Info about Valero Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
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Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
Rewards
Earn 10¢ per gallon on all Fuel Purchases through 12/31/2023 using your Valero Credit Card in the ValeroPay+ app.
Can't find what you are looking for? Submit your question about Valero Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
You can use your Valero Credit Card for fuel purchases at more than 5,200 locations on the Valero network.
Here's where you can use your Valero Credit Card:
Valero
Shamrock
Beacon
Diamond Shamrock
Circle K stores
Keep in mind that Valero Credit Card doesn't belong to any credit card network (like Visa or Mastercard), so you will only be able to use it at the gas stations and stores affiliated with Valero.
You can find the closest location where your Valero Credit Card is accepted online.
The starting credit limit for the Valero Credit Card is determined on a case-by-case basis. The issuer does not include any specific Valero Credit Card credit limit information in the card's terms.
For the most part, the Valero Credit Card credit limits depend on each applicant's overall creditworthiness. Those...
Yes, you can buy store items with your Valero Credit Card anywhere the card is accepted. More precisely, you can use this card for fuel, merchandise, services, and other permissible items at:
Valero gas stations
Beacon gas stations
Shamrock gas stations
Retailers that accept DSRM National Bank credit cards
The Valero Credit Card is like a gas-station version of a store card. You may use it to make charges for fuel, merchandise, services, and other permissible items at Valero, Beacon, or Shamrock stores, but you cannot get cash advances.
Share your insights and review the Valero Credit Card
5
25%
4
16%
3
15%
2
10%
1
34%
2.8
389 reviews
389 reviews
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Mj D @mjd30006
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1 Star Rating
U state that I can use my Valero card at circle k stores yet at every above mentioned store it says unknown card. And when u take it into the store to have a clerk try they look at u like your an idiot and ask u what the hell is a Valero gas card
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andrew_6068 @andrew_6068
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1 Star Rating
Fraudulent billing practices - After a few months of using the Valero card for our truck fleet, I noticed that I was being charged late fees. I was sending in payment 10 days prior to the due date, so it struck me as odd. After calling Valero (WEX) I learned that on two occasions they were holding my payment until it was 1 day late, and then charging late fees. I canceled the account with a $0.00 balance. However, I continued to receive billing statements for monthly fees, and then an additional 32.99% interest for not paying the monthly fees on top of that. Even after calling and confirming the account was canceled, the bills keep coming. Now I am just waiting for a collection agent to call so I can try to deal with it that way.
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Donna @kym_hill
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1 Star Rating
This company is horrible please don't get a credit card with them. You can't talk to anyone on the phone about you credit card. I paid my bill somehow my bank denied the payment. I got a 200.00 late fee from Valero's when my payment was 58.00. I'm hiring a company to fight this charge. I hate Valero's!
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James Garfield @jgarfield420
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4 Star Rating
I have been a card customer for over 6 months.. Haven't had any issues with service. But as for using in a Circle K In Kentucky or Indiana NOPE.. The card isn't good at any of them so far. And still haven't seen any mention on my credit that i even have a card with them. I got the card as part of credit building but if it wont report then i will be canceling it.
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Carissa @_unningham_riss
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5 Star Rating
Thank you for excepting me into the Valero family and I know you approved me because my payments are on time even if my history is a little over 2 years old. I messed up while young and started over with a secure card that eventually approved a unsecure card with a balance increase. This was great to receive as I have to ask others to drive me anywhere due to a seizure disorder & now I can use this card then pay it off each month. My son does a lot of driving as a timber faller and this is great for him to fill up to and helping me get to stores with the extra bonus of helping my credit score get even better. I set my son up not to make credit mistakes as a young man of 20 and he is doing fantastic. So thank you I will be using it for the first time this week and my little town only has one station I can use this at but I'm not complaining. I am curious it says you can use at Circle K which we have one but it isn't a fuel station just a store so can it still be used there anyway? Thank you!!
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mrso1964 @mrso1964
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5 Star Rating
Valero gave me a chance when others wouldn't. Yes, it has high intrest. But i have 4 or 5 Valeros in my town. So this card serves its purpose. I also travel back to see my children and grandchildren. This is a 7 hour drive and there are plenty of Valeros on my way. This is a absolute plus for me.
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judywormstedt @judywormstedt
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1 Star Rating
I applied for the card. They turned me down. They said my score was 500’s when it was really up in the 600’s. Don’t know where they got that from but I was offended. They could have made up a better reason.
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Michael Kemp @bigislandman99
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1 Star Rating
I don't drive enough to get ANY discounts. The website to pay is absurd. Multiple questions, social security AND password-and none of them allows your computer to remember them! Just cut up my card. NOT WORTH THE HASSLE!
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Tony C @tonyclem
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5 Star Rating
I read all these reviews with IDIOTS trashing this card and comparing it to such things as Disney Chase Visa cards and such . . . Here it is in a nutshell. It is a basic gas card to purchase fuel at Valero allowing you to not load up your Visa or Mastercard credit cards. People complaining about APR 1) really have no business having credit cards anyway as they should not live off them or run balances and 2) you knew the APR when you signed up or should have . . . dear lord people are so moronic to trash a card because they have some sort absurd expectations. It's like leaving a bad review for a restaurant because you were put on a wait when you arrived. get over yourselves people.
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Bobby Jones @bobbyj_35
Anyone trying to build or rebuild their credit should take heed here. Banks tend to shy away from those who appear to be living off their credit cards, even when they pay on time every month. This applies to credit limit increases as well as opening new accounts. Carrying large balances and maxing out gas cards is not a good practice for building or rebuilding credit. It's common behavior of those who are most likely to default.
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Otis White @otisw1
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5 Star Rating
I've been a Valero card holder for 2 years. It's my favorite gas card because the rewards are much better than BP, Texico, Chrevron, Marathon and Shell (IF) you can manage to meet the 50 gallon monthly requirement. If you spend less than that, I would recommend that you get a gas card from some other company. The other companies will more than likely give you 3 or 4 cents off per gallon with no purchase requirements.
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