Accepted Credit Scores
Limited History, Bad Credit
Accepted Credit Scores
Limited History, Bad Credit
ONE-TIME FEES |
---|
None |
ANNUAL FEE |
$35 |
MONTHLY FEE |
None |
REGULAR APR |
---|
17.39% (V) |
GRACE PERIOD |
25 days |
No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone. |
The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200. |
Build credit quickly. OpenSky reports to all 3 major credit bureaus. |
99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months. |
We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.) |
*View our Cardholder Agreement located at the bottom of the application page for details of the card |
MAX LATE FEE |
$38 |
---|---|
MAX OVERLIMIT FEE |
None |
MAX PENALTY APR |
None |
FOREIGN TRANSACTION FEE |
3% |
SMART CHIP |
Yes, chip-and-signature |
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We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not issuer’s responsibility to ensure all posts and/or questions are answered.
Last updated on: February 12th, 2021 at 10:01
WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not issuer’s responsibility to ensure all posts and/or questions are answered.
Offer last updated: Feb 12th, 2021 at 10:01 ET