WalletHubNo membership feesQualify with fair creditNo rewardsHigh regular APRDeferred interest
Info about the QVC Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
APRReviewsFAQContactExcellent Credit, Good Credit, Fair Credit
$0
0% intro APR for 9 - 18 months, 32.24% (V) APR after that
Balance Transfers Not Allowed
by John Kiernan
September 22nd, 2023
No membership fees
Qualify with fair credit
No rewards
High regular APR
Deferred interest
| cash advance fee | N/A |
| cash advance APR | N/A |
| foreign transaction fee | N/A |
| smart chip | No |
| max late fee | $41 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 23 days |
Deferred Interest Details: No Interest if paid in full within 9, 12, or 18 months on select items purchases with the card.
Limited time offer: Enjoy a $60 QVC account credit when you open a new QCard now through 9/24/2023 and make a purchase by the end of the month.
Enjoy QVC Priority Order Line & Other Special Offers exclusively for cardholders.
Conveniently view and pay your bill online.
Enjoy up to 5 Easy Pays on anything you buy with your QCard®, excluding Gift Cards. Spread your purchase over five monthly installments billed to your QCard. No minimum purchase and no extra charge.
Use your Card to shop at HSN and zulily.com. Also, take advantage of the Smart-pay option on zulily purchases.
Can't find what you are looking for? Submit your question about QVC Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card. In addition, WalletHub independently collected information for some of the cards on this page.
The easiest way you can pay your QVC Credit Card is online. Alternatively, you can make a payment over the phone at (877) 490-1787, or by mail. The QVC Credit Card also allows cardholders to set up automatic payments.
How to Pay Your QVC Credit Card
You can apply for the QVC Credit Card either online or over the phone at (800) 367-9444. Keep in mind that this card requires at least fair credit for approval. Your credit history, income, and debts will also be taken into consideration when the issuer looks at your application.
Most applicants receive a decision in seconds. If you're not immediately approved or denied, allow 7-10 business days for the issuer to review your application. Also, keep in...
You can check your QVC Credit Card application status over the phone at (877) 490-1787. Then, enter your Social Security Number (SSN) and follow the automated prompts to get connected to a customer service representative. There's no way to check your QVC Credit Card application online.
What you should know about the QVC Credit Card application processing time:
In most instances, you can check your QVC Credit Card application status in your email inbox soon after applying. That's because the issuer...
The credit score that you need for the QVC Credit Card is 640, at a minimum. That means people with fair credit or better have a decent shot at approval.
Other QVC Credit Card Approval Requirements
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the QVC Credit Card, too. Other factors such as your income, debt, number of open accounts,...
QCard
P.O. Box 530905
Atlanta, GA 30353-0905
Don't forget that using the mail is the slowest payment option available. It's best that you send your payments at least 5-7 days prior to your due date, to avoid late fees.
For faster processing, pay your credit card bill online or by calling (877) 490-1787.
Yes, the QVC Credit Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require.
There is no way to pre-qualify for the QVC Credit Card. A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people's scores bounce back within 3-6 months with responsible credit management, but it can take...
You can check your QVC Credit Card balance online by signing in to your account or by calling (877) 490-1787.
You cannot buy a gift card with your QVC Credit Card. This is a store card that can only be used for QVC purchases online, over the phone, and in stores. For that reason, the QVC Credit Card doesn't belong to any of the major card networks.
Meanwhile, QVC gift cards can only be purchased using a Visa, Mastercard, American Express, or Discover card.
If you lost your QVC Credit Card, call (800) 367-9444 immediately. The issuer will cancel it and send you a replacement card. Same goes in case your card is stolen or used without your permission.
The starting QVC Credit Card credit limit isn't disclosed. Credit limits will be determined based on each applicant's:
You will find out your exact limit if your application is approved.
Share your insights and review for the QVC Credit Card
Quality products but shipping takes a long time. Be sure to allow 2 weeks for delivery if you purchase items for gifts. Items are packed well and come in sturdy packaging.
I closed my acct QVC prices have gotten way too high. I'm no longer interested in paying their prices. I can do a whole lot better in other stores.
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Offer last updated: Sep 22nd, 2023 at 15:38 ET
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