The Wells Fargo Business Platinum Credit Card credit score requirement is 700 or better. That means people with at least good credit have a shot at getting approved for this card.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Wells Fargo Business Platinum Credit Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.

Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it's best to wait to apply until you meet the Wells Fargo Business Platinum Credit Card credit score requirement. You can check your credit score for free on WalletHub.

Trip cancellation insurance is not offered for the Wells Fargo Business Platinum Credit Card.

You can find the full list of this card's benefits here.

Yes, the Wells Fargo Business Platinum Credit Card does work with QuickBooks, as long as you're signed up for Wells Fargo Business Online. If you haven't done that already, you'll need to enroll first.

You can connect the two accounts from QuickBooks Online. It works directly by connecting...

Yes, the Wells Fargo Business Platinum Credit Card does a hard pull on your credit report when you apply for the card. A hard pull usually results in a slight decrease in an applicant's credit score, but only for a short period of time. The hard inquiry allows Wells Fargo...

You can get a cash advance with your Wells Fargo Business Platinum Credit Card by following these steps:

1. Call the issuer's customer service at (800) 225-5935 and request a PIN, if you don't already have one.
2. Insert the credit card at an ATM and enter the PIN.
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No, the Wells Fargo Business Platinum Credit Card does not offer lounge access. None of the Wells Fargo business credit cards have that perk.

However, if you're looking for a credit card with lounge access, there might be a few options.

You can apply for the Wells Fargo Business Platinum Credit Card by filling out an online application form, or over the phone, by calling (888) 571-7179. You can also apply in person at a local branch.

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