Best & Worst Cities to Drive in

Adam McCann, Financial WriterAug 31, 2021

Adam McCann, Financial Writer
Aug 31, 2021

Most Americans rely on cars to get around, as “87 percent of daily trips take place in personal vehicles,” according to the Bureau of Transportation Statistics. In addition, during the COVID-19 pandemic, fear of public transportation has led to more reliance on personal vehicles than usual, and car sales increased 9% in the first quarter of 2021 compared to last year.

While driving offers a more isolated commute, it is often a major hassle and expense. Drivers annually spend an average of more than 310 hours on the road. That’s nearly 13 days. Add the costs of wasted time and fuel due to traffic congestions, and our collective tab comes to about $1,400 per driver each year.

Road quality is another big factor in how pleasant one’s driving experience is. America’s highways and bridges are underfunded overall, with a backlog of hundreds of billions of dollars in repairs needed, according to the American Society of Civil Engineers. The World Economic forum ranks U.S. roads at 17th in quality out of 141 economically developed nations, too. It’s clear there’s room for improvement.

Some cities are better for those behind the wheel, though. To determine those places, WalletHub compared the 100 largest cities across 30 key indicators of driver-friendliness. Our data set ranges from average gas prices to annual hours in traffic congestion per auto commuter to auto-repair shops per capita.

