PenFed Promise Visa® Card
PenFed Promise Visa® Card
We're sorry, but the PenFed Promise Visa® Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 800-247-5626
You can review PenFed Promise Visa® Card's rates and fees according to our latest records, which may be outdated. Alternatively, you can compare the latest credit card offers.
Accepted Credit Scores
$100 statement bonus after spending $1,500 in purchase transactions within the first 90 days of account opening.
APR on Purchases
12.99% - 17.99% (V)
4.99% intro APR for 12 months, 17.99% APR after that
Balance Transfer Fee
PenFed Promise Visa® Card Pros & Cons
No membership fees
4.99% intro APR on balance transfers
No balance transfer fee
$100 initial rewards bonus
No intro APR on purchases
Requires excellent credit
PenFed Promise Visa® Card's Additional Info
|cash advance fee||$0|
|cash advance APR||17.99%|
|foreign transaction fee||0%|
|max late fee||$0|
|max overlimit fee||$0|
|max penalty APR||None|
|grace period||25 days|
Rate and offers current as of May 1, 2020 and are subject to change
4.99% promotional rate for 12 months on transfers made between now and September 30, 2020. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. Subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date
No annual fee
No late fee
No cash advance fee
No foreign transaction fees
Chip and Contactless ‘Tap and Pay’ enabled for added security, ease and convenience at the point of sale
Click and Pay eligible, via Secure Remote Commerce, so you can enjoy easy and secure online buying checkout
Purchase variable rate as low as 12.99% APR and capped at 17.99%
Questions & Answers
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