WalletHubNo membership feesHigh rewards rate500 Points + 20% discount initial rewards bonusSpending caps on rewardsNo intro APR on purchasesNo intro APR on balance transfersForeign fee
Info about the Ulta Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
TermsReviewsFAQContactExcellent Credit, Good Credit
$0
23.24% - 32.24% (V)
APR: 26.99%
Balance Transfer Fee
20% off all products and services on your first purchase at Ulta Beauty.
Enjoy 500 Welcome Bonus Points when you spend $500 in the first 90 days outside of Ulta Beauty.
Earn 2 points for every $1 spent at Ulta Beauty; 1 point for every $3 spent outside of Ulta Beauty.
Members can use their points to reduce the purchase price of a product or to receive a product for free.
Pay your bill online.
View your account activity.
Check your card balance.
Update your account information.
| cash advance fee | 5% (min $10) |
| cash advance APR | 33.24% (V) |
| foreign transaction fee | 3% |
| smart chip | Yes |
| max late fee | $41 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 25 days |
September 22nd, 2023
No membership fees
High rewards rate
500 Points + 20% discount initial rewards bonus
Spending caps on rewards
No intro APR on purchases
No intro APR on balance transfers
Foreign fee
Can't find what you are looking for? Submit your question about Ulta Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card. In addition, WalletHub independently collected information for some of the cards on this page.
Yes, you can use your Ulta Credit Card instantly after approval, but only for in-store purchases at Ulta Beauty. For online purchases at Ulta Beauty, and for all other kind of purchases, you will have to wait 7-10 business days to receive your card.
The Ulta Store Card can also be used instantly after approval, but only for in-store purchases at Ulta Beauty.
To get a cash advance with your Ulta Credit Card:
Before you take out an Ulta Credit Card...
The cash advance limit for the Ulta Credit Card is 10% of the credit limit. If you're already an existing cardholder, your exact cash advance limit should be listed on the monthly statement or card agreement.
The Ulta Store Card, on the other hand, does not allow cash advances. The card can only be used for purchases at Ulta.
It's important to mention that cash advances can be very expensive. The Ulta Credit Card charges a cash advance fee...
Yes, the Ulta Credit Card reports to all major credit bureaus (TransUnion, Experian, and Equifax) on a monthly basis. So if you pay your bills on time and stay below your credit limit, it can help you build credit.
Share your insights and review for the Ulta Credit Card
Very good customer service and wonderful products at this store. Better quality, but higher prices. Nice, helpful sales staff. Big stores.
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Offer last updated: Sep 22nd, 2023 at 17:08 ET
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