Does the OpenSky card have pre-approval?
No, the OpenSky doesn't have pre-approval. The issuer does not offer pre-approval through its website. However, OpenSky does not run a credit check when you apply. This means that you won't have to deal with the temporary damage to your credit score that can accompany a hard credit inquiry.
The OpenSky card is a good credit card for people with bad credit who want high approval odds. The downside is that the card has a $35 annual fee but that can be worth it for the chance to rebuild your credit.
If you are trying to re-build your credit and looking for a credit card that offers pre-approval, you can check out our editors' latest picks for the best pre-approved credit cards for bad credit to weigh your options. You can also use WalletHub's CardAdvisor tool. Just answer a few general questions, and CardAdvisor will offer credit card recommendations tailored to you.