PayPal Prepaid Card
PayPal Prepaid Card's Key Fees
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ACTIVATION FEE
None
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MONTHLY FEE
$4.95
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SIGNATURE TRANSACTION FEE
Free
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PIN TRANSACTION FEE
Free
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IN-NETWORK ATM TRANSACTION FEE
$0
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ATM NETWORK SIZE
N/A
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OUT-OF-NETWORK ATM TRANSACTION FEE
$1.95
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FOREIGN ATM TRANSACTION FEE
2.5%
PayPal Prepaid Card's Highlights
- PayPal Prepaid Card has a purchase fee of up to $4.95 if you buy it at a retail location. It’s free to get the prepaid card online
- Take advantage of special offers from select merchants and get cash back rewards on those purchases
- Open an optional savings account through the BanCorp Bank; Member FDIC, and earn up to 5.00% APY for balances up to $1,000
- With the Refer-A-Friend program, for every friend you get to sign up, activate and load $40 on their Card, you'll both earn $20
- You can even add money at more than 130,000 NetSpend Reload Network locations nationwide
PayPal Prepaid Card's Additional Info
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LIVE CUSTOMER SUPPORT
Free
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AUTOMATED CUSTOMER SUPPORT
Free
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RELOAD OPTIONS
Direct Deposit, Cash Reload, Bank Transfer, Check Reload
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CANCELLATION FEE
$5.95
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INACTIVITY FEE
None
Customer Questions and Answers
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How can I use my PayPal debit card? Reply 136
Just like any other debit card. The only difference is that your funds are subtracted from your PayPal account.
What is CCB/PPC on my credit report? Reply 1
CCB/PPC stands for “Comenity Capital Bank/PayPal Credit.” If you see this on your credit report, it means one of two things. First, you may have applied for a PayPal Line of Credit, which gives you 6 months to pay off purchases of $99 or more. Or someone else could have applied for this line of credit in your name, which would be fraudulent and something you’d need to act on immediately.
Here’s what CCB/PPC means:
- CCB/PPC is short for “Comenity Capital Bank/PayPal Credit.” PalPal Credit is a revolving line of credit from PayPal managed by Comenity Capital Bank.
- PayPal Credit gives you 6 months to pay on purchases of $99 or more. If you pay in full within those 6 months, you pay no interest. If you don’t, you’ll owe interest at a 25.49% (V) APR dating back to when you made the purchase, like it was always there.
- If you applied for a PayPal credit account, that would have generated a hard inquiry on your credit report, represented as “CCB/PPC.”
- If you don’t use PayPal Credit, someone may have fraudulently opened an account in your name. In that case, you should call PayPal right away at 1-866-528-3733, dispute the records on your credit report, and consider filing an identity theft report.
PayPal Credit doesn’t have any kind of annual fee. But you’ll still pay a flat fee of 2.9% + $0.30 for each transaction you make. That’s the same fee you’d ordinarily pay when using a credit card or debit card to send money through PayPal.
Can I transfer money from my PayPal to my NetSpend card? Reply
Unfortunately, this information is not made available on PayPal Prepaid’s website. Please call customer service at 866-753-6440 for more details.
Can I load my card with a check? The amount is $3,550? Reply
Yes! You just need to register your account for online access and after that you can download the card’s mobile app in order to use the mobile deposit feature. Please visit the following link to register your card: https://www.paypal-prepaid.com/account/activation.m.
How do I edit my card? Reply
To edit your card’s information you need to register your account online. Please visit the following link to do so: https://www.paypal-prepaid.com/account/activation.m.
PayPal Prepaid Card Reviews
Share your insights and review the PayPal Prepaid Card.
The PayPal Prepaid MasterCard’s negatives unfortunately far outweigh its positive attributes for most use cases. First and foremost are its $4.95 monthly fee and $1.95 ATM withdrawal fee, which promise to make the account quite expensive to maintain, especially if you often need cash. And to add insult to injury, if your card is ever lost or stolen, you’ll have to pay $5.95 for a replacement. One of the only times this card would make sense is if you’re very popular and don’t mind saddling your friends and family with a mediocre prepaid card. You will receive $5 for each person you refer who opens an account and loads at least $10. That person will get $5, too, but few of us are situated for this sort of prepaid-card Ponzi scheme. For more information on this offer, you can check out our full PayPal Prepaid MasterCard review: http://wallethub.com/edu/paypal-prepaid-mastercard-review/25973/ .
