WalletHubQualify with limited or no credit historyMembership feesForeign feeRequires security deposit
We're sorry, but the OakStone Secured Mastercard® Platinum Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer.
You can review OakStone Secured Mastercard® Platinum Credit Card's rates and fees according to our latest records, which may be outdated. Alternatively, you can compare the latest credit card offers.
Limited History, Bad Credit
$200
14.74% (V)
by John Kiernan
June 1st, 2023
Qualify with limited or no credit history
Membership fees
Foreign fee
Requires security deposit
| cash advance fee | 3% (min $10) |
| cash advance APR | 23.74% (V) |
| foreign transaction fee | 3% |
| smart chip | No |
| max late fee | $41 |
| max overlimit fee | $0 |
| max penalty APR | None |
Credit lines available from $200 to $5,000!
No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
Helps strengthen your credit with responsible card use. Reports to three national bureaus
Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
Nationwide program; available in all 50 US states *See Card Terms.
Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
See website for additional Oakstone Platinum Secured Mastercard® details
Can't find what you are looking for? Submit your question about OakStone Secured Mastercard® Platinum Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
You can get an OakStone Platinum Card credit limit increase by requesting it from your account or over the phone. Their customer service phone number is (888) 403-4783.
If your request is approved, they'll provide an address where you can send your additional deposit to, using a check.
You can reach the OakStone Platinum Card customer service by calling (888) 403-4783, or the number on the back of your card.
Other ways to get in touch with them are from your online account or by sending a letter to the following address:
Oakstone Card
P.O. Box 9053
...
The OakStone Secured Mastercard® Platinum Credit Card is a pretty good first-time credit card because it is available to people with bad credit and its annual fee is just $49. This means it's easy to get approved for and fairly inexpensive to own. Responsible use also builds credit, as the OakStone Platinum Card reports account...
The OakStone Secured Mastercard® Platinum Credit Card is not a metal credit card, as it is made of plastic like most other credit cards. There's no functional difference between a plastic card like the OakStone Platinum Card and a metal credit card, though, so don't dismiss the OakStone Platinum Card just because it isn't metal. If...
The OakStone Platinum Card exchange rate is Mastercard's exchange rate on the date you make a purchase, plus any foreign transaction fees. While Mastercard exchange rates change daily, the OakStone Platinum Card foreign fee is always 3% of the transaction in U.S. dollars.
It's best to use a credit card with no foreign transaction fee when making purchases from...
No, the OakStone Platinum Card does not have a 0% APR intro period for new purchases. Secured credit cards like the OakStone Platinum Card are meant for building or rebuilding credit, and are not intended for carrying balances or financing large purchases over time. Since secured cards require a security deposit, which typically...
The OakStone Secured Mastercard® Platinum Credit Card interest rate is 14.74% (V). This OakStone Platinum Card interest rate is variable, meaning it can change based on certain economic conditions.
The OakStone Platinum Card gives you a 25-day grace period to avoid paying interest on your purchases. The grace period runs from the end of...
The maximum amount you can deposit for your OakStone Platinum Card is $5,000. And your initial security deposit cannot be lower than $200.
Yes, you can carry a balance on the OakStone Secured Mastercard® Platinum Credit Card, which allows you to pay off your purchases and other transactions over time. There is a minimum monthly payment you must make, and you can carry the remaining balance. Keep in mind that carrying a balance may not always be the...
The OakStone Secured Mastercard® Platinum Credit Card is easy to get because it is available to people who have bad credit or better. As a result, most people stand a good chance of qualifying for the OakStone Platinum Card.
OakStone Platinum Card Requirements
Share your insights and review the OakStone Secured Mastercard® Platinum Credit Card
The details are incorrect here- it's only $2000 max upon account opening, not then $5,000 as the article states. This should be updated, it was my primary reason for applying. I would have gone with one of the other $2.5k options.
+ 58 users submitted a rating without writing a full review
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Offer last updated: Jun 1st, 2023 at 17:17 ET
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