We're sorry, but the Staples® Business Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 800-282-5316
You can review Staples® Business Credit Card's rates and fees according to our latest records, which may be outdated. Alternatively, you can compare the latest credit card offers.
Rewards%APR175Reviews10Q&AContact
RewardsAPRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
Rewards
Save $50 by statement credit on a purchase of $150 or more made within 45 days of opening the Account.
Earn 5% back in rewards on your in-store and online purchases — Automatic upgrade to Premier status.
Free next–day delivery with no minimum purchase. Eligible items only.
$2 back in rewards for each ink cartridge recycled for a maximum of 20 times per month.
$25 off in Print & Marketing services annually; and $20 off in Tech Diagnostic Services annually (in store only).
Rewards are issued online monthly in increments of $5.
APR on Purchases
0% intro APR for 6 - 18 months, 14.99% - 23.99% APR after that
Save up to one-third in the first 45 days. It’s not the biggest first-purchase discount available from a store credit card. But the $50 that you’ll save on a purchase of $150+ made within 45 days of getting the Staples Business Credit Card, also known as the Staples... show more
Can't find what you are looking for? Submit your question about Staples® Business Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
The starting Staples credit card credit limit pretty much depends on how good your credit is. Plus income, existing debt and other things will factor in when deciding both whether you're approved and what credit limit you're given. If you want a ballpark figure, I got accepted for a $1,600...
You can't use the Staples Business card at other stores. The Staples Business credit card is not affiliated with a card network (such as Visa or MasterCard). So it can only be used at Staples.
Plenty of ways. You can send the payment at P.O. Box 7801, Phoenix, AZ 85062-8014, or online here: https://citiretailservices.citibankonline.com/RSnextgen/svc/launch/index.action?siteId=PLCN_STAPLES#signon
Share your insights and review the Staples® Business Credit Card
5
15%
4
55%
3
25%
2
2%
1
3%
3.7
175 reviews
175 reviews
What's Your Rating?
Most Recent
Most RecentMost Useful
Review sort
Pipk Sau @pipk_sau
Report Abuse
5 Star Rating
Part of running a small private business is getting your office supplies. By using the Staples Business Store Card, I am able to control the inflow of supplies that are needed for my business. One benefit that everyone should be happy about is earning the 5% back in rewards on everything in store. Also the card provides interest free if paid in full within 6 months on all purchases of $299 or more, which is a huge benefit when running a business. So all the small business people who need a large inflow of supplies should definitely consider the Staples Business Store Card and have a worry free life. Thanks Staples for all the help in running a small business.
show more
show less
Comment
0
0
Nelly Mendoza @nelly.mendoza.7146
Report Abuse
4 Star Rating
As an owner of a small business this credit card does wonders for me. I use it in everyday purchases needed for my business, from toners to a new desk chair, postage etc. Plus the 5% in rewards on purchases make this card totally worth using. Even though the APR rate is semi high at 23.99% the convenience and quality make up for it. This card is just well rounded and is practical for small businesses and others alike.
show more
show less
Comment
0
1
Kyle Storm @kyle.young.581
Report Abuse
5 Star Rating
i used to work at Staples and didn't really think much about these cards other than that I needed to sell them to customers, or get customers interested in them. It wasn't until I left retail and made my own business that I realized how much these things paid off. I needed a new computer and couldn't exactly afford the one I was looking for, but after applying and being approved in the store (the same day) for this card I was able to get what I needed. Better yet, the interest was so low I was able to only pay 40 a month to cover the charge! I use it all the time now when I'm in staples because it pays off greatly when you need to buy paper, toner, or services for your own business
show more
show less
Comment
0
0
Kathleen Morris @kathleen_morris_102
Report Abuse
4 Star Rating
I signed up for a staples card when I started my teaching job over ten years ago. I cannot count the ways in how handy this Staples card has been for me.
I use this card a lot at the beginning of each school year to get the supplies I need for the year. I also use this card when I buy my daughters school supplies and to buy supplies and make copies for my small catering business as well.The absolute best feature about this card is the 5% back rewards on purchases. This bonus makes me feel like I truly am getting a deal whenever I use this card, which is a lot.
