Minimum Credit Score Needed 
Limited History
OpenSky® Secured Visa® Credit Card
Editor’s Take
Review: OpenSky® Secured Visa® Credit Card
If you want high approval odds but have damaged credit, the OpenSky Credit Card is a great choice because there’s no credit check when you apply. The card’s main approval requirements are that you need to be 18+ years old and have enough income to afford a $200+ security deposit, a $35 annual fee, and monthly bill payments. The OpenSky Secured Card also reports account information to the three major credit bureaus on a monthly basis. That means you can improve your credit score by paying each monthly bill on time and otherwise managing your account responsibly.
Those are the most important things to know before applying for OpenSky Secured. Below, you can find additional information to help you make up your mind about this offer.
OpenSky Credit Card Review Highlights:
John Kiernan, Credit Card Editor
Apr 22, 2019
Those are the most important things to know before applying for OpenSky Secured. Below, you can find additional information to help you make up your mind about this offer.
OpenSky Credit Card Review Highlights:
- No credit check is great news for credit-rebuilders. Nearly all credit cards – including secured cards – require a credit check and have certain approval criteria that applicants must meet. For example, it can be difficult to get many secured cards if you have a recent bankruptcy or tax lien on your record. But that’s not the case with the OpenSky Credit Card. OpenSky simply needs to verify your identity. This saves you from a hard credit inquiry that could temporarily lower your credit score, while enabling you to begin adding positive information to your credit reports as soon as possible.
- $200 minimum security deposit. The OpenSky Visa is a secured credit card, which means you will be required to place a refundable security deposit, the amount of which will act as your credit limit. This limits the issuer’s risk, giving applicants higher approval odds and fairly low fees. At $200, OpenSky’s required security deposit is lower than that of most secured cards.
- $35 annual fee isn’t cheap or expensive. OpenSky’s annual fee is about average for a secured card, according to WalletHub data. So it isn’t necessarily a deal-breaker. But there are some secured cards with no annual fee, which you should definitely check out if your credit isn’t too severely damaged.
- There are more fees to watch out for. The OpenSky Secured Credit Card charges a 3% foreign-transaction fee.
- Below-average APR, but financing still isn’t wise. Carrying a balance from month to month with a secured card doesn’t make much sense because it’s basically the equivalent of charging yourself for a loan. But if you’re unable to pay your bill in full during a given month, at least your balance will accrue interest at a lower rate than it would with the average secured card. The OpenSky Visa has a slightly lower APR than the average secured card, according to WalletHub’s latest Credit Card Landscape Report.
Apr 22, 2019
OpenSky® Secured Visa® Credit Card's Key APRs & Fees
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ONE-TIME FEES
None
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ANNUAL FEE
$35
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MONTHLY FEE
None
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REGULAR RATE
19.64% (V)
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GRACE PERIOD
25 days
OpenSky® Secured Visa® Credit Card's Highlights
- No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
- The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
- Build credit quickly. OpenSky reports to all 3 major credit bureaus.
- 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
- We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
- OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
- *View our Cardholder Agreement located at the bottom of the application page for details of the card.
OpenSky® Secured Visa® Credit Card's Additional Info
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MAX LATE FEE
$38
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MAX OVERLIMIT FEE
None
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MAX PENALTY APR
None
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FOREIGN TRANSACTION
FEE
3%
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SMART CHIP
Yes, chip-and-signature
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CASH ADVANCE APR
19.64% (V)
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CASH ADVANCE FEE
5% (min $6)
at Capital Bank's secure site
Editor's Pick
OpenSky® Secured Visa® Credit Card is an Editor's Pick for:
Related Credit Card Categories
OpenSky® Secured Visa® Credit Card is related to the following categories:
Customer Questions and Answers
Don't see what you're looking for? Submit your question about OpenSky® Secured Visa® Credit Card to our community.
What's the usual OpenSky approval time? Reply 11
Mark Towers
Dec 19, 2018 · @MarkTowers
In most instances, if they can verify your identity, the OpenSky credit card offers an approval decision immediately.
1
Upvote
What options do I choose when withdrawing from an atm machine? I had trouble getting cash back when I tried Reply 11
1
Upvote
How long would it take for my OpenSky credit card to reach me with expedited shipping? Reply 1
Dec 10, 2018 · @pinkstar
OpenSky will offer overnight shipping and it shouldn't take more than 5 business days from getting approved to get it. Keep in mind that if you request expedited shipping you’ll pay $50 for that convenience.
