Info about Office Depot Business Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Rewards%APR111Reviews3Q&AContact
RewardsAPRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
Rewards
Save $50 on your first purchase of $150 or more (in the form of a statement credit) made within 60 days of account opening.
Link your rewards membership to your credit account and get 2% back in rewards on everything automatically.
Become a VIP member and get 5% back in rewards on ink, toner, paper and print/copy/ship services and free delivery on eligible items when you spend $500 in twelve months.
Get $2 back in rewards when you recycle your ink and toner cartridges (up to 10 cartridges per month). $10 minimum monthly purchase required.
Bonus rewards for members-only.
APR on Purchases
23.99%
Balance Transfer
Balance Transfers Not Allowed
WalletHub Review
Office Depot Business Credit Card Pros & Cons
No membership fees
$50 initial rewards bonus
Qualify with fair credit
High regular APR
Office Depot Business Credit Card's Additional Info
Can't find what you are looking for? Submit your question about Office Depot Business Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
Applicants may get an instant decision when applying for the Office Depot Business Credit Card. Some applications may require further consideration, but applicants will be notified of a decision within two weeks. The Office Depot Business Credit Card requires fair credit or better (a credit score of 640+) for good odds of approval.
A credit score of at least 640 is required to get the Office Depot business credit card.
That's fair credit, but remember that a fair credit score might not be enough, as the issuer will also factor your past negatives, recent hard inquiries, etc.
Share your insights and review the Office Depot Business Credit Card
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4.5
111 reviews
111 reviews
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Idalia Allred @idaliaa3
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5 Star Rating
I own a wedding stationery business and I use my Office Depot Business store card on a regular basis for the cost of printing and shipping from within the store. I've never had any billing issues or disputes that I've needed to make. I love that I can make payments online and I can easily keep track of my spending for accounting purposes. When you print and ship on a regular basis it is easy to lose track of your receipts and such, and with this card I can see all of my transactions via the website. As well as with Office Depot, I can pull up all of my past receipts online, as well as get my rewards.
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Chris Bakker @christian_bakker1
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4 Star Rating
I am responsible for keeping our office supplied with the necessary supplies. I am also responsible for accounts payable. Using the card and making payments each month makes my job easier than having to account for the petty cash drawer that we sometimes use. Also, the Office Depot Business Store Card has a lower APR than the regular Office Depot credit card, which can save a lot of money of the fiscal year. Trust me, this card is necessary to streamline your office duties and makes you a more efficient business in the long run. No complaints from me. All pro, no con.
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Amanda Smith @manda413
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5 Star Rating
I'm in charge of getting all the supplies that our small office needs. After much debate, I decided to go ahead and get this store card because it seemed like a great card to have. It's easy to use, the billing is easy to understand, and there is no annual fee which is always a HUGE plus in my book! I also get some discounts when I use this card which really helps when you're already spending so much money at the store. Of all the store credit cards I own, this one is definitely my favorite. Another thing that really helped me decide to get this card is that I just really love Office Depot in general. Every time I walk into my local one, the workers are always very friendly and always willing to help me find what I need. Overall, I'd recommend this card to anyone who spends a lot of money at Office Depot for their office
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Collin Vickers @csv1984
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5 Star Rating
I own a small internet-based business providing literary critique and editing services to novelists and bloggers around the United States. I routinely have to print out manuscripts numbering hundreds of pages so that I can provide written feedback in the margins. The 10% discount from the Office Depot Business Store card saved me $50 right off the bat - my first purchase was largely paper, and I still have some stock from that initial purchase on hand. When I need related goods, I only shop at Office Depot, and I highly recommend this card if you have a strong need for these types of supplies in your line of work.
I also have to do all of my own accounting and tax filing, and the monthly statements I get from Office depot greatly simplify this process for me. Almost all of my business supplies come from Office Depot, and being able to contain my business purchases on one account with a single, unified set of books, has been a big time saver for me.
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M Hill @M.Hill
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5 Star Rating
If you have any kind of business or do anything business related you are doing yourself a disservice to not have this card. The discounts make this card so worth it , you might be buying something like a printer or even something as small as a box of pencils or pencils. It's just this saves so much headache when it comes time to sit down and do that dreaded accounting chore. That and how could you not love the gifts and discounts.I love this card and it has just been a blessing since I started using it.
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Cindy Badder @CindyPetzoldSharpBadder
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5 Star Rating
I work in a single employee office which means I do it all. It is so simple to use my Office Depot Card to order all my supplies. I go online, a couple clicks and the next day my supplies are delivered to my door. Billing is simple to track and pay and it makes a monthly chore so easy and quick. A nice bonus are the gifts and discounts for ordering with Office Depot.
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Jeff @jeffreyg
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5 Star Rating
I run a photography business. I do a lot of commercial photography and because of this I have to have a lot of forms and paperwork. I keep my office stocked with my Office Depot card because it is a great way to keep track of my office expenses. I normally get everything paid off before the grace period runs out. If I didn't handle it that way, I would wince at the APR. When I first got the card it was nice to use the additional 10% off and I stocked up on quite a bit of things that I knew I would be needing. It really does work nicely at tax time because I have most of my office expenses right in one place and I don't have to go scrambling looking for receipts from several different stores. It also helps me because I have gotten to know where everything is in the local store. I don't have to go traipsing all over a different store because I automatically know that I will go to the Office Depot for all of my office supplies.
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Rob Doe @rob_doe_3994
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5 Star Rating
Office Depot Business Store Card is a great card for anyone who owns a business that has multiple employees that need to make office supply purchases. I don't own a business but i have worked for a place that used this card and they would let me buy supply's with this and i thought it was amazing. I mean you have a lot of control over employee spending with accurate purchase history for each employee. And for your first purchase you get a 10% discount so be sure to take advantage of that. I remember my employer let me buy a laptop on this card once as a kind of Christmas present and i don't think he would have let me do that if he didn't have this awesome Office Depot card. So business owners, do yourself a favor and get this card.
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Kassandra Raza @kassandrar1
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5 Star Rating
The company I work for uses Office Depot Business Card for all of our supply need purchases. The closest Office Depot store is about five minutes away from my place of employment so it makes it very convenient to shop. We use Office Depot Business card for everything from ink and laser printers, to pens and computer accessories. The APR percentage is not bad and accounts receivable pay off the balance each month, not to mention there is no annual fee which is great. This card is very flexible and the company I work for has been using it for years. I highly recommend this card for office supplies.
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Chris Hornbostel @chris.hornbostel.3
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5 Star Rating
This is pretty much our go-to card in office purchasing where I work, and it gets the job done but needs to be managed. You have to be able to coordinate your purchases with accounting and paying off within the grace period for us is important. That said, we simply handle this card as a "net-14" day invoice, and only shop for things like ink, paper, envelopes, and other stuff at certain points in the month to keep everything straight. If you don't pay in the grace period, that 23.9% APR will start to put a hurt on your bottom line. If you manage your expenses well and have the cash flow to stay within that grace period, this is a fantastic and effective card. (And we love never running out of ink in the middle of a big print job now!)
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