Table of Contents

Main Findings Ask the Experts Methodology

Main Findings

Embed on your website

Best & Worst Cities to Drive in

Overall Rank	City	Total Score	Cost of Ownership & Maintenance	Traffic & Infrastructure	Safety	Access to Vehicles & Maintenance
1	Raleigh, NC	67.52	4	38	6	46
2	Lincoln, NE	66.09	6	26	12	26
3	Greensboro, NC	66.01	1	34	47	39
4	Winston-Salem, NC	65.62	3	23	15	88
5	Corpus Christi, TX	64.31	13	5	28	81
6	Boise, ID	64.25	11	32	9	85
7	Jacksonville, FL	64.24	2	13	71	44
8	Scottsdale, AZ	63.03	39	4	25	27
9	Tampa, FL	62.50	20	24	54	3
10	Austin, TX	62.48	24	17	39	16
11	Plano, TX	62.10	42	33	4	34
12	Orlando, FL	61.49	34	2	90	1
13	Buffalo, NY	61.28	18	43	18	59
14	Charlotte, NC	60.62	7	57	45	30
15	Durham, NC	60.56	8	45	35	86
16	Birmingham, AL	60.48	5	1	97	54
17	Gilbert, AZ	60.29	57	19	7	96
18	El Paso, TX	59.98	61	21	3	76
19	Virginia Beach, VA	59.69	17	77	14	78
20	Laredo, TX	59.33	47	63	1	100
21	Mesa, AZ	59.31	55	27	13	68
22	Wichita, KS	59.14	12	22	59	83
23	Arlington, TX	59.04	43	50	27	17
24	San Antonio, TX	58.87	29	35	52	22
25	Lexington-Fayette, KY	58.85	16	62	29	93
26	St. Petersburg, FL	58.77	14	48	61	41
27	Toledo, OH	58.59	9	36	67	77
28	Chandler, AZ	58.33	59	7	26	94
29	Garland, TX	58.18	45	53	32	25
30	Omaha, NE	58.05	22	58	49	50
31	Tucson, AZ	58.01	21	11	85	52
32	Fort Worth, TX	57.99	49	49	30	21
33	Chesapeake, VA	57.87	28	75	17	92
34	Irvine, CA	57.69	84	6	2	28
35	Madison, WI	57.16	33	73	11	91
36	Atlanta, GA	57.13	30	10	95	4
37	Columbus, OH	56.87	10	66	76	40
38	Norfolk, VA	56.80	19	56	57	90
39	Fort Wayne, IN	56.13	26	64	55	64
40	Las Vegas, NV	56.12	76	3	60	8
41	Kansas City, MO	56.09	15	18	92	73
42	Lubbock, TX	55.98	37	9	83	84
43	Irving, TX	55.89	46	61	37	60
44	Nashville, TN	55.50	25	40	86	45
45	Oklahoma City, OK	54.99	53	60	46	47
46	Reno, NV	54.87	71	28	23	70
47	Cincinnati, OH	54.69	38	54	87	10
48	St. Paul, MN	54.42	40	78	44	61
49	Phoenix, AZ	54.31	56	31	68	69
50	Glendale, AZ	54.00	58	16	69	75
51	Indianapolis, IN	53.99	31	67	81	42
52	Tulsa, OK	53.95	62	52	63	33
53	Dallas, TX	53.83	41	69	73	19
54	Anchorage, AK	53.46	35	94	24	98
55	Anaheim, CA	53.37	82	37	21	6
56	Colorado Springs, CO	53.24	48	72	53	65
57	Pittsburgh, PA	53.10	54	82	48	15
58	Minneapolis, MN	53.00	52	80	42	49
59	Hialeah, FL	52.90	27	88	80	23
60	Baton Rouge, LA	52.67	63	42	84	20
61	Chula Vista, CA	52.55	98	12	5	36
62	Henderson, NV	52.24	91	8	16	89
63	Louisville, KY	52.22	50	65	78	56
64	St. Louis, MO	52.12	23	55	100	5
65	Miami, FL	51.83	60	74	89	2
66	Portland, OR	51.71	51	71	75	38
67	Riverside, CA	51.70	79	41	36	24
68	Albuquerque, NM	51.60	36	30	96	58
69	Fresno, CA	51.26	77	14	51	80
70	Bakersfield, CA	51.19	73	20	70	48
71	Houston, TX	50.94	66	79	62	14
72	Sacramento, CA	50.62	87	25	43	12
73	Santa Ana, CA	50.40	94	46	19	7
74	Milwaukee, WI	49.90	65	83	56	63
75	Long Beach, CA	49.89	86	44	34	11
76	Jersey City, NJ	49.80	68	98	22	37
77	Memphis, TN	49.50	32	47	98	57
78	Fremont, CA	49.08	93	59	10	31
79	San Diego, CA	49.02	97	29	20	13
80	Cleveland, OH	48.63	44	87	93	9
81	Aurora, CO	48.60	64	91	66	62
82	Boston, MA	47.84	67	92	33	97
83	North Las Vegas, NV	47.07	95	15	64	71
84	New Orleans, LA	46.64	69	76	77	95
85	Denver, CO	46.59	70	85	72	43
86	Honolulu, HI	45.80	88	81	31	29
87	Newark, NJ	45.44	75	97	50	18
88	Stockton, CA	45.44	83	51	74	82
89	Seattle, WA	45.05	78	86	58	79
90	San Jose, CA	44.81	89	68	38	87
91	San Bernardino, CA	44.23	90	39	82	99
92	Washington, DC	42.50	72	90	88	66
93	Baltimore, MD	42.03	74	84	94	67
94	Los Angeles, CA	41.35	96	89	40	32
95	Chicago, IL	40.69	81	99	41	35
96	New York, NY	40.69	92	100	8	53
97	Philadelphia, PA	37.88	85	96	79	74
98	San Francisco, CA	36.11	99	93	65	72
99	Detroit, MI	35.92	80	95	99	55
100	Oakland, CA	34.20	100	70	91	51

Note: With the exception of “Total Score,” all of the columns in the table above depict the relative rank of that city, where a rank of 1 represents the best conditions for that metric category.
artwork 2021 best cities to be a driver

Ask the Experts

With cost, safety and environmental impact ranking among the top concerns for the auto industry, we asked a panel of experts to share their thoughts on the following key questions:

What money saving tips do you have for drivers, as gas prices have been on an upward trend over the last few months?
When do you think there will be more self-driving than human-driven cars?
Considering all potential consequences, do you think that automated vehicles will be a net benefit or net negative for society?
When evaluating the best cities for drivers, what are the top five indicators?
What can local authorities do to reduce traffic and improve safety?
How will the COVID-19 pandemic change traffic levels and the way Americans commute?