1
Upvote
Will Opensky do a credit check if I apply? Reply 21
HECTOR MOLINA
Dec 7, 2018 · @hectormolina
OpenSky is the only credit card I know of that will not require a credit check.
2
Upvotes
Does Opensky report to all three credit bureaus? Reply 1
Alicia Kane
Oct 31, 2018 · @Alicia_K
The OpenSky credit card will report to all three major credit bureaus - TransUnion, Equifax and Experian.
1
Upvote
How can I get a cash advance with my Opensky credit card? Reply 13
James Bronzz
Oct 4, 2018 · @jbronz
You can use your OpenSky Visa card to get a cash advance at any ATM that accepts Visa, which is pretty much any ATM in the world.
However, cash advances are extremely expensive, as you will be charged a cash advance fee of 5% (min. $6) and interest that starts piling up immediately at a variable rate of 19.14%, so you may want to look into alternatives.
1
Upvote
Can I apply for the OpenSky credit card from Puerto Rico? Reply 1
James Bronzz
Sep 13, 2018 · @jbronz
Yes, the OpenSky card will accept applications from Puerto Rico, however, you must also have a US address or a PO BOX in the US with City, State, and ZIP code.
1
Upvote
How much is the fee to add an authorized user for my Opensky credit card? Reply 1
William Drake
Aug 23, 2018 · @will_drake
The fee to add an authorized user to your credit card account is $30. Remember that you are fully responsible for all of the transactions the authorized user.
1
Upvote
How do I find out when my OpenSky card payment is due? Reply 1
Ian Filster
Jun 11, 2018 · @ian_filster
You can see that on the statements they send you. If in doubt, you can always just give them a call at 800-859-6412.
1
Upvote
Can I link my OpenSky card to my PayPal account? Reply 11
Nina Heirron
May 29, 2018 · @nina_heirron
You can link OpenSky to PayPal. PayPal accepts Visa (which this card is), so you shouldn't have any trouble with it.
1
Upvote
OpenSky® Secured Visa® Credit Card Video Review
OpenSky® Secured Visa® Credit Card Reviews
Share your insights and review the OpenSky® Secured Visa® Credit Card.
Oct 06, 2014
I was looking for a good card that would rebuild my credit. All of the fees that Open Sky charges make it a bad fit for my needs.
Comment
Sep 18, 2014
This card is great for what it does: rebuilds credit. When I first started gaining credit, I missed a few payments, and wound up in the hole. This is one the cards that helped me get out of that hole. While it is pricey, and has to be backed with your own money, it does exactly what it is supposed to do. The card is also very pretty, probably the nicest one I have, which could be a plus for the right person!… show more
Sep 12, 2014
Ouch, I'm not sure this card is one I can recommend to others. They seem to want to charge a fee for any small thing you want to do. They want $25 a year, $25 for anytime you deposit money, $25 for an increase in credit, even a request in a reduction of your credit limit requires $25. There are much better cards out there. The rates are lower on other cards as well, even notorious store cards that are known for their extravagantly high rates. Check for options from your bank first or credit union.… show more
Sep 11, 2014
The most frustrating about this card is the website. It is completely outdated and not at all interactive, very disappointing.
Aug 13, 2014
I like the bank that offers this card, also known as Capital Bank. Unfortunately though if you're looking for a card that will eventually become unsecured, this card product is not it. That said, it offers a great interest rate if you decide to revolve, and convenient payment options too. I'm merely using this card as a tool to help demonstrate a positive payment history on a revolving line of credit. And yes after one year there is a $25 fee to request a line increase (of which is your money as the account is solely a secured card).… show more
Jul 29, 2014
I don't like the fact that the Open Sky Secured Visa Credit Card charges $25 for a request of a credit limit increase or decrease. To be charged for that just doesn't make sense to me.
Jul 28, 2014
Not sure what going on. I've had the card for about 2 months. It has NOT been reporting to Equifax which is the most important right now. Can anybody tell me whats going on? Other than that, the payment takes forever to post to my availalbe balance.
