PenFed Gold Visa® Card
PenFed Gold Visa® Card
Accepted Credit Scores
APR on Purchases
0% intro APR for 15 months, 11.49% - 17.99% (V) APR after that
0% intro APR for 15 months, 17.99% APR after that
Balance Transfer Fee
PenFed Gold Visa Pros & Cons
No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
No foreign fee
No initial rewards bonus
Balance transfer fee
Requires excellent credit
PenFed Gold Visa's Additional Info
|cash advance fee||$0|
|cash advance APR||17.99%|
|foreign transaction fee||0%|
|max late fee||$28|
|max overlimit fee||$0|
|max penalty APR||17.99%|
|grace period||25 days|
Rate and offers current as of October 1, 2022 and subject to change.
Purchase variable Rate As Low As 11.49% APR
0% Introductory APR on purchases made within the first 15 months after account opening
0% introductory APR for 15 months on balance transfers made in the first 90 days after account opening. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. 3% balance transfer fee per transaction. Subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
No annual fee
No foreign transaction fee
No cash advance fees
Chip and Contactless ‘Tap to Pay’ enabled for added security, ease and convenience at the point of sale
Click and Pay eligible, via Secure Remote Commerce, so you can enjoy easy and secure online buying checkout
Digital wallet capable
Cash Advance APR 17.99%
Questions & Answers
Can't find what you are looking for? Submit your question about PenFed Gold Visa® Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
- Most Popular
- Most Upvotes
Compare The PenFed Gold Visa
PenFed Gold Visa Reviews
Share your insights and review the PenFed Gold Visa® Card
What's Your Rating?
+ 50 users submitted a rating without writing a full review
WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.