Info about TJX Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Rewards%APR462Reviews66Q&AContact
RewardsAPRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
Rewards
10% off your first online or in-store purchase with your card
Earn 5 points for every $1 you spend on purchases at T.J.Maxx, Marshalls, HomeGoods and Sierra, and Homesense stores in U.S. and Puerto Rico and online at any participating ecommerce site operating under any of the foregoing brands.
Earn 1 point per $1 spent everywhere else. Points do not expire.
Receive $10 in TJX reward certificates for every 1,000 points earned.
Two for One. There are two TJ Maxx credit cards: The TJX Mastercard and the TJX Store Card. You don’t really get to choose between them, though. There’s only one application, and the card you get largely depends on your creditworthiness. People with good or excellent credit generally get the... show more
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The easiest way to pay your TJX Credit Card is online. Alternatively, you can make a payment over the phone at (800) 952-6133 or via mail. You cannot pay your credit card bill at a T.J.Maxx store. It's also worth noting that the same payment methods apply to the TJX Store Card, too.
How to Pay Your TJX Credit Card
Online:Log in to your online account, go to the “Summary” tab, and click on the “Make Payment” button. From there, you'll be able to confirm your payment information and send your payment.
Over the phone: You can also pay your bill over the phone through the automated system by calling (800) 952-6133.
Via mail: If you would rather mail in a payment, send your TJX Credit Card payment to:
Mastercard Accounts P.O. Box 530949 Atlanta, GA 30353-0949
If you choose to pay your TJX Credit Card via mail, make sure to send your payment early enough that it will arrive by the due date. Write your credit card number on the check, too.
The TJX Credit Card phone number for customer service is (877) 890-3150. You can use this number to check your account balance, make a payment, or for other general customer service inquiries. If you want to contact the TJX Store Card's customer service you can call (800) 952-6133, instead.
The easiest way to apply for the TJX Credit Card is online. It should only take a few moments to receive a decision after submitting your application. Otherwise, you could apply in person at any of the following T.J. Maxx store locations:
The credit score that you need for the TJX Credit Card is 700, at a minimum. That means people with at least good credit have a shot at getting approved for this card. The TJX Store Card, on the other hand, requires a 640+ credit score (fair credit).
You can report a lost TJX Credit Card over the phone at (800) 952-6133. Your card will be cancelled and a replacement will be sent to you.
When you receive your replacement TJX Credit Card, you'll need to activate it before you can make a purchase. If there are any recurring charges linked...
You can cancel your card by calling 1-877-890-3150 for the TJX Rewards Platinum MasterCard or 1-800-952-6133 for the TJX Rewards Credit Card.
Please note that when you close a credit card account, the total amount of credit that you have available falls, and that puts a dent in your credit score.
You can check your TJX Credit Card application status by calling (800) 952-6133. You'll need to provide either your 9-digit Social Security Number or your application reference number.
If it turns out that your application is denied, there's still one thing you can do. Call (800) 952-6133 to speak to a representative and ask for...
You can easily redeem your points through your online account, which you can access here: https://myaccount.tjxrewards.com/ . Please let us know if you have any issues. Best of luck!
Share your insights and review the TJX Credit Card
5
18%
4
11%
3
38%
2
11%
1
22%
2.9
462 reviews
462 reviews
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Jessika @jessikav_1
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5 Star Rating
I’m in love with the opportunity and be part of the big family. And everything they sell, never change anything of them. Best prices ever! And the store it’s always clean.
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SHERRI Pear @SherBear
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1 Star Rating
Do not waste your time with this TJMax Mastercard. If you pay each and every payment on time and never go over limit they will reward you with lowering your Credit Limit therefore damaging your Credit Rating because by them lowering the Credit Limit it makes the usage go up. This is very unethical. Do not apply for this card. I am sorry I applied for it not too long ago. Went from $2000 limit to just what my balance was around $1100. They are dangerous. What if I was away traveling and depending on that card. My available credit went from $900 to $42. Go with Capital One. They do not put people in jeopardy.
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carolynm33 @carolynm33
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1 Star Rating
Verified Customer
I never received a statement. In addition, the credit card was never sent to me. I ant to cancel this acct. it has been paid in full.
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Clelia @cleliaf
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2 Star Rating
Verified Customer
Its ok. I liked it a lot because I got rewards coupons to spend there. Initially I had $1,200 limit...I used to spend n pay down a bit more the minimum due. I was in good standing but all sudden my limit decreased. I had bought $ 500 merchandise and they lover limit to $600. Unbelievable Haha
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Maria @mariap_207
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5 Star Rating
Verified Customer
I was able to receive the discount i needed. I found amazing deals at this store and the credit card made things easier to purchase.
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Subscriptionz4me @Subscriptionz4me
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1 Star Rating
They report to the credit bureau as soon as you increase your balance which decrease your credit score. But not when you pay before your next cycle. They even report no usage of the card. My credit score decreased 3 points because of their report THIS MONTH. It takes forever to raise it and very little to lower it. DO NOT OPEN A TJMAXX CREDIT CARD!!!
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Lisa H @Lyssahicks279
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5 Star Rating
Verified Customer
Great place to shop and they have really cool deals and great prices a lot to chose from there and customer service is outstanding.
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whuser70349992 @whuser70349992
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5 Star Rating
Verified Customer
Great card to have on hand when shopping for yourself or for a gift. There is always a wide selection on styles whether it be clothing, shoes, furniture, or home decor.
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marsha @vysions
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1 Star Rating
Verified Customer
From the moment I got the MC card it hasn't worked in any credit card machine so I haven't been able to use it. Swipe, tap, nothing works.
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Toddyallen33 @Toddyallen33
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5 Star Rating
Verified Customer
I love this card since it is accepted everywhere. I purchase most of my kitchenware, bedding, and clothes from Marshalls due to the amazingly low prices on quality, name-brand products.
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