DO NOT GET MIXED UP WITH PAY PAL. AFTER HAVING MY INTIAL CARD COMPROMISED I HAD TO ORDER A NEW CARD WHICH I NEVER RECEIVED, I HAD NO ACCESS TO MY MONEY FOR 20 DAYS MIND YOU I HAD DIRECT DEPOSIT. THEY OFFERED EXPEDITED SERVICE TO SEND YET ANOTHER CARD IN 1-2 BUSSINESS DAYS I GOT IT 7 DAYS LATER. THEY OFFER NO HELP TO THEIR CUSTOMERS TO ACCESS THEIR MONEY IN SITUATIONS LIKE THIS, YOU CAN TRANSFER MONEY TO ANYWHERE OUTSIDE THE US BUT CAN NOT TRANSFER MONEY ANYWHERE WITHIN THE US. THIS COMPANY IS WORTHLESS TO THE CONSUMER. MY ADVICE GO TO AN ACTUAL BANK THIS ONLINE BULLSHIT GIVES ZERO CONTROL OF YOUR MONEY. PAY PAL SUCKS BIG TIME i AM SURPRISED THEY ARE ALLOWED TO HANDLE PEOPLES MONEY. OH AND ALSO DURING THE TIME I HAD NO ACCESS TO MY MONEY THE STILL CHARGED ME THE 4.95 MONTHLY SERVICE FEE, YUP QUICK TO TAKE YOUR MONEY BUT NOT QUICK TO OFFER YOU ANY MORE HELP . STAY AWAY DO NOT DEAL WITH THESE VULTURES. I GAVE THEM A 1 CAUSE IT GIVES NO CHOICE TO PUT A BIG FAT 0.
Straigtforward, consistent service with very reasonable fees. Highly recommend. The money is available almost instantly with cash loads and there is always a convenient location nearby. I have tried other cards. This one is the best by far.
PayPal Prepaid MasterCard Debit card is not run by PayPal, it is run by NetSpend. Having had a bad, fraudulent experience with NetSpend and closed my account with them, I was looking for an alternative and signed up for this, not knowing that it is really a NetSpend account with a different name. I used it temporarily while I set up something else and as soon as the stuff I bought on Amazon to use up the funds on this card goes through, I am going to cancel it. BTW it uses the same off shore customer service as NetSpend, they just say "PayPal Prepaid etc" when they answer the phone. Their English is not good, and some of the information they give is inaccurate.
paypal prepaid MasterCard is a great card to use to shop online.I like to use it to shop online at many different store.It is easy to use and also you can get credit on your card.You can pay for your item you want to but with your paypal card and the pay back the laon that paypal loaned you to pay for the purchase.All you have to do it load you card up at a cvs store to put money on..it is a great card to you and i highly recommend it
My son was taking his first trip away, and I did not want to give him my credit card. I wanted to limit what he could spend and teach him about budgeting and also monitor his purchases online. I wanted to use a reputable company and decided on using a PayPal PrePaid card, which I purchased and funded at a local Walgreens. I registered the card online and at first ran into an issue from having an old card. I called customer service and they resolved the issue immediately. Overall I was extremely happy with my purchase.
I work freelance and get paid through PayPal, so the prepaid PayPal card is awesome! I don't have to wait 3-5 days to transfer money from my PayPal account to my separate bank account - I have access to it directly and immediately. PayPal makes everything easy and hassle-free. I love how everything is done online and have never been somewhere that wouldn't/couldn't take Mastercard. I highly recommend it.
I have a Paypal Prepaid Debit card for about 9 months now and I really like it. I use it everyday. I get paid through Paypal and it's so easy so transfer the money to your Debit Card. You have instant access to the money. I also like the feature that your card doesn't get declined when you're in a store and the amount you have to pay is a little more than what you have on your card. It doesn't get declined for a few dollars.
I had my prepaid card for about 6 months now. I work online now so it was completely convenient. I found the easiest way to transfer money online is through Paypal. I have a few companies I work for so it was easy to send through paypal with no problems and it has an option to set up a savings account. It is also a great way to transfer money when I use Ebay and easily transfer my money from amazon payments to my bank account, which I utilize that feature Paypal has and I would recommend anybody working from home to get theirs setup to save hassle. I had a few problems with withdrawing money from the atm and fees I just called customer service and they took care it very fast leaving me without any more problems.
I use this card for all my freelance work, its very easy to use and convenient with maybe different types of deposits. My review is Good with just a few improvements only on the site.
I have had my prepaid card for almost a year now. Most of my income is from working odd jobs online. I found the easiest way to transfer money online is through Paypal. I had several companies I freelance for and Paypal keeps is simple for me to see what money is coming OR going where. It is also a great way to transfer money if you use Ebay, which I utilize that feature Paypal has and I would recommend any WAH freelancer to get theirs setup. BTW their customer service is quick and always polite.
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Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not issuer’s responsibility to ensure all posts and/or questions are answered.
Last updated on: August 30th, 2019 at 17:37
WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not issuer’s responsibility to ensure all posts and/or questions are answered.
Offer last updated: Aug 30th, 2019 at 17:37 ET