Surge Mastercard®

Surge Mastercard®
Up to $1,000 Credit Limit
for new cardholders, and it can rise up to $2,000 after 6 straight on-time payments.
Up to $1,000 Credit Limit
for new cardholders, and it can rise up to $2,000 after 6 straight on-time payments.
Accepted Credit Scores
Fair Credit, Bad Credit
Fees
APR on Purchases
24.99% - 29.99% (Variable)
Editor's Take
Surge Credit Card Pros & Cons
Qualify with bad credit
Does not require security deposit
No rewards
No rewards bonus
No intro APR on purchases
No balance transfers allowed
Surge Credit Card's Additional Info
cash advance fee | 5% (min $5) |
cash advance APR | 24.99% - 29.99% (Variable) |
foreign transaction fee | 3% |
smart chip | Yes |
max late fee | $41 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 25 days |
Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
All credit types welcome to apply!
Free access to your Vantage 3.0 score From Experian* (When you sign up for e-statements)
Initial Credit Limit of $300 - $1,000* (subject to available credit)
Monthly reporting to the three major credit bureaus
See if you’re Pre-Qualified without impacting your credit score
Fast and easy application process; results in seconds
Free online account access 24/7
Checking Account Required
$0 monthly fee for the first 12 months. $10.00 per month starting the second year, waived for those with a $750 or $1,000 credit limit
Questions & Answers
Can't find what you are looking for? Submit your question about Surge Mastercard® to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
- Most Popular
- Most Upvotes
What the credit score for surge credit card
How long does it take to get the Surge Mastercard credit card?
It takes 2 weeks at most to have your Surge Mastercard credit card in the mail.
When will I get my Surge credit card?
Will the Surge Credit Card help improve my credit score?
The Surge Credit Card will help improve your credit score.
The credit card will report to all three major credit bureaus: Transunion, Experian and Equifax. That means that, as long as you keep your card in good standing, you'll be able to raise your credit score over time.
What's the Surge Credit Card payment address?
The Surge Credit Card payment address is: Continental Finance P.O. Box 8099 Newark, DE 19714-8099.
Simply remove the return portion of your monthly statement and mail it with a check in the amount of your payment to the address specified on your statement.
When will my Surge Credit Card payment post?
How do you get a Surge Credit Card PIN?
What bank issues the Surge Credit Card?
The Surge Credit Card is issued by Celtic Bank but serviced by Continental Finance. Continental Finance handles many different credit cards for people who are trying to build or rebuild their credit.
How can I download the Surge Credit Card mobile app?
You can download the Surge Credit Card mobile app from the App Store or Google Play. The app's called "CFC Mobile Access".
Compare The Surge Credit Card
Surge Credit Card Reviews
Share your insights and review the Surge Mastercard®
What's Your Rating?
I really and truly have hope once again.. thank you for this opportunity..
Accepts ALL credit? lol They said I didn't have enough credit! HELLO,that's why I applied! Trying to build credit.I was turned down immediately.Just because I pay with my debit card or cash.I guess it doesn't pay if you don't have debt. It's a conundrum.
WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.