Jul 11, 2014
For someone with good credit, there's not much to be excited about when looking at the terms of this credit card. A high interest rate and a $29 dollar annual fee makes it unattractive. If you are in need of re-establishing your credit, then take a look at this card as it looks like a good credit card for you.
Jun 04, 2014
Open Sky Secured Visa Credit Card is a secured credit card so anyone can get this card. You have to place a deposit down and however much you put down becomes your credit limit. Great for people trying to establish credit or fixing their payment history. There are other secured credit cards out there who do not charge you Limit Increase/Reduction request fees. Merrick Bank Secured Visa is a competitor of this card and also has a lower annual fee. The late fee is only $20 with this card, which is not bad but totally avoidable by making timely payments.… show more
May 20, 2014
The Open Sky Secured Visa Credit Card has a lot of great options for customers looking to build their credit. There are low interest rates and lower late fees than most other cards. The only disadvantage seems to be the annual fee of $29. Also, the Open Sky Secured Visa Credit Card requires a deposit. Sure, it is a small one…but isn’t the point of a credit card to not put money up front?
May 13, 2014
I like the fact that they don't have any front load fees and the annual fee seems reasonable. The rate is high to me, but then, I don't have credit issues. Normally, I use Visa, but if for some reason my credit is ever destroyed through an extended loss of income. I'd use this to rebuild.
Apr 14, 2014
Compared to other cards that I have used (MasterCard, American Express), The Open Sky Secured Visa credit card has many advantages: lower interest rates, lower max late fee, and no monthly fees. However, I like to travel a lot and the 3% foreign transaction fee is much higher than other cards, so this is really not a viable option for those who leave the country a lot.
Feb 12, 2014
Compared to other cards that I have used, the Open Sky Visa has lower fees and more convenience. I really enjoy the features it offers and the fact that I can use this card in a lot of places. I would recommend this card to anyone looking for something easy to use.
Jan 16, 2014
I thought the Open Sky Secured Visa Credit Card would be a good choice while I was in school. But I soon learned I had made a bad choice. Personally customer support was terrible. I could never get a word in edgewise. Stay away from this card if you can.
Jan 06, 2014
I actually have an Open Sky Secured Visa Credit Card. It's one of my favorites. I really enjoy how easy it is to build your credit, since my credit was destroyed by stupid choices I made with my first credit card. Easy approval, and the interest rate is really low.
Dec 16, 2013
This card is an okay option for someone just starting out, or someone with very poor credit. It is easy to get approved for a secured credit card, but there really aren't many advantages over that. Not only is there a $29 annual fee, but after one year, you are charged each time you request a credit limit increase or decrease. There are better secured cards out there with lower fees.
Dec 12, 2013
This card is probably not for everyone. The Open Sky Secured Credit Card requires a deposit, just like renting an apartment. In some ways, that defeats the purpose of a credit card: if I had the money to put down in the first place, I would have just paid it outright and not dealt with the potentially harmful effects of using a credit card.
That being said, this looks like a pretty good card if you're looking to build your credit rating, since they already have some of your money. The interest rate is low, and the penalty for late payments is incredibly low compared to other cards. It's also nice that you apparently don't need a bank account, because you can deposit right to the card.
All in all, a good beginner or rebuilder card.… show more
That being said, this looks like a pretty good card if you're looking to build your credit rating, since they already have some of your money. The interest rate is low, and the penalty for late payments is incredibly low compared to other cards. It's also nice that you apparently don't need a bank account, because you can deposit right to the card.
All in all, a good beginner or rebuilder card.… show more
Dec 09, 2013
The Open Sky Secured Credit Card is ideal for those who need to build their credit. If you've had issues with credit in the past and need to work you way back up to a decent score, you can't do much better than this card. Your credit line is set by how much you deposit (from $200 up to $5000) and with several options for funding available, you do not even need a bank account. Also, there is no interest on purchases if paid in full each month, which can be helpful to allow you to build credit without wasting money. Again, this card is useless for those with good credit, but is a wonderful welcome sight for those who need to work their way back to good standing.… show more
Dec 03, 2013
Open Sky Credit Card is a friendly option for people with credit troubles. It has a low annual fee and an extended grace period on purchases. Overall, I would suggest this card to any friends, with low credit scores, that are interested in building their credit.
