I really like the points system that is set up with this card. My current card has the same 1 point/$1 and I have been able to redeem a lot of points. One downside to their rewards is that you only get 5,000 points. My Chase Shappire card gives me 40,000 bonus points after spending $3,000 in the first 3 months. I think that the 0% interest rate until December is a great deal and allows me to not have to pay off my entire bill while not getting charged a ridiculous interest fee. Another huge perk is the no annual fee.

I really like the 0% interest until December of 2015. I can pay off quickly without interest fees eating up my payment. The Sony card from Capital one has a great rewards/points system that provides for more value to me on my dollars spent. 3 points for every dollar spent is very generous. The 1 Pt to be spent anywhere is not as good as my Citibank which gives 5 pts to be spent anywhere. Also the cash advance fee of 4% is higher than my other Capital One card which only charged a 3% transfer fee with no minimum charge.

Overall this seems like a good card; if you can get approved for it. The points feature is one of the best I've seen in terms of earning but a cash-back option would be better. While there isn't a foreign transaction fee,it is unfortunate that there isn't a pin&chip so it might not be valid in some foreign countries.

I have had good experiences with Capital One in general, and the Sony Card seems like a good card. The zero percent into interest rate is an eye catching feature and the regular interest rate of 13.9 to 24.9 is decent. I have seen higher on several cards, these rates seem to be an average rate.

Pros:

There is no annual fee with this card. This is an important feature. I always look for low annual fees, so no annual fee is fantastic and can save a lot of money in the long run. There is also no balance transfer fee or foreign transaction fee. Sony fans will appreciate that you get more points for buying Sony products. That makes sense seeing as though it is a Sony card. You also get 5,000 points for signing up. This makes it different from other cards, such as the Discover card, which it is otherwise similar to. Right now they are offering a $50 Sony store credit as well. You get the credit once you are approved and have made your first purchase.

Cons:

Some have said the customer service isn't great, but it is difficult to say one way or the other. Like with most places, it could also be a matter of who you are talking to at the time. If you are on the high end of the interest rate it can still be a little on the expensive side, but no more so than all the other cards out there. This card is directed more at Sony shoppers, or at least, encourages you to buy from Sony. If you don't want to the rewards program may not be something that you will be interested in. The card states that you need excellent credit to be approved and this seems to be the case. A few collection accounts may not hurt you, but you should have at least a 650 or higher credit score to apply.

More About the Card:

The cash advance rate is on the high side at 24.9 percent interest. You get a 25 day grace period, which is about average. So, while there is no annual fee it would be best to not be late in making any payments or get more cash advances than you have to. Between the $35 late fee and the higher rate of interest for cash advances the bill could add up. You can get up to 5X reward points, but most people probably won't take advantage of this. In order to get the 5X rewards you need to spend $2000 on Sony products at the Sony store. Most purchases will give out 1X the points. An exception is for those that dine out frequently. You can get 3X reward points when you dine out four times. The point system can be a little tricky, and again, it is aimed for Sony shopping. So if you don't plan to buy any Sony products, this may or may not be the card for you. It could come in handy for someone that wants to make a few electronic purchases and make on time payments to build credit, though. The no annual fee alone is enough to make it worth consideration, in my opinion. Also, the interest rate isn't too high, so it is worth taking a look at.

The last card I had through Bank of America had just about the same rates, but didn't have nearly as good of a rewards program as the Sony Card from Capital One. I eat out nearly every night of the week so the 3 points I get when paying my restaurant tabs really add up. I recommend this card for anyone looking for a good reward program from a card with reasonable rates.

The Sony Card from Capital One seems decent, especially since you can also earn points from non-Sony purchases. The tiered points system is kind of like the 3-2-1 system with the Bank of America Cash Rewards card, and I think it makes sense; 5 for actual Sony products, 3 for dining and movies, and 1 for everything else. I also like that it gives an extra 5000 point bonus for signing up.

I do wonder how redemption of points works. The description of what you can redeem them for is a little vague, and it's not clear how much each point is worth. Other cards like Bank of America Cash Rewards and Chase Freedom specify that 1 point = $.01 The other negatives are that the APR seems like it could be a little high, and I wish it had a smart chip.

I signed up for this credit card when I was buying a Sony Vaio for University. I wasn't planning on using a credit card that much, but the rewards this card offers make it worthwhile to have. The starting bonus is incredible and gets you a good amount towards a bunch of Sony items. I am still saving up for a PS3 because I don't use my card for every purchase, but I am excited for the day when I can redeem my points for a PS3. This card is great and if you are a Sony fan (or just like free electronics), this is the card for you.

I love that I won't have interest on the card until June of next year. Also love how the Sony Card from Capital has no annual fee. You can earn points no matter where you shop and redeem the points for great things. I love how you get 5,000 bonus points from your first purchase made within 90 days.

I like the no annual fee and no balance transfer fee. What I don't like are the rewards. At first glance the rewards read to be just the same as Discover and other similar cards. Then you notice that the rewards offered are specifically for Sony's store. This card would be more interesting to me if they offered cash back instead of points. Overall I don’t think I would apply for this card.

The Sony Capital One card seems very similar to other rewards cards, as the reward is decent at 1-5% of all spending and there is no limit on how much you can earn. The 0% introductory interest rate is also very similar to other cards, but I have seen other cards with a longer term at 0%, as this cards term is for less then a year. The other drawback with this card is the rewards are only able to be used with Sony and cards that offer cash back are much more desirable to me.