Accepted Credit Scores 
Limited History, Bad Credit
Oakstone Gold Secured Mastercard®
Oakstone Gold Secured Mastercard®'s Key APRs & Fees
| ONE-TIME FEES |
|---|
| None |
| ANNUAL FEE |
| $39 |
| MONTHLY FEE |
| None |
| REGULAR RATE |
|---|
| 13.99% (V) |
| GRACE PERIOD |
| 25 days |
Oakstone Gold Secured Mastercard®'s Highlights
| Credit lines available from $200 to $5,000! Low 13.99% variable interest rate on purchases - with no penalty rate! |
| No minimum credit score requirements! We invite all credit types to apply! No processing or application fees! |
| Helps strengthen your credit with responsible card use. Reports to three national bureaus |
| Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line. |
| Nationwide Program though not yet available in NY, IA, AR, or WI |
| See website for additional Oakstone Gold Secured Mastercard® details |
Oakstone Gold Secured Mastercard®'s Additional Info
| MAX LATE FEE |
$40 |
|---|---|
| MAX OVERLIMIT FEE |
None |
| MAX PENALTY APR |
None |
| FOREIGN TRANSACTION FEE |
3% |
| SMART CHIP |
No |
-
CASH ADVANCE APR
19.99% (V)
-
CASH ADVANCE FEE
3% (min $10)
- Last updated on 1/20/2021
at First Progress' secure site
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Customer Questions and Answers
Don't see what you're looking for? Submit your question about Oakstone Gold Secured Mastercard® to our community.
How does the Oakstone Gold Secured card's rental car insurance work? Reply 2
Anna Weaver
@anna_weaver
The Oakstone Gold Secured card doesn’t offer rental car insurance. But secured cards usually have lower credit limits, and aren’t ideal for car rentals, anyway.
2
Upvotes
Does Oakstone Gold Secured report to all bureaus? Reply 2
Faith Reeves
@faith_reeves
Yes, the Oakstone Gold Secured card reports to all major credit bureaus TransUnion, Experian and Equifax every month. So don’t forget to always pay your bill before its due date.
2
Upvotes
Does Oakstone Gold Secured do a hard pull? Reply 2
Clarence Williams
@clarence_w
Yes, the Oakstone Gold Secured card does a hard pull for applications.
But you could get approved for it regardless of your credit score, as long as you don’t have a pending bankruptcy on your record, and meet the issuer's income and identity verification requirements.
2
Upvotes
Oakstone Gold Secured Mastercard® Reviews
Share your insights and review the Oakstone Gold Secured Mastercard®.
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WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not issuer’s responsibility to ensure all posts and/or questions are answered.
Last updated on: January 20th, 2021 at 06:06
Related Credit Cards
If you are interested in the Oakstone Gold Secured Mastercard®, check out the following credit cards as well:
Related Credit Card Categories
Oakstone Gold Secured Mastercard® is related to the following categories:
WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not issuer’s responsibility to ensure all posts and/or questions are answered.
Offer last updated: Jan 20th, 2021 at 06:06 ET