Dec 03, 2013
I have the open sky secured card and in my experience it is very useful. It enabled someone like myself who has a very limited credit history to be approved for credit and establish myself. I would recommend this card to other students like myself
Nov 28, 2013
Its one among those life savers I would say. The Open Sky Secured is not only great for rebuilding credit history, but its also a great place to start with for first time users. The secured card with $200 deposit would make first timers use the card judiciously thereby slowly building their credit worthiness. And once we are comfortable with our spending habits, the limits can always be increased. I would really appreciate if they could offer an unsecured card for excellent credit customers based on their spending pattern. That would be a great way to retain customers from drifting away. Anyways, its a great card to have!… show more
Nov 26, 2013
The Open Sky Secured Visa Credit Card is the best credit card for those with bad credit. This card is extremely helpful for rebuilding your credit. There were no intial fees to sign up. I had to make a $200 deposit to secure the credit card. My limit has since gone up to a $100. This card has been such a huge help, in helping me to rebuild my credit. As long as you make your payments on time and pay off your balance, they have no problem increasing your spending limit. The interest rate is also much lower than most other credit cards with bad credit… show more
Nov 24, 2013
First off, it should be noted that this card is for those with low credit scores and because of this it is secured (meaning that it requires a deposit to attain it). In this case the deposit is $200, which is no small amount of money, but for those who have poor credit it may be worth considering nonetheless. What makes this card appealing is that it has a fair rate at 17.5%. For those who fall into this credit bracket, this is much better than they will get with many credit cards designed for lower credit applicants. On the other hand, this card also has a $29 annual fee which is a detractor. These things are all something that must be considered, but for those who have limited options with a lower credit score this card can help them work up their score and provide them the security of having a credit card. I have used a similar card when I was younger and fell into financial difficulties and believe it is a fair option for those in that position.… show more
Nov 15, 2013
If you have bad credit, like me, and need a secured credit card to use, then you can’t go wrong with the Open Sky Secured Visa Credit Card. It has helped me in rebuilding my credit by being a secured card that I can load with my own money and thus won’t go into debt by going over my balance. It’s great that they do not charge any interest as long as you pay your balance in full by the due date each month. Other cards which I have used charged interest whether or not you paid in time so I really enjoy using this card. Take note that there is a minimum deposit of $200 and an annual fee of $29.… show more
Nov 11, 2013
The Open Sky Secured Credit Card is a great card to apply for if you have bad credit and would like to increase it. You need a minimum of $200 to open the card, and will need to pay an annual fee of $29. This card would be great to make small purchases to immediately pay right off in order to build credit.
Nov 06, 2013
The Open Sky credit card is a great place to start if you do not have so great credit. You put 200.00 opening deposit down . This is a secured card and not a unsecured line of credit. You can put up to 5000.00 onto your card. " After your Account is open for one year or more Capital Bank will charge you a Credit Limit Increase Fee of $25.00 each time you add Deposit Funds and increase the Credit Limit and a Credit Limit Decrease Request Fee of $25.00 each time you request a reduction in your Credit Limit". I think that is the worst part about this credit card. Beware only use it , if its your only option.… show more
Nov 02, 2013
The basis behind the Open Sky Secured Card, like most all secured types of credit, is to help someone with previous black marks on their credit rating, reestablish some sense of financial responsibility in hopes of potentially being extended actual credit again in the future. All of these secured cards require a minimum deposit that is essentially no more than a bank drop to generate a debit card type of situation. But different than just a debit card to draw funds from a bank account, secured cards do come with the tag label of the credit card company that issues the card. For instance the Visa Company logo and label are clearly visible on the Open Sky Secured Visa. This can be a very beneficial feature - having a secured card through a recognized credit card company - when a credit card number must be posted to rent something, or confirm a reservation. A debit card most often cannot be used for these types of transactions, but the Open Sky Secured Card can in most circumstances be used for instance to hold a hotel reservation requiring a credit card on file.
