New York & Company Credit Card
New York & Company Credit Card
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Accepted Credit Scores
Excellent Credit, Good Credit
Automatic enrollment in the New York & Company rewards Club.
Earn 4 points for every dollar you spend at New York & Company or nyandcompany.com.
Earn 1 point for every dollar you spend everywhere else.
Get a $25 Gift every time you accrue 2500 Everywhere Points.
Get a $25 Reward every 5 times you make a purchase.
Get a $25 Reward when you spend $100 or more on your card in any given month.
APR on Purchases
Balance Transfers Not Allowed
New York & Company Credit Card Pros & Cons
No membership fees
High rewards rate
No initial rewards bonus
No intro APR on purchases
No balance transfers allowed
Requires good/excellent credit
New York & Company Credit Card's Additional Info
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Special savings events throughout the year.
Exclusive mailings with discounts and coupons.
A week of savings for your birthday.
Our must-have style newsletter email.
No annual fee.
Access to thousands of ATMs.
For questions regarding your New York & Company MasterCard®, please call 1.877.795.6399 Monday-Saturday 8AM-9PM EST (TDD number 1-800-695-1788).
Questions & Answers
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New York & Company Credit Card Reviews
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You get access to tons of special savings and even a "savings week" for your birthday, one thing that is apparent with this card is that the company delivering it knows how to take care of its customers. You can call customer service Monday through Saturday, 8 a.m. to 9 p.m. and even get an informative newsletter through email. There is no annual rate and you can withdraw money from over 1000 ATM's. It really seems like there isn't much you can't do with this card.
The only drawback it would seem is that the company does not list any information about introductory rate, introductory period, or regular rate, but with a required credit score of good or excellent, you can reasonably assume that the rates will be low and you won't have to worry about crazy amounts of fees since this card is obviously intended for people who know how to manage their finances.
There also is no bank transfers or information on cash advances, max late fees, over-limit fees, penalty APR, grace periods, foreign transaction fee, and there is no online response available. But, again, this card is obviously for people who know how to manage their finances so while this information is pertinent, like anything else, it's probably not a major concern and is something that can be discussed when an individual gets approved.
All-in-all, this card seems great and I would love to have one.
+ 124 users submitted a rating without writing a full review
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