Green Dot primor® Visa® Classic Secured Credit Card Reviews: Is It Worth It? (2023)Reviews, rates, fees, and customer service info for The Green Dot primor® Visa® Classic Secured Credit Card. Compare to other cards and apply online in secondsJohn KiernanWalletHubLow regular APRQualify with bad creditMembership feesForeign feeRequires security deposit
We're sorry, but the Green Dot primor® Visa® Classic Secured Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 800-768-9897
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Green Dot primor® Visa® Classic Secured Credit Card Review
John Kiernan
3.3 / 5
Cheaper than Gold, as long as you pay in full. The Green Dot primor Visa Classic Secured Credit Card has a $39 annual fee, which makes it $10 cheaper than its sibling, the Green Dot primor Visa Gold Secured Credit Card. The only advantage Gold has over Classic is a lower regular APR, but that shouldn’t matter... show more
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Green Dot primor® Visa® Classic Secured Credit Card's Additional Info
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All you will need to apply is your contact information, Social Security number, date of birth, and answer some simple financial questions.
Once you have completed your application online, you will be able to fund your security deposit. You can make your deposit with a debit or prepaid card.
The Green Dot Secured cash advance limit will be a portion of your entire credit limit. You can consult it either from your monthly statement or by calling (866) 291-0818.
This is so you don't try to withdraw too much. The credit limit for cash advances is usually smaller...
If you deposit $200, then that's your primor Secured credit card credit limit. That's pretty much how secured cards go, so it's not like you'll find anything different elsewhere.
Of course, you can add more, and you'll be able to increase your limit, which is a big plus!
Yes, the primor Classic will do a hard pull. You can apply for it with bad credit though.
There is no way to get pre-approved for the primor Classic. A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people's scores bounce back within...
With some rare exceptions, car rental copanies accept the primor Visa Classiv even though it's a secured credit card. Just make sure you have enough available credit to accommodate the hold the rental agency will put on your card for possible incidental charges.
You do not need to have a checking account to get the Primor Classic credit card. While you do need another account to fund your security deposit, you can simply use a prepaid card.
The Green Dot primor® Visa® Classic Secured Credit Card does not offer an authorized user bonus, currently. Some credit cards give a bonus for adding an authorized user, though this is a relatively rare feature and the Green Dot primor® Visa® Classic Secured Credit Card is not among the cards offering it.
Green Dot primor® Visa® Classic Secured Credit Card Reviews
Share your insights and review the Green Dot primor® Visa® Classic Secured Credit Card
5
31%
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27%
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9%
3.6
1,986 reviews
1,986 reviews
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Shelligrevis3 @Shelligrevis3
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1 Star Rating
Should be negative 100 stars. I moved and lost my card but when call in it's pointless because I don't have the card number to report it lost and company refuses to allowe access to account on phone and on app because I don't have it. Email phone number both had to change because when card was lost so was my phone thus I had to get new phone new phone number and email address as well. So my credit building account is indefinitely going to damage my credit score. Total BS.
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Nathan M Moran @allencountyroofer
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1 Star Rating
I asked green dot to close this account a month ago. It's making my credit bad because creditors dont know it's a secured card and it looks to them like im$ 5,083 in debt when really its only 83 dollars. Green dot I'll ask again PLEASE CLOSE THIS ACCOUNT AND GIVE ME A BILL FOR THE BALANCE!!! THANK YOU. Still haven't closed this account and now reporting IM LATE
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Marilyn Gooch @mgooch75
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1 Star Rating
This is absolutely the worst cord a person can have you can’t make online purchases or payments you can only use it in store even if it’s the same merchant I called customer service numerous times and all they can say is keep trying but I’ve been calling with this same issue since April
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Greendot Support @GreendotCustSup
we are very sorry for the inconvenienes,Kindly get intouch with us on 3182390632,we will be willing to assist you more better. Thanks for your Understanding Greendot
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jasmin967 @jasmin967
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5 Star Rating
thank you so much green dot credit card for made my credit scores great in shorts period .before i apply for green dot security crad green dot my credit was low in 5 month my credit scores go up and im so happy.
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Rachel @rawalker86
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5 Star Rating
Verified Customer
I read these reviews before I got my card!! But I’m like everybody experience isn’t mine.. and I actually love the card!!! Credit boost every month.. cust serv reps are great I pay my bill online no problems getting offers for non secured cards after 3 months great card!!!
