The Ritz-Carlton Credit Card
The Ritz-Carlton Credit Card
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Accepted Credit Scores
Excellent Credit, Good Credit
Two complimentary nights at any participating Tier 1-4 Ritz-Carlton hotel, after you spend $4,000 on purchases in the first 3 months. Plus, earn 10,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
$300 annual travel credit to use for baggage fees, seat upgrades, access to your preferred airport lounge and more.
Save $100 on the total cost of between 2 and 5 qualifying round-trip, domestic coach airline tickets purchases on the same itinerary when using the card.
Pay for your Global Entry application (currently $100) and receive a $100 statement credit. You'll also be eligible to receive TSA Precheck® privileges if you are approved.
Receive a complimentary annual Priority Pass™ Select membership (~$399 retail value).
Receive $100 hotel credit on paid stays of two nights or longer. Upgrade to The Ritz-Carlton Club® level three times annually on paid stays of up to 7 nights. Subject to availability at the time of your reservation.
Earn 5 points for each $1 spent on qualifying purchases made at participating The Ritz-Carlton® locations, participating Marriott® locations, and all Starwood-branded hotels, which participate in Starwood Preferred Guest®.
Earn 2 points per $1 spent on airline tickets purchased directly with the airline, and at car rental agencies and restaurants. Plus, earn 1 point per $1 spent on all other card purchases.
APR on Purchases
17.74% - 24.74% (V)
APR: 17.74% - 24.74% (V)
Balance Transfer Fee
The Ritz-Carlton Credit Card Pros & Cons
High rewards rate
2 Nights Stay initial rewards bonus
No foreign fee
Reports to the three major credit bureaus
High membership fees
No intro APR on purchases
No intro APR on balance transfers
Requires good/excellent credit
The Ritz-Carlton Credit Card's Additional Info
|cash advance fee||5% (min $10)|
|cash advance APR||26.74% (V)|
|foreign transaction fee||$0|
|smart chip||Yes, chip-and-PIN|
|max late fee||$37|
|max overlimit fee||$0|
|max penalty APR||None|
|grace period||21 days|
Gold Elite status in The Ritz-Carlton Rewards® program for your first account year. Spend $10,000 your first year and each subsequent year to maintain your Gold Elite status. Platinum Elite benefits when you spend $75,000 on purchases each account year.
Enroll in car rental reward programs from Avis, National and Silvercar and enjoy special discount and upgrades when available.
Travel & purchase coverage benefits along with the J.P. Morgan Premier Concierge.
If approved for an account, your credit access line will be at least $10000.
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