So in reality is a secured credit card nothing more than a debit card with a fancy logo? Well sort of. Many of these secured cards will gradually extend limited credit availability, as the cardholder proves responsible with the secured aspects of the card. Capital One Secured MasterCard for instance may offer an immediate limited credit line to certain applicants who qualify. The Open Sky Secured Visa Credit Card does not list that as an available aspect of applying initially, but does state that a cardholder can earn extra credit availability up to $5,000.… show more
So in reality is a secured credit card nothing more than a debit card with a fancy logo? Well sort of. Many of these secured cards will gradually extend limited credit availability, as the cardholder proves responsible with the secured aspects of the card. Capital One Secured MasterCard for instance may offer an immediate limited credit line to certain applicants who qualify. The Open Sky Secured Visa Credit Card does not list that as an available aspect of applying initially, but does state that a cardholder can earn extra credit availability up to $5,000.… show more
Oct 30, 2013
This a gift from God! Lol, no but really having such awful credit and being able to obtain a secured card is a god send, with a low initial deposit of $200 you are able to open a line of credit that is monitored by three major bureaus! That's a great way to begin to build credit, and not only that, but being able to use it to rent a car is even better! Pre-paid debit cards do not constitute as a credit card and you can't use it to rent a room or a car, so helpful!… show more
Oct 25, 2013
The Open Sky Secured Visa Credit Card is my type of card. It's truly for people who may need a second chance. If your credit isn't great, or if you have none at all, this is a great opportunity to build and/or improve it! $200 minimum security deposit or credit line is a great start and can expand to $5000 as needed. Great news for this card, too, is you don't need a checking account to start! This can't even stand up next to my Citibank card! You can avoid paying interest, as no interest is charged on new purchases (if the balance is paid in full by the due date each month). Open Sky is such a suiting name for such a great card!… show more
Oct 17, 2013
The Open Sky secured visa card seems like a reasonable way to raise your credit score. It requires a minimum deposit of 200 dollars and has an APR of 17.5%, which is not too bad. If you pay your monthly balance, there is no interest. At annual fee of 29 dollars is not too bad either. So, this really is just a kind of meat and potatoes card with no rewards or perks, but I think it offers a good means to improve your credit. The Capital One secured master card has a higher APR at 22.9%, but has the same annual fee. However, it allows for lower starting deposits of 49 or 99 dollars. That might be a better option if you don't have enough money for the Open Sky. Both cards seem pretty decent for those wishing to raise their credit score.… show more
Oct 14, 2013
The Open Sky Secured Visa credit card seems like it would be a good option for those looking to establish some sort of credit base. The fees and high interest rate are a given for this type of card, but that does not make it the best option available. While the credit limit increase may seem nice, for the type of individual they appear to be targeting with this card it seems like more of a start down a never-ending road of debt recovery.
A secured card through a bank would be a much better option than this credit card at establishing credit, and come without the fees and risks of overindulging.… show more
A secured card through a bank would be a much better option than this credit card at establishing credit, and come without the fees and risks of overindulging.… show more
Oct 10, 2013
I think you'll find better credit building cards out there. The Open Sky Secured Visa is an okay option if you really can't find anything else, but the $25 fee to change your credit limit (in either direction) after one year is a bit much. Especially when you're already paying a $29 annual fee to use the card. 17.5% APR seems low at first until you realize they're charging you that much to use your own money!
