Verve Credit Card ReviewsReviews, rates, fees and customer service info for the Verve Credit Card. Compare to other cards and apply online in seconds.John KiernanWalletHub
Info about Verve Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Extremely pricey. At $75, the Verve Card has one of the highest first-year annual fee of any credit card that you can get approved for with bad credit, according to WalletHub data. And Verve only breaks its own record from the second year on, with the combination of a $99... show more
Monthly reporting to the three major credit bureaus
•
Fast and easy application process
•
Free online account access - 24/7
•
Based on your credit limit of $300, your initial available credit will be $225 (or $195 if you choose to have an additional card)
•
A collateral deposit in the form of a security deposit may be required, up to the full amount of the Credit Limit to be paid in full before the Account is opened to offset the risk associated with the Account.
Can't find what you are looking for? Submit your question about Verve Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
You can log in to your Verve Credit Card account online. Enter your username and password, then click on “Login to my account”. If you don't have an account yet, you'll need to register your card first by clicking on “Register now!”.
You can also log in to your account through the issuer's mobile app for iOS and Android.
Having 24/7 access to your online banking account is convenient because it offers you a chance to:
Pay bills or schedule payments
View your transactions
Review your statements
Edit your account information
Contact customer service
If you forget your login information, click “Forgot Username or Password” on the Verve Credit Card login page. Then, just follow the prompts to reset or retrieve your login credentials.
The Verve Credit Card phone number for customer support is (866) 449-4514. You can also use that number to get information on how to access and use Verve Credit Card's webpage. There are a few other customer service numbers you might want to be aware of, depending on your type of inquiry.
You can only apply for the Verve Credit Card if you've received a pre-approved offer in the mail. More specifically, you can apply either online or over the phone at (866) 449-4514 with the reservation number included in your pre-approved offer.
Just keep in mind that being pre-approved for the Verve Credit Card doesn't...
You can get a Verve Credit Card cash advance at any ATM with a Mastercard logo using your card and PIN. You could also request a cash advance in any bank lobby with your card and a photo ID.
Keep in mind, though, that cash advances are really expensive. They have an APR...
First off, you can no longer apply for the Verve card at all, it's out of commission.
Secondly, even if it were available, unfortunately they wouldn't have approved you anyway. Most (if not all) lenders stay clear of chapter 13, because your repayments cut a big chunk out of...
Yes, the Verve Credit Card does a hard pull for new applications. This can potentially affect your credit score for a short period of time.
Just keep in mind that you can only apply for this card if you've received a pre-approved offer. Taking that into consideration, your approval odds are good,...
Share your insights and review the Verve Credit Card
5
17%
4
18%
3
21%
2
13%
1
32%
2.7
95 reviews
95 reviews
What's Your Rating?
Most Recent
Most RecentMost Useful
Review sort
jchavers1958 @jchavers1958
Report Abuse
1 Star Rating
Verified Customer
I would give them ZERO if I could . I got this Mastercard for the sole purpose of building up on time payment history to rebuild my damaged credit... These people like to harass you for payments even before the payment is due... They claim it's a courtesy call to let you know that you have a payment coming due but they forget to mention that when they ask ("how much of your balance can you pay today ?")... I got 4 calls the same morning from them and I had perfect payment history with them... In fairness they will take you off of the calling list after you complain but I cancelled my account because I won't deal with anyone who thinks it is okay to call and insist on payments before they come due... AVOID THESE RUDE PEOPLE !!
show more
show less
Comment
1
0
Redneckninja1986 @Redneckninja1986
Report Abuse
1 Star Rating
Verified Customer
Don't waste your time with this company, useless app and they will close your account, without warning. If you hit a rough patch and miss a payment , don't worry they will take the money , and not inform you thay they have closed the account.. and there payment methods a joke, you can pay your payment but they will wait a week or two to remove it from your account.. not worth the hassle. Shady company!.
show more
show less
Comment
2
0
Pariceparker @Pariceparker
Report Abuse
1 Star Rating
Verified Customer
This is the WORST CREDIT COMPANY EVER. I wouldn't Refer A DEAD DOG to open an ACCOUNT Here. They WILL BUG ? the Heck out of you and YOUR PAYMENT WILL NOT EVEN Be Late. You Will REGRET YOU OPENED an ACCOUNT with them!!!!!!
show more
show less
Comment
1
0
james_smp_townsend @james_smp_townsend
I have to agree with you because they actually told me that I had a fraudulent charge sent me to a third party fraudulent dispute company and there was not even the charge on my card but I couldn't even see it on my statement ?
show more
show less
Comment
1
0
james_smp_townsend @james_smp_townsend
Yes this is definitely the worst credit card ever
show more
show less
Comment
1
0
stunt3001 @stunt3001
Report Abuse
1 Star Rating
Verified Customer
Horrible to deal with. Best thing is don’t get one to begin with. Pay it off and don’t use or get rid of it. Bad coustomer service. Absolutely horrible!
show more
show less
Comment
2
0
Leona Moore-Rodriguez @Sweetelgee
Report Abuse
3 Star Rating
Verve takes WEEKS to post payments! I wanted to use my card on vacation and so I paid it off. It was two weeks before my actual trip. Assuming I could use the card, it declined at the hotel I was staying at. When I called customer service, they couldn't give me a straight answer as to why my payment hadn't gone through.
show more
show less
Comment
0
0
james_smp_townsend @james_smp_townsend
I've had the same issues!!! They don't post forever and then they take your money very fast like you're some kind of criminal The credit lines are very small so it's easy to pay it off but they always treat you like a criminal even if you have perfect payment history
show more
show less
Comment
0
0
Louis @Louiepoker
Report Abuse
5 Star Rating
Verified Customer
had for a year and got a credit limit increase always pay on time and they are always very help ful when i call and pay my bill and there web sight is easy to use
show more
show less
Comment
0
0
robpierce29 @robpierce29
Report Abuse
1 Star Rating
Worst credit card on the market by far. They feed on those with poor credit and ensure that they only make things worse. A $96 annual fee AND a $15 monthly maintenance fee make them the worst of the worst. I could understand if there was at least something special they offered. Heck, I'd settle for reasonable customer service (Good Luck). Also, good luck getting any help if there was a problem with a purchase. They will only help if you HAVEN'T paid for the purchase in full! How often do you only "partly" pay for something with your credit card? If you did, don't call them. EVERYTHING must be in writing. Summing up, High Interest, High Annual Fee, High Monthly Maintenance Charge, and ZERO customer service make this card a BIG LOSER. AVOID!!!!!!!!!!!!!
show more
show less
Comment
2
0
Tommie @tommieb_5
Report Abuse
1 Star Rating
Verified Customer
They will lock your card and when you try to call in to talk to someone about it they give you the run around and will not help you I'm showing I have credit available but they lock the card and will not unlock it so don't waste your time getting this card
show more
show less
Comment
1
0
Stephen @sfreeman424
Report Abuse
5 Star Rating
Verified Customer
I was skeptical at first. But I want to say. Verve really stands behind what they say. They increased my credit limit automatically after 6 months of good payment history and doing so my credit score jumped 13 points. They report to all 3 credit companies. If you are looking for a helpful card to rebuild this is IT. Thank you VERVE ?
show more
show less
Comment
0
0
Christopher R @clrodgers74
Report Abuse
5 Star Rating
Verified Customer
Great credit card to rebuild your credit score. Not only that they also increase your credit limit after 6 months of use. Be sure to make payments on time.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.