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Rachel @rawalker86
Get the card if you need s credit boost then put it away don’t go over 20%
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GO2bank @GreenDotCards
Hi, We appreciate your feedback. As with any business, the greatest advertising that any company can have is word of mouth from a satisfied customer. Thanks, Green Dot Corporation…
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donproia @donproia
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1 Star Rating
Verified Customer
I applied a month ago and they took my deposit almost 3 weeks ago and still will not validate my card. Their customer service people are nice but is only open M-F and they have told me repeatedly that the problem is fixed and I don't find out that it isn't until I try to make a purchase. They are the most disorganized and inefficient bank I have ever dealt with.
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Ebony @ebonystarmorgan
Really starting to regret my decision. Did you receive a email after you signed up?
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Jay Geejr @jay_geejr
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1 Star Rating
I’m writing this review on May 8th, 2019. Firstly, DO NOT APPLY for this card. I applied and was approved 73 days ago and counting. I deposited $1000 on the same day I applied. I have not even received a confirmation email to say welcome to Primor. I have received ZERO communication. They have a customer service number, when you call you will be prompted over and over to enter your card number or Social Security Number. If they haven’t processed your information, the system won’t recognize your social and will hang up on you after they’ve told told they don’t recognize your social. You CANNOT and WILL NOT speak to a real person. LISTEN TO ME, I’m on my 73rd day of no card, no communication, and $1000 gone. DO NOT GET THIS CARS. Green Dot should be ashamed of themselves for doing business with whoever runs the Primor Secured Card.
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Bradley Greeger @mrniceguy29
I too deposited $1000.00!when I applied and I got my card but no money was applied to my card. My bank has the transfer but they say they can not help and that the account is not active. I’m so furious. Anyone know how to get my money back or tAlk to a real person that CAN help?
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Nakia @kiaepley
why would you deposit $1000 when it says clearly the max is $600? Is there something I am missing here?
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vickie tubbs @vickiet_3
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3 Star Rating
Verified Customer
It has reported to credit union and I have used my bank account to pay for it a couple of time now all of a sudden they are trying to mess my credit up saying that I need validation for my banking account. Not only that they might take up to ten days to verify. I think I am going to close this account and get my money back. I am going to report to BBB and if they say they can’t verify my account I will have to get a lawyer. This crap is crazy why after one month would I have trouble.
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sherrie_l_chicken @sherrie_l_chicken
same thing happened to me. No issues paying with my bank debit/visa and this time ( about a week ago) they make me input all my bank details and say 10 days to credit. In the meantime, I have received TWO emails stating that I have to send them verification that the payment I made came from an account in MY NAME... Twice I have had to email them a copy of a cancelled check with my details on it... WTF is going on? plus they report to the credit bureaus under 3 different names... Primor, greendot, First Choice and Berkshire Bank. I paid the full balance off a week ago (and the money came out of my account the same day) and they are stating the same thing as they did to you... There are many other secured cards out there.... Let me know how things go for you... I am a little skeptical now.
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yeuriscollado @yeuriscollado
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2 Star Rating
Verified Customer
It’s just a mean to increase your credit. But make no mistake ask god you never actually need to deal with anything service wife with them. Everything takes them longer than any credit card and I’m taking way longer. Even making a payment it takes then like 5 days to reflect. And if you have any billing disputes because someone stole your card it can take up to two months when everyone else can do it in 5 to 10 days.
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dsarg4272 @dsarg4272
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3 Star Rating
Verified Customer
The card was very helpful in rebuilding my credit after a BK..I opened with a $600 deposit--my credit scores quickly jumped up and I've since been approved for several unsecured cards with higher limits. Needless to say it was no longer necessary to have $600 tied up. I paid off my balance in mid Aug and closed the account shortly after....Unfortunately, I'm still waiting for my $600 back--it's been about 6 or 7 weeks since I closed the $0 balance account. They did say it may take up to 2 months to get a check back and boy they weren't kidding---they need to say it WILL take 2 months to get your money back and that's me assuming I'll have a check in the next week or 2. My recommendation is this card is good to rebuild your credit but don't send them any money that you might need later---it will take forever to get it back even if you have a $0 balance when you close the card.
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Review Green Dot primor® Visa® Classic Secured Credit Card
Green Dot primor® Visa® Classic Secured Credit Card
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