
UMB Simply Rewards Visa Credit Card

UMB Simply Rewards Visa Credit Card
Info about UMB Simply Rewards Visa Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
RewardsAPRReviewsQ&AContactAccepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
Rewards
Earn 15,000 bonus points when you make $1,500 in purchases with your card within the first 90 days of account opening.
Earn 3 points per dollar on gas, groceries, discount stores, restaurants and fast food.
Earn 1 point per dollar everywhere else.
Redeem for account credits, gift cards, merchandise, travel and more.
Points Expire after 5 years.
APR on Purchases
0% intro APR for 12 months, 16.74% - 24.74% (V) APR after that
Balance Transfer
0% intro APR for 12 months, 16.74% - 24.74% (V) APR after that
Balance Transfer Fee
WalletHub Review
UMB Simply Rewards Visa Credit Card Pros & Cons
No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
High rewards rate
Balance transfer fee
Foreign fee
Requires good/excellent credit
UMB Simply Rewards Visa Credit Card's Additional Info
cash advance fee | 3% (min $15) |
cash advance APR | 29.74% (V) |
foreign transaction fee | 2% |
smart chip | Yes |
max late fee | $38 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 21 days |
0% Intro APR on balances transferred within 60 days from account opening.
View your account balance, review transactions and make your Visa payment online with Online Banking.
Visa benefits like travel assistance services, auto rental insurance and more.
Questions & Answers
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How long does it take to get approved for the UMB Visa Platinum Rewards card?
It can take as little as a minute to get approved for the UMB Simply Rewards Visa Credit Card. If you don't get instantly approved, it usually takes 7-10 business days to receive a decision on your application.
Keep in mind that you can check the status of your application by calling (800) 821-5184.
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How much are UMB Simply Rewards points worth?
UMB Simply Rewards points are worth 0.91 cents per point, on average. The value of UMB Simply Rewards points depends on how they are redeemed. For example, points from UMB Simply Rewards are worth up to 1 cent each when redeemed for gift cards, cash back or miscellaneous.
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What income and credit score do I need for this card?
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