Sears Credit Card
Sears Credit Card
Info about Sears Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.Rewards323Reviews97Q&AContact
Accepted Credit Scores
Excellent Credit, Good Credit
Earn a $75 statement credit for every $500 spent on eligible purchases within 90 days of account opening, up to a maximum total value of $225 in statement credits.
Earn 50 points (5% back) on eligible purchases at gas stations, 30 points (3% back) on eligible purchases at grocery stores and restaurants on the first $10,000 of combined gas, grocery and restaurants purchases per calendar year and 10 points (1%) thereafter.
Earn 20 points (2% back) on eligible purchases at Sears & Kmart, and 10 points (1% back) on all other eligible purchases.
You can use earned points to save in-store or online at Sears or Kmart and at shopyourway.com.
The points are valid for twelve months from the date they are awarded.
APR on Purchases
0% intro APR for 12 - 18 months, 28.99% (V) APR after that
APR: 28.99% (V)
Balance Transfer Fee
Sears Credit Card Pros & Cons
No membership fees
High rewards rate
up to $225 initial rewards bonus
Spending caps on rewards
No intro APR on balance transfers
Balance transfer fee
Sears Credit Card's Additional Info
|cash advance fee||5% (min $5)|
|cash advance APR||29.99% (V)|
|foreign transaction fee||3%|
|smart chip||Yes, chip-and-signature|
|max late fee||$40|
|max overlimit fee||$0|
|max penalty APR||None|
|grace period||25 days|
Deferred Interest Details: No interest if paid in full within 12 months on select sitewide purchases of at least $299 or 18 months on select appliance purchases of at least $999.
5% off select sitewide purchases or 10% off select appliance purchases. Terms apply, cannot be combined with special financing offers.
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