Info about South State Bank Visa® Platinum Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
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Accepted Credit Scores
Accepted Credit Scores
Excellent Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 18 months, 18.49% - 28.49% (V) APR after that
Balance Transfer
0% intro APR for 18 months, 18.49% - 28.49% (V) APR after that
Balance Transfer Fee:3% (min $5)
WalletHub Review
South State Bank Visa® Platinum Card Pros & Cons
No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
No rewards
No initial rewards bonus
Balance transfer fee
High regular APR
South State Bank Visa® Platinum Card's Additional Info
Can't find what you are looking for? Submit your question about South State Bank Visa® Platinum Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
The South State Bank Visa® Platinum Card's starting credit limit isn't disclosed. The issuer will determine every cardholder's limit depending on their credit score, income, and other financial factors. You'll know your exact credit limit once your application is approved.
The South State Bank Visa® Platinum Card foreign transaction fee is 3%. This means South State Bank will add a 3% surcharge anytime you use the South State Bank Visa® Platinum Card outside of the United States. The 3% fee also applies to online purchases made through an internationally-based merchant.
The cash advance limit for the South State Bank Visa® Platinum Card is 25% of your credit line. In time, if you use your card responsibly, South State Bank might raise that limit to 50% of your credit line.
You can check your South State Bank Visa® Platinum Card application status by calling the application line at (800) 364-9648. When you call, you'll need to provide personal information so that the issuer can match you to your application. It should only take a few minutes to find out...
Your South State Bank Visa® Platinum Card approval odds are good if you have a credit score of 750+, which is considered excellent credit. Approval odds for the South State Bank Visa® Platinum Card will also be influenced by your annual income and existing debts. Applicants will need to...
You can initiate a balance transfer with the South State Bank Visa® Platinum Card while applying for it. If you're already a cardholder, you can do a balance transfer by logging in to your account online or by calling (800) 277-2175.
An excellent credit score is needed for the South State Platinum card. But you must also meet other criteria to be approved. Your income and any debts you might have are also important factors in the issuer's decision.
Thank you for your question. There is a separate app available for managing South State credit cards through our credit card partner Elan. It can be found by searching for “Elan Credit Card” in the App Store. If you have other questions or would like to discuss further, we'd be...
Share your insights and review the South State Bank Visa® Platinum Card
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4.0
72 reviews
72 reviews
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M H @mh8585
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5 Star Rating
The terms of the First Federal Bank credit card are excellent. The interest rate is only 7.15% and there’s only a 2% cash advance fee. I have many other credit cards including prime and subprime cards. My Bank of America cash rewards card has a hefty 13% interest rate and charges 5% for cash advances. I much prefer the terms of the First Federal Bank card. This card also only has a $6.80 late fee where most cards, including my Bank of America card charges 20-35 dollars. I plan to apply for this card and recommend it to friends and family who are looking for a card. I don’t think there’s a better deal out there.
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Jordan Webb @jordan_webb_9212
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5 Star Rating
I am highly considering using the First Federal Bank Credit Card. The best thing about the card that stands out to me is the 7.15% interest rate; this is simply amazing for a credit card! However, the fact that you need excellent credit to apply and use the card most likely means that someone using this card is already experienced with paying back on cards and has earned this really low interest rate. The lack of an annual fee and an almost month long interest rate makes this a card I would love to have. If only I had the credit!
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Wiley Fambrough @wileyf
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4 Star Rating
I've been with this credit card company for almost a decade. During that time, I've increased my limit to a very high amount, and they have been very loyal to me. The interest rate could be lower, but their customer service has always been top notch. I have gotten calls from them at any sign of fraud, and they have always been very diligent. I have been in a couple of tough spots with them, but they have been persistent always gave me the benefit of the doubt to come through with payments. There are no rewards programs (that I am aware of), but this card has gotten me through thick and thin.
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