Victoria's Secret Credit Card

Victoria's Secret Credit Card
Info about Victoria's Secret Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Rewards741Reviews73Q&AContactAccepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
Rewards
Take $25 off when you open the card and make a purchase.
Earn 10 points with every $1 you spend. Get a $10 reward for every 2,000 points earned.
Earn 30 points on all bra purchases.
Spend $250 in a year to upgrade to Silver status and $500 in a year to upgrade to Gold status.
A $10 Birthday Reward each year your card is active. Upgrade to Gold status and get a $15 Birthday Reward.
Free Shipping on purchases of $50 or more, check code on website.
APR on Purchases
29.24% (V)
Balance Transfer
Balance Transfers Not Allowed
WalletHub Review
Victoria's Secret Credit Card Pros & Cons
No membership fees
High rewards rate
$25 initial rewards bonus
Qualify with fair credit
Spending caps on rewards
High regular APR
Victoria's Secret Credit Card's Additional Info
cash advance fee | N/A |
cash advance APR | N/A |
foreign transaction fee | N/A |
smart chip | Yes |
max late fee | $41 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 25 days |
Questions & Answers
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How can I add a Victoria's Secret Credit Card authorized user?
You can add a Victoria's Secret Credit Card authorized user by contacting their account team 800-695-9478.
Your authorized user will receive his or her Victoria's Secret Credit Carm card in 7 to 10 business days and will be able to charge purchases to your account after activating the card.
...How much is the Victoria's Secret credit card minimum payment?
Your Victoria's Secret minimum payment will depend on your balance.
For instance, if you owe $10, and the fixed floor rate is $25, your minimum payment will likely be $10.
If your balance is higher than that, the minimum payment is 2% of the balance + interest and...
How do I get a new Victoria's Secret credit card?
Why do I see a Comenity Bank VCTRSSEC on my credit report?
You see a Comenity Bank VCTRSSEC on your credit report because you either have a Victoria's Secret Credit Card or you applied for one. VCTRSSEC stands for Victoria's Secret Credit Card.
If you don't have a Victoria's Secret Credit Card and you didn't apply for one either, then...
If I spend the amount I have on the card, do I have to give them the money back?
Yes, you must make at least the minimum payment for each billing period, by the due date shown on your billing statement. If you pay in full, you will not be charged interest on your purchases.
Is Victoria's Secret Credit Card a charge card?
No, the Victoria's Secret Credit Card is not a charge card, it is a regular credit card.
The main difference between a charge card and a traditional credit card is that charge cards don't allow you to carry a balance between months.
Both types of cards allow you...
Is this a secured credit card?
Can I use my Victoria's Secret Credit Card anywhere?
No, you cannot use your Victoria's Secret Credit Card anywhere. This is a store card that can only be used for purchases:
- In Victoria's Secret stores
- In PINK stores
- In Bath & Body Works stores
- On VictoriasSecret.com
When does the Victoria's Secret Credit Card report to the credit bureaus?
The Victoria's Secret Credit Card reports to the three major credit bureaus (TransUnion, Experian and Equifax) on a monthly basis.
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