If your credit is in need of fixing, check out your local credit union's options before you resort to a card like this. It will vary by location of course, but you can often find secured credit cards without fees if they're attached to your credit union checking account.… show more
If your credit is in need of fixing, check out your local credit union's options before you resort to a card like this. It will vary by location of course, but you can often find secured credit cards without fees if they're attached to your credit union checking account.… show more
Oct 06, 2013
The Open Sky Credit Card seems like a great option for those looking to build credit for themselves while still wanting the benefits of a good card. Firstly, the available credit line of up to $5000 is definitely a great feature for this card, since there are times when one has a necessary expenditure to make but the card they possess doesn’t allow that, so given the higher limit, it is a good perk. Compared to an American Express card, this card's annual fee is great. The American Express personal card requires $0 annual fee for the first year, but then thereafter it's a $175 fee, which is absurdly high. The annual fee is relatively low, since if you divide that over 12 months the fee is less than $3 a month. Everything else looks very standard and acceptable, so those wanting a new card should definitely consider the Open Sky Credit Card.… show more
Oct 02, 2013
The Open Sky Secured Credit Card is a nice option for the lower income individual that needs help establishing credit. The card seems to be pretty fair, although the initial deposit of $200 is kind of high. The credit line for the Open Sky is pretty flexible, as options are offered if an increased credit line is needed in event of an accident. Something especially helpful about this card is that interest can be avoided entirely if the balance is paid on time every month; this is a great benefit, especially if you’re on a tight budget. If you need a credit line consider this card!… show more
Sep 25, 2013
The Open Sky Visa Card is very different from normal credit cards. This is the type of card you get when you have bad credit and not many other options. What I don't like about this card are the fees! You get an annual charge, and charges every time you deposit more money into your account to raise your credit limit. I would recommend the Capital One Secured Mastercard instead. It has the same annual fee, but that's it. You don't get charged every time you need to make a deposit or withdrawal to change your credit limit which is the main benefit over this one.… show more
Sep 20, 2013
The Open Sky Secured Visa is not your typical credit card as it is meant for people with poor or no credit looking to build a little credit up. Your credit limit is equal to your initial deposit at a minimum of $200. If you wish to raise your credit limit shortly after, they charge a $25 fee which is over 10% of your deposit. That's extremely high! You are also charged a $29 annual fee, which again is fairly high considering the low amount of money most people would have on this card. If you use this card to build your credit and make a few purchases a month, then pay in full this card could be an adequate solution, just not a good one.… show more
Sep 13, 2013
The Visa Open Sky Secured Credit Card is not your typical credit card, as it's designed for people to build up their credit rating by proving they can borrow money. Your credit limit is equal to the size of deposit you are willing to put down on the card, starting for as little as $200. This card has a lot of fees though, with $25 each time you want to raise or lower your credit limit and a $29 annual fee. There are other secured cards out there which have just an annual fee, and even offer you interest on your deposit to secure the card! I would avoid this card at all costs.… show more
Sep 09, 2013
The Open Sky Secured Visa Credit Card is a pretty decent credit card for people looking for their first card to start building their credit, or for people trying to improve their credit. There are no rewards to be made with it so the only real benefit would be to improve your credit score. The $29 annual fee is pretty standard for these type of cards and you will have to deposit $200 before you use it for the first time. Overall, this isn't a great credit card unless you have bad credit. If you are struggling financially and have had trouble in the past with other cards, this seems like a good card to improve your situation.… show more
Aug 26, 2013
The Open Sky Secured Credit Card is a good card to begin building or repairing your damaged credit. It's a secured card so while it will help you build credit, you will need to deposit at least $200.00 first in order to use it. The fees are not too bad with this card. There is a $29.00 annual fee, which is pretty standard among secured cards. There is also a fee to increase your credit limit by making a deposit. No information on the customer service, but honestly, I wouldn't expect too much. Basically, consider this card if you can't get approved for something better.… show more
Feb 27, 2013
their customer service and website is worst.
it was very hard to understand their statement and website. I've schedule for automated payment but I've got a Late fee of $20 and $1.03 for two accounts and also my interest rate has been increased. I called customer service requested them to waive as a courtesy but they repeating themselves automatic payment effectives after 2 months. 2 months! what kind of system is that? They stated it was in terms when I signed up...........probably it was included in long and tiny letter. I've even requested generousity to Customer service supervisor Mr. Ryan, but he replied back to me 'So, what do you want?' lol I just hung up the call and will pay late fee and close this account after three months and ends up paying $50 annual fee.… show more
it was very hard to understand their statement and website. I've schedule for automated payment but I've got a Late fee of $20 and $1.03 for two accounts and also my interest rate has been increased. I called customer service requested them to waive as a courtesy but they repeating themselves automatic payment effectives after 2 months. 2 months! what kind of system is that? They stated it was in terms when I signed up...........probably it was included in long and tiny letter. I've even requested generousity to Customer service supervisor Mr. Ryan, but he replied back to me 'So, what do you want?' lol I just hung up the call and will pay late fee and close this account after three months and ends up paying $50 annual fee.… show more
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We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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Last updated on: April 22nd, 2019 at 12:37
Editor's Pick
OpenSky® Secured Visa® Credit Card is an Editor's Pick for:
Related Credit Card Categories
OpenSky® Secured Visa® Credit Card is related to the following categories:
WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not issuer’s responsibility to ensure all posts and/or questions are answered.
Offer last updated: Apr 22nd, 2019 at 12:37 ET