Accepted Credit Scores
Fair Credit, Limited History, Bad Credit
APR on Purchases
24.99% - 29.99% (Variable)
Reflex Pros & Cons
Qualify with limited or no credit history
Does not require security deposit
No rewards bonus
No intro APR on purchases
No balance transfers allowed
Reflex's Additional Info
|cash advance fee||5% (min $5)|
|cash advance APR||24.99% - 29.99% (Variable)|
|foreign transaction fee||3%|
|max late fee||$40|
|max overlimit fee||$0|
|max penalty APR||None|
|grace period||25 days|
Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
See if you’re Pre-Qualified with no impact to your credit score
All credit types welcome to apply
Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
Initial Credit Limit of $300 - $1,000* (subject to available credit)
Monthly reporting to the three major credit bureaus
Fast and easy application process; results in seconds
Use your card at locations everywhere Mastercard® is accepted
Checking Account Required
$0 monthly fee for the first 12 months. $10.00 per month starting the second year, waived for those with a $750 or $1,000 credit limit
Reflex Mastercard FAQ
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