Rakuten Credit Card
Rakuten Credit Card
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Accepted Credit Scores
Excellent Credit, Good Credit
$10 First Purchase Bonus after the first purchase using your Rakuten Credit Card. No minimum purchase amount required.
Extra 3% Cash Back (in addition to Cash Back earned on purchases for shopping through Rakuten) on qualifying purchases made through Rakuten.com, in Store Cash Back Offers, Rakuten Dining and Rakuten Gift Card Shop.
1% Cash Back on purchases everywhere else Visa credit cards are accepted.
APR on Purchases
20.74% - 25.74% (V)
Balance Transfers Not Allowed
Rakuten Credit Card Pros & Cons
No membership fees
High rewards rate
$10 initial rewards bonus
No intro APR on purchases
No balance transfers allowed
Requires good/excellent credit
Rakuten Credit Card's Additional Info
|cash advance fee||4% (min $10)|
|cash advance APR||20.74% - 25.74% (V)|
|foreign transaction fee||3%|
|smart chip||Yes, chip-and-signature|
|max late fee||$40|
|max overlimit fee||$0|
|max penalty APR||None|
|grace period||23 days|
Peace of Mind thanks to zero-fraud-liability policy and Visa benefits like Price Protection and Return Protection.
Enjoy Apple Pay™, Google Pay™ and Samsung Pay.
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