We're sorry, but the PayPal Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 866-396-8254
You can review PayPal Credit Card's rates and fees according to our latest records, which may be outdated. Alternatively, you can compare the latest credit card offers.
Rewards%APR175Reviews13Q&AContact
RewardsAPRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
Rewards
Earn 3 PayPal points per $1 spent at gas stations and restaurants.
Earn 2 points per $1 spent at PayPal and eBay®.
Earn 1 Point per $1 spent on all other Mastercard® purchases.
Redeem your PayPal rewards points for cash back into your PayPal wallet, travel, gift cards and merchandise.
The PayPal Credit Card is a $0 annual fee credit card for people with good credit or better. It offers 3 rewards points per $1 spent at gas stations and restaurants, in addition to 2 points per $1 spent through PayPal and eBay, and 1 point per $1 on everything... show more
Can't find what you are looking for? Submit your question about PayPal Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
The easiest way you can pay for your PayPal Credit Card, is either online or over the phone at (844) 373-4961. Alternatively, you can pay your credit card bill through the PayPal app for iOS and Android, or via mail.
Here's how you can pay your PayPal Credit Card:
Online: To pay your PayPal Credit Card online, sign in to your account and select "PayPal Credit" to be redirected to the payment servicing site.
Phone: If you'd rather pay over the phone, call (844) 373-4961, or the number you see on the back of your card.
Mobile app: Another way to pay your bill online is through the PayPal app for iOS and Android.
Mail: Mail payments are also an option, using the address provided on your bill.
If you choose to pay your PayPal Credit Card via mail, always make sure to send your payments at least 5-7 days before your due date. This way, you can avoid being charged with a late fee.
You can no longer apply for the PayPal Credit Card as this card is no longer available to new applicants. However, you can apply for the PayPal Cashback Credit Card, instead. The only way to submit an application for this card is online.
The minimum PayPal Credit Card credit score required was 700; this means at least good credit was needed for approval. However, the PayPal Credit Card is no longer available to new applicants.
Alternative Credit Card Option
If you're looking for a similar card, you should consider getting...
The starting credit limit for the PayPal Credit Card was $250. Every approved applicant's credit limit was determined by multiple factors such as their credit score, income, and payment history. However, it is worth noting that the PayPal Credit Card is no longer available to new applicants.
To cancel your PayPal Credit Card, call customer service at (844) 373-4961 or the number on the back of your card. Before canceling, make sure to pay down any outstanding balance you might have on your account.
Here's how to cancel your PayPal Credit Card credit card:
The PayPal Credit Card's annual fee is $0. So, all the rewards cardholders earn can be pure savings. The card offers 1 - 3 points per $1 spent on certain categories. However, this is not the only fee you need to worry about with the PayPal Credit Card...
You can redeem your PayPal Credit Card points online by signing in to your account. Click on PayPal Mastercard and you'll be redirected to Synchrony Bank's site. From there, click on “Rewards & Offers” and select your preferred category for redemption.
If you lost your PayPal Credit Card, call (866) 780-6221 immediately to report it. A customer service representative will cancel the lost card, and you'll be issued a new one.
It's important to report a lost or stolen card as soon as possible since it offers $0 liability...
Share your insights and review the PayPal Credit Card
5
52%
4
11%
3
8%
2
7%
1
22%
3.6
174 reviews
174 reviews
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Amada @amadag_1
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4 Star Rating
Verified Customer
Pppppaaaaaayyyyyy pppppaaaaaalllll credit card. Pppppaaaaaayyyyyy guy ppppppppaaaaaaaalllllllll. Credit ccccccaaaaaarrrrrrdddddd.pppppaaaaayyyy ppppal
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Amy @zelenka_amy
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1 Star Rating
Verified Customer
I've had this card for almost 10 yrs always pay it off but they still won't increase my limit It's through synchrony bank not happy
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meann1331 @meann1331
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3 Star Rating
Verified Customer
I tried paying in full the balance of $1,383 on the card so my authorized user can continue using it on march 16,2023 and to clear up balance.It did not look like the full payment was credited so i called by march 21,2023 to check and was told my $838 payment is on hold and will be fully credited on march 31,2023. That was weird, reason i want to pay in full is so i can track new purchases and pay in full accordingly. It was just so inconvenient and weird and makes me not want to use this card anymore when i'm not seeing the activity on the on .card real time
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Brian @bpt9231980
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5 Star Rating
Verified Customer
No one would grant me the loan needed for alternate transportation except PayPal. It has been a pleasure working with them.I look forward to using them and their pay in 4 options as well.
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jonesrick2323 @jonesrick2323
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5 Star Rating
Verified Customer
Excellent credit card for cash back rewards. Money can go directly into your bank account. No annual fee earn more when shopping online.
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Reginald @rhardy
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5 Star Rating
Verified Customer
Great card for online PayPal purchases with 3 percent cash back. Cash back can be redeemed on your PayPal linked account. Plus, get 2% cash back on all other eligible purchases.
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Livio D @designsandlife
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5 Star Rating
Verified Customer
I wrote already what I think of the possibility to use PayPal as a credit card, which is exceptionally nice. Still nice, Thank you.
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Scott @morton_sr
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5 Star Rating
Verified Customer
I use this card more than or as much as any card. Customer service is fast friendly and courteous. Service representatives are easy to understand very informed and knowledgable. Representatives are well trained and pleasant to speak with. Provide answers to my question quickly and clearly.
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Pamela @pameladuley25
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5 Star Rating
Verified Customer
I absolutely love my PayPal account they have been wonderful. I would recommend this account to anybody and everyone they work with you and they are perfect for you if you need things on line. So try it you will love it. I promise
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AL @al_4
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5 Star Rating
Verified Customer
The PayPal Cashback Mastercard is an excellent credit card to earn 3% on online purchases of all categories and building other rewards.
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