West Elm Credit Card
West Elm Credit Card
Info about the West Elm Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.TermsReviewFAQContact
Accepted Credit Scores
APR on Purchases
0% intro APR for 12 months, 29.99% (V) APR after that
APR: 29.99% (V)
Balance Transfer Fee
Earn 10% back for the first 30 days when you use your card at West Elm or at any of the seven family brands.
5% back in rewards online and in stores across the seven family brands.
4% back in rewards at grocery stores and restaurants (excludes fast food); and 1% back in rewards on everything else.
For every $10 of Rewards you earn, you will receive a $10 Rewards Certificate following a 30-day vesting period.
Celebrate with a $25 birthday reward sent annually to your email when you shop with your Card.
Free standard shipping on eligible purchases in-store or online.
West Elm Credit Card's Additional Info
Info about the card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Choose between 5% back in rewards or 12 Month optional promotional financing on purchases of $750 or more.
If you will not be approved you for this card, you will automatically be considered for the West Elm Store Card which can only be used across seven of Williams-Sonoma, Inc.’s brands.
|cash advance fee||3% (min $3)|
|cash advance APR||29.99% (V)|
|foreign transaction fee||0%|
|smart chip||Yes, chip-and-signature|
|max late fee||$40|
|max overlimit fee||$0|
|max penalty APR||None|
|grace period||25 days|
Editor's ReviewFact checked
West Elm Credit Card Pros & Cons
No membership fees
0% intro APR on purchases
High rewards rate
10% back in rewards initial rewards bonus
No intro APR on balance transfers
High regular APR
Requires excellent credit
Compare The West Elm Credit Card vs. Other Cards
Questions & Answers
Can't find what you are looking for? Submit your question about West Elm Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card. In addition, WalletHub independently collected information foron this page.
- Most Popular
- Most Upvotes
West Elm Credit Card Reviews
Share your insights and review for the West Elm Credit Card
What's Your Rating?
WalletHub is an independent comparison service.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.
People Also Apply For