more than 130,000 reload locations like Walgreen's® , 7-Eleven® and Western Union® |
NetSpend® Visa® Prepaid Card - Pay-As-You-Go's Additional Info
| LIVE CUSTOMER SUPPORT |
|---|
| Free |
| AUTOMATED CUSTOMER SUPPORT |
| Free |
| RELOAD OPTIONS |
| Direct Deposit, Western Union, Cash Reload, Bank Transfer, Check Reload |
| CANCELLATION FEE |
|---|
| $5.95 |
| INACTIVITY FEE |
| $5.95/month after 90 days of inactivity |
Customer Questions and Answers
Don't see what you're looking for? Submit your question about NetSpend® Visa® Prepaid Card - Pay-As-You-Go to our community.
What is the minimum amount of money that I can put on my NetSpend prepaid card? Reply 91
There is no minimum amount of money you're required to put on your NetSpend prepaid card.
However, you will need to put at least $10 on the card the first time you load it. Please let us know if you have any other questions! Best of luck!
How can I switch plans from monthly to pay-as-you-go on my NetSpend Western Union card? Reply 43
You can switch plans by logging in to your online account ( https://www.netspend.com/account/index.m ), navigating to Features and selecting Rate Plan. Best of luck!
What is the minimum amount I can load onto my NetSpend card? Reply 31
The minimum is $10 and the monthly fee plan is $5 for the Transact 7 Eleven Netspend card. The $5 plan is only $3.75 if you keep it for 4 months becauae the 4th month is waived.
What's the Netspend maximum balance? Reply 21
The maximum balance is $15,000 at any point in time. You can load up to $7,500 in a 24 hour period. Please find more details here: https://www.netspend.com/account/terms/netspend_MC_T_C_1937677.pdf.
I applied for a NetSpend card but did not activate it. I cut it up and threw it away. Will I be charged fees? I can't remember how to access my info to cancel it. Reply 22
No, you won’t be charged any fees if your NetSpend card is not activated.
When are NetSpend funds available? Reply 11
That depends on how the funds where added. Usually, direct deposits are made available immediately. You can find more details here: https://www.netspend.com/help/faqs/.
What is minimum amount of cash that can be loaded on the NetSpend card? Reply 11
The minimum amount of the initial value load is $10. However, the minimum value of the subsequent loads is not specified. That being said, the minimum and maximum dollar value of any value loads made through the NetSpend Reload Network will be established by the individual reload location. For more information, please call customer service at 1-855-967-2273. Hope this helps.
What is the smallest amount I can load on my cards? Reply 11
Unfortunately, this information is not made available on Netspend’s website. Please call customer service at 866-387-7363 for more details.
When you pay a bill with a NetSpend card, why does it take out more than the bill amount? Reply 14
NetSpend® Visa® Prepaid Card - Pay-As-You-Go Reviews
Share your insights and review the NetSpend® Visa® Prepaid Card - Pay-As-You-Go.
I was excited when the card arrived because I signed up as a referral of the friend when I loaded my initial amount it being over $40 I got $20 free, and so did my friend, but after that I did not like the card.
The card has ridiculously fees, compared to other like card, if you need to call and check your balance they charge you.50 of coarse you can get by this by checking your balance online or even installing the app on your android device but I think charging to check the balance is not a fair fee.
The card also charges expensive transaction fees. If you use your card in store as a debit that cost $2.00 in store fees as a credit card are not much better at $1.00 per transaction. While ATM fees are at $2.50 not counting the additional fees the ATM itself charges you, for using a card that is not their brand.
The few pros I found with this card, is its referral program, the $20 bonus and the no monthly fees.
The cons for me outweighed the pros greatly.
There are a lot of better cards out there some without monthly fees as well, but nearly all have lower transaction fees overall.… show more
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Last updated on: June 18th, 2020 at 14:56
WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not issuer’s responsibility to ensure all posts and/or questions are answered.
Offer last updated: Jun 18th, 2020 at 14:56 ET