
Rakuten Credit Card

Rakuten Credit Card
We're sorry, but the Rakuten Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer.
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Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
Rewards
$10 First Purchase Bonus after the first purchase using your Rakuten Credit Card. No minimum purchase amount required.
Extra 3% Cash Back (in addition to Cash Back earned on purchases for shopping through Rakuten) on qualifying purchases made through Rakuten.com, in Store Cash Back Offers, Rakuten Dining and Rakuten Gift Card Shop.
1% Cash Back on purchases everywhere else Visa credit cards are accepted.
APR on Purchases
20.74% - 25.74% (V)
Balance Transfer
Balance Transfers Not Allowed
WalletHub Review
Rakuten Credit Card Pros & Cons
No membership fees
High rewards rate
$10 initial rewards bonus
No intro APR on purchases
No balance transfers allowed
Foreign fee
Requires good/excellent credit
Rakuten Credit Card's Additional Info
cash advance fee | 4% (min $10) |
cash advance APR | 20.74% - 25.74% (V) |
foreign transaction fee | 3% |
smart chip | Yes, chip-and-signature |
max late fee | $40 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 23 days |
Peace of Mind thanks to zero-fraud-liability policy and Visa benefits like Price Protection and Return Protection.
Enjoy Apple Pay™, Google Pay™ and Samsung Pay.
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