QVC Credit Card ReviewsReviews, rates, fees and customer service info for the QVC Credit Card. Compare to other cards and apply online in seconds.John KiernanWalletHubNo membership feesQualify with fair creditNo rewardsHigh regular APRDeferred interest
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Finance New Purchases (Store Cards)." A score of 10 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Info about the QVC Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
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Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 9 - 18 months, 32.24% (V) APR after that
No annual fee, but no rewards either. The QVC Credit Card (also known as the QCard) lacks a lot, with two of the most notable absences being an annual fee and rewards of any kind. The lack of a fee is a good thing, saving you about $21.5 per year relative to the... show more
Deferred Interest Details: No Interest if paid in full within 9, 12, or 18 months on select items purchases with the card.
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Limited time offer: Enjoy a $60 QVC account credit when you open a new QCard now through 9/24/2023 and make a purchase by the end of the month.
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Enjoy QVC Priority Order Line & Other Special Offers exclusively for cardholders.
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Conveniently view and pay your bill online.
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Enjoy up to 5 Easy Pays on anything you buy with your QCard®, excluding Gift Cards. Spread your purchase over five monthly installments billed to your QCard. No minimum purchase and no extra charge.
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Use your Card to shop at HSN and zulily.com. Also, take advantage of the Smart-pay option on zulily purchases.
Can't find what you are looking for? Submit your question about QVC Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card. In addition, WalletHub independently collected information for some of the cards on this page.
The easiest way you can pay your QVC Credit Card is online. Alternatively, you can make a payment over the phone at (877) 490-1787, or by mail. The QVC Credit Card also allows cardholders to set up automatic payments.
How to Pay Your QVC Credit Card
Online: Log in to your online account and click on "Make a Payment." Then, choose how much to pay, when to pay it, and where the payment is coming from.
You can apply for the QVC Credit Card either online or over the phone at (800) 367-9444. Keep in mind that this card requires at least fair credit for approval. Your credit history, income, and debts will also be taken into consideration when the issuer looks at your application.
Most applicants receive a decision in seconds. If you're not immediately approved or denied, allow 7-10 business days for the issuer to review your application. Also, keep in...
You can check your QVC Credit Card application status over the phone at (877) 490-1787. Then, enter your Social Security Number (SSN) and follow the automated prompts to get connected to a customer service representative. There's no way to check your QVC Credit Card application online.
What you should know about the QVC Credit Card application processing time:
In most instances, you can check your QVC Credit Card application status in your email inbox soon after applying. That's because the issuer...
The credit score that you need for the QVC Credit Card is 640, at a minimum. That means people with fair credit or better have a decent shot at approval.
Other QVC Credit Card Approval Requirements
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the QVC Credit Card, too. Other factors such as your income, debt, number of open accounts,...
Don't forget that using the mail is the slowest payment option available. It's best that you send your payments at least 5-7 days prior to your due date, to avoid late fees.
For faster processing, pay your credit card bill online or by calling (877) 490-1787.
Yes, the QVC Credit Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require.
There is no way to pre-qualify for the QVC Credit Card. A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people's scores bounce back within 3-6 months with responsible credit management, but it can take...
You cannot buy a gift card with your QVC Credit Card. This is a store card that can only be used for QVC purchases online, over the phone, and in stores. For that reason, the QVC Credit Card doesn't belong to any of the major card networks.
Meanwhile, QVC gift cards can only be purchased using a Visa, Mastercard, American Express, or Discover card.
If you lost your QVC Credit Card, call (800) 367-9444 immediately. The issuer will cancel it and send you a replacement card. Same goes in case your card is stolen or used without your permission.
Share your insights and review for the QVC Credit Card
5
38%
4
18%
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20%
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11%
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13%
3.5
55 reviews
55 reviews
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Renee @reneet_10
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3 Star Rating
Verified Customer
Quality products but shipping takes a long time. Be sure to allow 2 weeks for delivery if you purchase items for gifts. Items are packed well and come in sturdy packaging.
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dsemidey2790 @dsemidey2790
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3 Star Rating
Verified Customer
qvc is ok. Their interest is high. I hate paying interest. So I’ll try to pay as much as I can. QVC is one company that I will buy from if I see that its a good price and I think it’s the only place I will find the product.
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Lori S @secureofficer09
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5 Star Rating
Verified Customer
I love QVC been loyal customer over 28 years. Love credit card. Mostly use my bank card when shopping qvc. I think it because you must use below 30 utilization u can’t spend much on Q card .. but great card use if trying make larger purchase of example say laptop in emergency etc. great easy pay options. I did spend 10,193.25 last Christmas that’s how much I love them. I paid it in full and didn’t use credit card over year. Easy to make payments over phone automated fast. I love qvc. Great products. Great deals. I say use ur bank card if buying qvc. Just use Q card for emergency. This way u keep ur utilization low. Hey enjoy cos qvc great company. Fast online help. Great hosts. Great products.
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Linda @kyhootowl
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4 Star Rating
Verified Customer
I like to shop from the convenience of my home, without getting out and fighting traffic, and having to pay for gas. I like the fact that Qvc has about four different channels. I also like the fact that I can pay and five easy payments.
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Ellen @ellenl_25
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1 Star Rating
Verified Customer
I closed my acct QVC prices have gotten way too high. I'm no longer interested in paying their prices. I can do a whole lot better in other stores.
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GLORIA @gloriajbeal
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5 Star Rating
Verified Customer
Fun card. Super convenient to take advantage of QVC sales. Not a mainstay of my monthly activity. Easy payment arrangements on special promotions. Overall? Great to keep on hand.
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Michael Wueschinski @mlwues34
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5 Star Rating
Verified Customer
Great service. Hasn't raised score even though I pay on time for years. If they gave Mre increase then it would be great. I can't keep saying great card?
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Kathleen L @lafrattakathleen
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1 Star Rating
Verified Customer
QVC is the worst company. They overcharge for inferior products that you can buy elsewhere for much less. The credit card is issued by Synchrony Bank and the balance is never right. I have called several times to ask them to correct this but they just give you the run around from one dept. to the next. Never do business with them. They also charge you for returns! Horrible customer service.
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Clarissa @mommy_of_4ks86
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5 Star Rating
Verified Customer
Great app and it helps when ur low on cash n need something. I'm thankful for this company and being able to get approved for the card
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Clarissa @clarissa_kay740
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5 Star Rating
Verified Customer
Great place to buy from if ur on. A fixed income or low on cash. Flex pay is a great thing when u need something and cant come up with the funds
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Review QVC Credit Card Reviews
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