Minimum Credit Score Needed 
Limited History
Petal Cash Back Visa® Card
Petal Cash Back Visa® Card's Rewards
- Up to 1.5% cash back after making 12 on-time monthly payments.
- 1% cash back on purchases right away
Petal Cash Back Visa® Card's Key APRs & Fees
Purchase Intro APR
Not Offered
Transfer Intro APR
Balance Transfers Not Allowed
Regular APR
14.99% - 25.99% (V)
-
ANNUAL FEE
$0
Petal Cash Back Visa® Card's Additional Info
-
MAX LATE FEE
None
-
MAX OVERLIMIT
FEE
None
-
MAX PENALTY APR
None
-
GRACE PERIOD
21 days
-
ONLINE RESPONSE
Yes
-
CASH ADVANCE
APR
None
-
CASH ADVANCE
FEE
None
-
FOREIGN
TRANSACTION FEE
0%
-
SMART CHIP
Yes, unknown
- No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee
- Build credit alongside tens of thousands of Petal Card members
- Cash flow technology can help applicants without credit history get approved
- $500 - $10,000 credit limits
- Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
- See if you're pre-approved within minutes without impacting your credit score
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank, member FDIC
at WebBank's secure site
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Customer Questions and Answers
Don't see what you're looking for? Submit your question about Petal Cash Back Visa® Card to our community.
What's the starting Petal Cash Back Visa card credit limit? Reply 1
ROBERT SAMBRICK
@robsam
Your Petal credit card credit limit can be anywhere from $500 to $10,000. There are many factors that help them determine individual limits, such as ability to pay, previous credit limits, and credit history.
1
Upvote
Petal Cash Back Visa® Card Reviews
Share your insights and review the Petal Cash Back Visa® Card.
Sep 04, 2019
Tried to apply an it wouldnt accept my cell number.....smh i was trying apply from same cell number i think its bullcrap that it refused to send e a text or a call i guess its all,about them making a dollar instead of helping you
Comment
Aug 26, 2019
Low apr and I can get it so easy. I has not a credit score and they give good balance to me. The customer service is good and also you can increase your cash back percentage. I recommend this card.
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We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not issuer’s responsibility to ensure all posts and/or questions are answered.
Last updated on: September 2nd, 2019 at 09:20
Related Credit Cards
If you are interested in the Petal Cash Back Visa® Card, check out the following credit cards as well:
Related Credit Card Categories
Petal Cash Back Visa® Card is related to the following categories:
WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not issuer’s responsibility to ensure all posts and/or questions are answered.
Offer last updated: Sep 2nd, 2019 at 09:20 ET