TJX Credit Card

TJX Credit Card
Info about TJX Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Rewards432Reviews68Q&AContactAccepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
Rewards
10% off your first online or in-store purchase with your card
Earn 5 points for every $1 you spend on purchases at T.J.Maxx, Marshalls, HomeGoods and Sierra, and Homesense stores in U.S. and Puerto Rico and online at any participating ecommerce site operating under any of the foregoing brands.
Earn 1 point per $1 spent everywhere else. Points do not expire.
Receive $10 in TJX reward certificates for every 1,000 points earned.
APR on Purchases
28.49% (V)
Balance Transfer
Balance Transfers Not Allowed
WalletHub Review
TJX Credit Card Pros & Cons
No membership fees
High rewards rate
10% discount initial rewards bonus
Reports to the three major credit bureaus
No intro APR on purchases
No balance transfers allowed
Foreign fee
Requires good/excellent credit
TJX Credit Card's Additional Info
cash advance fee | 4% (min $10) |
cash advance APR | 29.99% |
foreign transaction fee | 0 |
smart chip | Yes, chip-and-PIN |
max late fee | $38 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 23 days |
0% Fraud Liability.
Identity Theft Resolution.
Questions & Answers
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How can I check my TJX Credit Card points balance?
You can check your TJX Credit Card points balance by accessing your account online. In case you haven't linked your card to your TJmaxx online account, do it first to be able to access your Rewards Certificates digitally.
You could also call 1-800-926-6299 for help.
What's the TJ Maxx Credit Card expiration date?
You can find your TJ Maxx Credit card expiration date on the front of your card, underneath your 16-digit card number.
Can I pay my TJ Maxx credit card in store?
You cannot pay your TJX credit card bill in-store.
You can pay online, by phone (1-877-890-3150), or by mail:
Synchrony Financial
PO Box 960061
Orlando, FL 32896
What's the TJX credit card APR?
The TJX credit card APR is 28.99% (V). No 0% introductory offer here, unfortunately.
How long does it take to get approved for the TJX Credit Card?
Can I get cash back with the TJX Credit Card?
How can I get a PIN for my TJX credit card?
Your PIN could be on the welcome materials you received in the mail with your T.J. Maxx card. If you don't have those at hand, simply call customer service at 1-877-890-3150 to set a PIN.
If I threw my bill away is there any way to get my rewards coupons?
Yes. You receive a $10 TJX rewards coupon once you've accumulated 1,000 points. You can earn points by making eligible purchases with your credit card, so as long as you do that, you will continue receiving your rewards.
Can my TJX card be used outside of the US?
There are two TJX cards - the TJX Store Card and the TJX MasterCard. The former can only be used at TJX locations in the U.S., while the latter can be used basically anywhere in the world, thanks to the card network's global acceptance.
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TJX Credit Card Reviews
Share your insights and review the TJX Credit Card
What's Your Rating?
Excellent card, always dependable and I can use it at other merchants besides the max. You also earn points you can use towards the max merchandise
I really was happy to get my tj max credit card I enjoy it as plan on utilizing it very much . I am new to it and really excited to see it play out.
I love shopping at TJX I always pay my account on time and full amount I plan not using my card so much I’m keeping my debit down and I love seeing my credit score go up.
The interest was almost 28 %. I won’t be using it any time soon unless I can pay in full. There is no balance. They are sending me a check for $98.69 as they should not have charged me interest on a pay off amount.
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