Toys R Us Credit Card
Toys R Us Credit Card
We're sorry, but the Toys R Us Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 1-855-389-2365
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Accepted Credit Scores
Excellent Credit, Good Credit
Open an "R"Us Credit Card account online and choose 15% off or special financing (minimum purchase required) with your "R"Us Credit Card
Earn 2 Points per $1 spent on eligible purchases at Toys”R”Us and Babies”R”Us; 1 point for every $4 spent outside “R”Us stores
10% off at “R”Us stores on Thursday
$5 in “R”US Rewards for every 125 points earned
Registrants get up to 10% back on purchases made from their Babies“R”Us registry
Geoffrey's Birthday Club member offer
APR on Purchases
0% intro APR for 6 - 12 months, 26.99% APR after that
Balance Transfers Not Allowed
Toys R Us Credit Card Pros & Cons
No membership fees
High rewards rate
15% discount initial rewards bonus
No balance transfers allowed
High Regular APR
Requires good/excellent credit
Toys R Us Credit Card's Additional Info
|cash advance fee||5% (min $10)|
|cash advance APR||29.99%|
|foreign transaction fee||3%|
|smart chip||Yes, chip-and-signature|
|max late fee||$38|
|max overlimit fee||$0|
|max penalty APR||None|
|grace period||23 days|
Deferred Details Interest: No interest if paid in full within 6 months on purchases of $299 or more or No interest if paid in full within 12 months on purchases of $749 or more made at "R"Us with your Credit Card
Zero liability on unauthorized purchases.
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