WalletHubNo membership feesHigh rewards rate$30 initial rewards bonusNo foreign feeSpending caps on rewardsNo intro APR on purchasesNo balance transfers allowedRequires good/excellent credit
Info about the Sam's Club® Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
RewardsAPRReviewsFAQContactExcellent Credit, Good Credit
$0
Receive $30 statement credit when you open an account and make a $30 purchase within 30 days of account opening. Terms Apply.
Earn 5% cash back on eligible gas worldwide, including gas at Sam's Club (on the first $6,000 per year, then 1% after)
Earn 3% cash back on dining and takeout.
Earn 1% cash back on other purchases at Sam's Club and wherever Mastercard is accepted
Plus members will earn 3% cash back on all Sam’s Club purchases, plus 2% in cash rewards on eligible in-club purchases.
Maximum of $5,000 in Cash Back rewards can be earned in a calendar year
20.9% - 28.9% (V)
Balance Transfers Not Allowed
by John Kiernan
September 22nd, 2023
No membership fees
High rewards rate
$30 initial rewards bonus
No foreign fee
Spending caps on rewards
No intro APR on purchases
No balance transfers allowed
Requires good/excellent credit
| cash advance fee | 3% (min $5) |
| cash advance APR | 25.9% - 31.9% (V) |
| foreign transaction fee | 0% |
| smart chip | Yes, chip-and-signature |
| max late fee | $40 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 23 days |
Identity theft resolution services
Can't find what you are looking for? Submit your question about Sam's Club® Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card. In addition, WalletHub independently collected information for some of the cards on this page.
Yes, you can use the Sam's Club® Credit Card outside the U.S. The card is on the Mastercard network, so it benefits from extensive worldwide acceptance.
Keep in mind that if you have the Sam's Club® Store Card instead, its use will be restricted to Sam's Club and Walmart locations in the U.S.
Your Sam's Club® Credit Card payment can post in 1-5 business days, depending on what method you use for making the payment. Payments will post in the same time frame for the Sam's Club® Store Card, too.
Here's How Long it Can Take for the Sam's Club® Credit Card Payment to Post
You can add a Sam's Club® Credit Card authorized user by calling customer service at (800) 964-1917. You will need to provide their name, date of birth, and Social Security number to add them as an authorized user. Plus, only Sam's Club members can become authorized users on the Sam's Club® Credit Card.
Here's some more info about adding a Sam's Club® Credit Card authorized user:
When you add a Sam's Club® Credit Card authorized user, they will receive their own credit card, sent to your mailing...
To set up autopay for your Sam's Club® Credit Card sign in to your online banking account. Under the "Payments" tab, click on "Manage recurring payments", then change the status from "OFF" to "ON".
You'll need to select the bank account you'd like to use for your payments, as well as the payment amount which can be:
To set up a PIN for your Sam's Club® Credit Card you'll need to call customer service at (800) 964-1917. Once you request it, your PIN should arrive in the mail within 7-10 business days.
The starting credit limit for the Sam's Credit Card isn't disclosed by the issuer.
Everyone's credit limit will be different, based on their score, income, or the amount of debt they may or may not have.
In time, you might qualify for a credit limit increase. To improve your odds, always pay your bills on time and in full. You can also work on increasing your credit score and income.
Share your insights and review for the Sam's Club® Credit Card
Sam's World Elite Mastercard $6500 CL- 3yrs old was denied today for online curb side pickup order. I usually make 2 orders a month totaling $250 to $550 a month.Pay off the balance monthly, never paid late nor am I late or carrying any high balances on other cards. I called & spoke with a supervisor, was told they considered me a high risk& closed my account. No notice, thankfully I wasn't in store. Was told I would receive a letter that was dated 3/1/22. She also said I could reapply, not likely. I liked the rewards but they made my choice easy. I am cutting memberships & my BJ's was under consideration to be cut next month. Synchrony made it simple, Capitol One just took over BJ's Credit hopefully will offer similar rewards. I do lose the 5% on gas but I work from home so my driving has been cut by 75%.
Hoping Sam's will follow Walmart & which over to Capital one or any other bank beside Synchrony. I also checked my Amazon card & that was closed too on 3/1/23, which is no loss since I haven't used it since 12/22. I did not renew Amazon membership on 1/1/23. My Pay Pal credit is still open but waiting on that to be closed,I like that for the 0% offers. Bottom line be careful with Synchrony,not sure what triggers their closures.
WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.
Offer last updated: Sep 22nd, 2023 at 17:12 ET
People Also Apply For
Your web browser (Internet Explorer) is out of date and no longer supported.
Please download one of these up-to-date, free and excellent browsers:
