What's the TD Bank Cash card credit score requirement?
51
UpvotesReply
John Hoskin
You need a credit scored of at least 750 to get approved for the TD Bank Cash card.
That's excellent credit, but the rewards make up for it.
TD Bank Cash Credit Card Reviews [2023]Reviews, rates, fees, and rewards details for The TD Bank Cash Credit Card. Compare to other cards and apply online in secondsJohn Kiernan
WalletHubNo membership fees0% intro APR on balance transfersHigh rewards rate$150 initial rewards bonusSpending caps on rewardsNo intro APR on purchasesBalance transfer feeForeign fee
WalletHubNo membership fees0% intro APR on balance transfersHigh rewards rate$150 initial rewards bonusSpending caps on rewardsNo intro APR on purchasesBalance transfer feeForeign feeTD Bank Cash Credit Card
TD Bank Cash Credit Card
Info about TD Bank Cash Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
RewardsAPRReviewsQ&AContactRewardsAPRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
Rewards
Earn 15,000 points (equivalent to $150 Cash Back) when you spend $500 within the first 90 days after account opening.
When you open your card, you'll start with 3 points per $1 spent on dining, 2 points per $1 spent at grocery stores. And then every quarter, you can to choose from these spend categories: dining, entertainment, gas, groceries and travel to earn 3 points and 2 points, respectively.
Earn 1 point for every $1 spent – everywhere, every time on eligible purchases.
Limited Time Offer: Earn 5 points on Gas purchases for 6 months or up to a $6,000 spend.
Redeem your cash rewards for Cash Back, merchandise, gift cards or travel rewards once you've earned at least $25.
There are no limits to the rewards you can earn and your cash rewards do not expire as long as your account is in good standing.
APR on Purchases
19.74% - 29.74% (V)
Balance Transfer
0% intro APR for 12 months, 19.74% - 29.74% (V) APR after that
Balance Transfer Fee
WalletHub Review
by John Kiernan
June 1st, 2023
TD Bank Cash Credit Card Pros & Cons
No membership fees
0% intro APR on balance transfers
High rewards rate
$150 initial rewards bonus
Spending caps on rewards
No intro APR on purchases
Balance transfer fee
Foreign fee
TD Bank Cash Credit Card's Additional Info
| cash advance fee | 5% (min $10) |
| cash advance APR | 29.99% (V) |
| foreign transaction fee | 3% |
| smart chip | Yes, chip-and-signature |
| max late fee | $40 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 25 days |
The minimum credit limit is $500.
For TD Visa Signature benefits, the credit limit must be $5,000 or greater.
Add your TD cards to your mobile device to simplify your online, in-store and in-app purchases.
Enjoy Visa security on purchases, plus protection against unauthorized charges .
TD Bank Cash Credit Card FAQ
Can't find what you are looking for? Submit your question about TD Bank Cash Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
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How long does it take to get approved for the TD Bank Cash credit card?
2
UpvotesReply
Frankie Solomon
You should be able to receive a TD Bank Cash card decision instantly in most cases, but in some cases it may take up to 30 days for them to collect additional information.
How do I make a TD Bank Cash Credit Card payment?
5
UpvotesReply
Evelyn Boros
You can make a TD Bank Cash Credit Card payment online, by phone, through the TD Bank mobile app, by mail or at a bank branch. To pay a TD Bank Cash Credit Card bill online, log in to your online account and click on “Manage Card.” Then, choose how much to pay, when to pay it,...
What will my TD Bank Cash credit limit be?
2
UpvotesReply
Sorin Rebrisorean
Sorry, but there's no way to say with certitude, as that depends entirely on your credit history/credit score. A credit limit is determined after reviewing your score, income and debt.
How do I get a TD Bank Cash Credit Card credit limit increase?
4
UpvotesReply
Alexis Padilla
You can request a TD Bank Cash Credit Card credit limit increase online. After logging into your acount, on the left menu, click Request a Credit Limit Increase and follow the steps outlined to complete the request.
Alternatively, you can request a credit limit increase by phone by calling...
How much is the TD Bank Cash card cash advance limit?
4
UpvotesReply
Sally Amos
TD Bank Cash card cash advance limits can differ from one account to another.
According to their terms, TD Bank, the issuer, may "set a credit limit for the total dollar amount of cash advances that may be outstanding from time to time that is lower than the overall...
How much is the TD Bank Cash Credit Card annual fee?
4
UpvotesReply
Regina Walker
The TD Bank Cash Credit Card does not have an annual fee.
How do I apply for the TD Bank Cash credit card?
4
UpvotesReply
How much is the TD Bank Cash Credit Card balance transfer limit?
2
UpvotesReply
Agnes Hunt
Your TD Bank Cash Credit Card balance transfer limit is subject to your available credit limit.
The minimum balance transfer amount is $250 (plus the applicable balance transfer transaction fee for the account).
How does the TD Bank Cash Credit Card purchase protection work?
2
UpvotesReply
Bobby Underwood
The TD Bank Cash credit card does not offer purchase protection, unfortunately.
If you're looking for a credit card with great purchase protection, an option would be Chase Sapphire Reserve.
Compare The TD Bank Cash Credit Card
Purchase Intro APRNot Offered
Purchase Intro APR0% for 18 billing cycles
Purchase Intro APR0% for 21 billing cycles
Transfer Intro APR0% for 12 months|Transfer Fee: 3% (min $5)
Transfer Intro APR0% for 18 billing cycles for any balance transfers made in the first 60 days|Transfer Fee: 3%
Transfer Intro APR0% for 21 billing cycles for any balance transfers made in the first 60 days|Transfer Fee: 3%
Regular APR19.74% - 29.74% (V)
Regular APR17.99% - 27.99% Variable
Regular APR15.99% - 25.99% Variable
Rewards Rate1 - 3 points / $1
Rewards Rate1 - 3% Cash Back
Rewards RateNone
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TD Bank Cash Credit Card Video Review
TD Bank Cash Credit Card Reviews
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4 Star Rating
editor's reviewThe TD Bank Cash Visa Card is an average offer with a cherry on top for someone with the excellent credit needed for approval. That cherry comes in the form of a $100 initial bonus for spending just $500 within 90 days of account approval and the offer’s lack of an annual fee. The middling nature of the offer comes from its 1% cash-back base earning rate (supplemented by just 2% back only on dining); its unfavorable regular APR; and a 4% balance-transfer fee that ruins the availability of 0% financing on balance transfers for the first 12 months.
All things considered, this isn’t a bad card to have in your wallet if you’re a relatively light spender who has excellent credit, pays with credit primarily when dining out and never carries a balance from month to month. In such a scenario, it won’t cost you a thing and will provide a decent rewards yield without requiring much thought.
But if you want to get the best credit card possible, this isn’t the offer for you. The excellent-credit corner of the market is quite competitive, and there are better deals to be had whether you’re in the market for rewards or low-cost financing. For more information about how we came to this conclusion and some alternative offers to consider, check out our full-length TD Bank Credit Card review: http://wallethub.com/edu/td-bank-credit-card-review/25997/ .
All things considered, this isn’t a bad card to have in your wallet if you’re a relatively light spender who has excellent credit, pays with credit primarily when dining out and never carries a balance from month to month. In such a scenario, it won’t cost you a thing and will provide a decent rewards yield without requiring much thought.
But if you want to get the best credit card possible, this isn’t the offer for you. The excellent-credit corner of the market is quite competitive, and there are better deals to be had whether you’re in the market for rewards or low-cost financing. For more information about how we came to this conclusion and some alternative offers to consider, check out our full-length TD Bank Credit Card review: http://wallethub.com/edu/td-bank-credit-card-review/25997/ .
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1 Star Rating
Always made efforts to pay card in timely manner. Missed $18 payment. Credit rating suffered unnecessarily. Not a good card. Will probably close this account.
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5 Star Rating
Verified CustomerExcellent card to
Build credit… A few perks that goes along with the card rewards..etc
I wouldn’t recommend this card for anyone because you use your own money is no chance
of card becoming a regular card!! Waste of time!!!
Build credit… A few perks that goes along with the card rewards..etc
I wouldn’t recommend this card for anyone because you use your own money is no chance
of card becoming a regular card!! Waste of time!!!
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3 Star Rating
I just don't understand a statement they give it to me every month so that's why I'm going to change my bank and put it in another thing thank you have a blessed day
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4 Star Rating
One of the first cards I got to help build my credit up...It helped with my New Short Term credit waiting to see how it helps I the long term, can't complain
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5 Star Rating
Verified CustomerEasy to monitor account and make payments on line. I like checking my balance regularly. This account is one of my longest and best accounts
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5 Star Rating
Perfect card, does what it promises to do. I recommend, doubles your credit line, app is easy to use, payments post quickly, security features are great too!
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5 Star Rating
EXCELLENT CREDIT CARD TO GET! EASY TO GET THIS CREDIT CARD! I WOULD RECOMMEND THIS CREDIT CARD TO MY FRIENDS AND FAMILY! EXCECPED BY ALL STORES!
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5 Star Rating
Verified CustomerI'm very pleased with my Merrick Bank credit card it's a cash card they have a wonderful service excellent customer service I have no issues doing business with Merrick Bank I recommend it to anyone that loves excellent customer service and it is accepted everywhere I travel I feel very secure with my American Bank MasterCard
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5 Star Rating
I like this bank. One of my first credit cards.It works great out of state on vacation. Use this card alot never any problems for years
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Review TD Bank Cash Credit Card
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Offer last updated: Jun 1st, 2023 at 11:40 ET
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PURCHASE INTRO APR
18 billing cycles
TRANSFER INTRO APR
18 billing cycles
REGULAR APR
17.99% - 27.99% Variable
ANNUAL FEE
$0
MINIMUM CREDIT