I use this card both online and in the store and have never had any problem with it. I also get coupons throughout the year for being a card holder. My only issue with the card itself is that I have a high interest rate. I find for a store card, the interest rate is a little higher than others. Their late fee is also a little higher than others.
Overall, this is a good card to have if you have a business or are in the education field. Staples offers such a variety of services that having a store card would be useful.
show more
show less
Comment
0
0
Chris No @chris_you_16
Report Abuse
4 Star Rating
First off let me say how much I love the store Staples friendly staff and bargain prices makes me come to this store time in time again. A good thing about this Staples card is it's for people with good and not so good credit making it easy for all people in any situation to obtain the card. It has absolutely no annual fee which is a huge help to me. The interest rate is a little high being 23.99 and it doesn't offer a first year intro at 0 percent like some cards do, so that's a downside. One upside is that this card has perks when purchasing. You can earn up to 5% rewards on everything in the store. One other good thing about this card is it has flexible payment option for your charges not many cards I've seen offer this such option your payments are set when they want it, not when it's convenient for you. Overall the Staples Business Store Card I think is a must have card in your wallet or purse.
show more
show less
Comment
0
0
timothy bull @talen3234
Report Abuse
4 Star Rating
I own and operate a small business and the Staples card has been a real lifesaver in helping me keep the business running smoothly. I buy the majority of my supplies at staples and using the card not only gets me a 5% reward back on all purchases it also helps me to keep everything organized business wise with one easy to read monthly statement.. While the APR is higher than I generally like there isn't an annual card fee which evens it out some, I also pay the balance monthly so I don't typically have to worry too much about interest.
The staples card is a no-brainer and it's use will grow with my business easily making sure I can keep on top of all my business needs while keeping all my records straight at the same time.
show more
show less
Comment
1
0
Andi Robb @andi.robb
Report Abuse
3 Star Rating
The best thing about this card is the fact that there is no fee each year. This is great if you only occasionally use the card rather than shopping there every week. The extras such as the cash back really work if you do all your office shopping at staples 5% on purchases can really add up. Although the APR is higher than some cards the payment options make it easy to pay the balance quickly while still gaining the benefits. Overall its worth having if you shop there a lot or tend to make 1 or 2 large purchases there per year. If you only occasionally shop there for little things and hold a balance on your cards there are other cards that will serve you better.
show more
show less
Comment
0
0
Elna Velaquez @elnav
Report Abuse
4 Star Rating
The staples business store card is a great addition to any business's purchasing arsenal. Sometimes you need the convenience of shopping online, and sometimes you need the immediacy of a brick and mortar purchase. With the staples business card, you can get both, all with a 5% cash back option on every purchase. You also get a little extra money when you recycle your old ink and toner cartridges, which definitely adds up since most small businesses go through them frequently. As mentioned, the APR isn't great, but that doesn't matter if you pay it off by the end of the month, and is easily trumped by the 5% back and the convenience of getting all your small business needs met in one place.
show more
show less
Comment
0
0
Rob Callahan @PlutowasaPlanet
Report Abuse
5 Star Rating
I used to work for a large law firm. They had a Staples credit card that they used to purchase office supplies. I was in charge of ordering the supplies, and would often go to the actual Staples store itself to use this card. After the company spent so much money, they got rewards in return for their purchases. Every time I went in there was never a problem with the card, and the company that I worked for never even considered switching to another provider. They were overall very satisfied with this card and I would recommend it for other businesses as well.
show more
show less
Comment
0
0
Penelope Strong @penelopeusa
Wait, USED to work??
show more
show less
Comment
0
0
Codi Oravec @codio
Report Abuse
4 Star Rating
I ran a small business from home with my younger brother and having the staples business card has been tremendous. Even if prices are cheaper elsewhere, being able to buy all my supplies in one location and the reward points make up for it and the time saved is priceless. Their customer service has been great so far, always give very good feedback and answer all my questions thoroughly. The APR could be better but looks like it is on par with most store cards and the rewards makes up for it. Will be upgrading some equipments in our office and I am looking forward to the savings and points.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.