Can I add to my initial deposit to increase my credit limit?
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OpenSky® Plus Secured Visa® Credit Card Reviews: Is It Worth It? (2023)Reviews, rates, fees, and customer service info for The OpenSky® Plus Secured Visa® Credit Card. Compare to other cards and apply online in secondsJohn Kiernan
WalletHub
WalletHubOpenSky® Plus Secured Visa® Credit Card
OpenSky® Plus Secured Visa® Credit Card
No credit check
No credit check to apply. Find out instantly if you are approved!
Apply Now
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No credit check
No credit check to apply. Find out instantly if you are approved!
Accepted Credit Scores
Accepted Credit Scores
Limited History, Bad Credit
Minimum Security Deposit
$300
Fees
One-Time Fees$0
Annual Fee$0
Monthly Fee$0
APR on Purchases
29.49% (V)
WalletHub Review
by John Kiernan
May 22nd, 2023
OpenSky® Plus Secured Visa® Credit Card Pros & Cons
No membership fees
Qualify with limited or no credit history
High regular APR
Foreign fee
Requires security deposit
OpenSky® Plus Secured Visa® Credit Card's Additional Info
| cash advance fee | 3% (min $10) |
| cash advance APR | 29.49% (V) |
| foreign transaction fee | 3% |
| smart chip | Yes, chip-and-signature |
| max late fee | $40 |
| max overlimit fee | $0 |
| max penalty APR | None |
No annual fee
No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
Looking to build or rebuild your credit? 2/3 of cardholders receive a 48+ point improvement after making 3 on-time payments
With an 87% average approval rate for the past 6 months, OpenSky gives everyone an opportunity to improve their credit
Get considered for an unsecured credit line increase after 6 months - no additional deposit
Monitor your credit progress with free access to your FICO Credit Score.
Reports to all 3 major credit bureaus monthly to establish and build credit history.
Secure your credit line with a refundable security deposit - as low as $300.
Easy application, apply in less than 5 minutes right from your mobile device
Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
Now you can make smaller partial payments towards funding your security deposit over 60 days
Over 1.2 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
OpenSky® Plus Secured Visa® Credit Card Q&A
Can't find what you are looking for? Submit your question about OpenSky® Plus Secured Visa® Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
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What's the due date for the OpenSky Plus Card?
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John Miller
The due date for the OpenSky® Plus Secured Visa® Credit Card is at least 25 days from the time you opened the card account. You can find the specific due date listed on your monthly statement. The statement will also include the minimum amount you have to pay by the due date, though you can choose...
Compare The OpenSky® Plus Secured Visa® Credit Card
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Purchase Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APRNot Offered
Transfer Intro APR10.99% for 6 months|Transfer Fee: 3% intro balance, up to 5% fee on future balance transfers (see terms)*
Regular APR29.49% (V)
Regular APR29.99% (V)
Regular APR27.74% Variable
Rewards RateNone
Rewards RateNone
Rewards Rate1 - 2% Cash Back
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Offer last updated: May 22nd, 2023 at 13:12 ET