Ask the Experts

: Shams Tanvir
Ph.D. – Assistant Professor, Civil & Environmental Engineering – California Polytechnic State University
Read More

: Lily Elefteriadou
Barbara Goldsby Professor, Department of Civil & Coastal Engineering, Director of the University of Florida Transportation Institute, Engineering School of Sustainable Infrastructure & Environment – University of Florida
Read More

: Elizabeth J. Traut
Ph.D. – Assistant Research Professor, Larson Transportation Institute – The Pennsylvania State University
Read More

: Gregory Macfarlane
Assistant Professor, Civil & Environmental Engineering, Ira A. Fulton College of Engineering – Brigham Young University
Read More

: Christian Claudel
Associate Professor, Department of Civil, Architectural and Environmental Engineering, Cockrell School of Engineering – University of Texas at Austin
Read More

: Jane Lin
Ph.D. – Professor, Department of Civil, Materials, and Environmental Engineering; Research Professor, Institute for Environmental Science and Policy – University of Illinois Chicago
Read More

More Experts

Methodology

In order to determine the best and worst cities for drivers, WalletHub compared a sample of the 100 most populated U.S. cities across four key dimensions: 1) Cost of Ownership & Maintenance, 2) Traffic & Infrastructure, 3) Safety and 4) Access to Vehicles & Maintenance. Our sample considers only the city proper in each case and excludes cities in the surrounding metro area.

We evaluated those dimensions using 30 relevant metrics, which are listed below with their corresponding weights. Each metric was graded on a 100-point scale, with a score of 100 representing the most favorable conditions for drivers. Data for metrics marked with an asterisk (*) were available at the state level only. For metrics marked with two asterisks (**), the square root of the population was used to calculate the population size in order to avoid overcompensating for minor differences across cities.

Finally, we determined each city’s weighted average across all metrics to calculate its overall score and used the resulting scores to rank-order our sample.

Cost of Ownership & Maintenance – Total Points: 30

Cost of New Car: Full Weight (~4.29 Points)
Average Gas Prices: Double Weight (~8.57 Points)
Average Monthly Car Insurance Premium: Full Weight (~4.29 Points)
Auto Maintenance Costs: Full Weight (~4.29 Points)
Total Extra Vehicle Operating Costs per Driver: Full Weight (~4.29 Points)
Note: Additional vehicle operating costs (VOC) are the “result of driving on roads in need of repair, lost time and fuel due to congestion-related delays, and the costs of traffic crashes in which roadway features likely were a contributing factor,” according to transportation research firm TRIP.
Average Parking Rate: Full Weight (~4.29 Points)

Traffic & Infrastructure – Total Points: 30

Annual Hours Spent in Congestion per Auto Commuter: Full Weight (~3.64 Points)
Number of Days with Precipitation: Full Weight (~3.64 Points)
Number of Cold Days: Full Weight (~3.64 Points)
Note: This metric specifically measures the average number of days with a minimum temperature of 32 degrees F or lower.
Average Commute Time by Car (in Minutes): Full Weight (~3.64 Points)
Number of Alternative-Fuel Stations per Capita: Full Weight (~3.64 Points)
Quality of Roads: Full Weight (~3.64 Points)
Quality of Bridges: Quarter* Weight (~0.91 Points)
Roadway Miles per 1,000 Persons: Full Weight (~3.64 Points)
Waze Driver Satisfaction Rating: Full Weight (~3.64 Points)

Safety – Total Points: 30

Accident Likelihood in City vs. National Average: Full Weight (~3.53 Points)
Traffic Fatality Rate per 100,000 Population: Full Weight (~3.53 Points)
Share of Adults Who Always or Nearly Always Wear a Seatbelt: Full Weight (~3.53 Points)
Number of Hard-Braking Events per 1,000 Miles: Full Weight (~3.53 Points)
Note: Hard-braking data is based on customers voluntarily enrolled in Allstate’s Drivewise® telematics program from 2015-2016.
Share of Uninsured Drivers: Full* Weight (~3.53 Points)
Rate of Car Thefts: Full Weight (~3.53 Points)
Rate of Larceny: Full Weight (~3.53 Points)
Strictness of DUI Punishment: Half* Weight (~1.76 Points)
Note: This metric is based on WalletHub’s “Strictest & Most Lenient States on DUI” ranking.
Punitiveness of High-Risk Driver’s Insurance: Half* Weight (~1.76 Points)
Note: This metric is based on WalletHub’s “States with the Highest & Lowest Insurance Premium Penalties for High-Risk Drivers” ranking.
Driving Laws Rating: Half* Weight (~1.76 Points)

Access to Vehicles & Maintenance – Total Points: 10

Car Dealerships per Capita**: Full Weight (~2.00 Points)
Auto-Repair Shops per Capita**: Full Weight (~2.00 Points)
Car Washes per Capita**: Full Weight (~2.00 Points)
Gas Stations per Capita**: Full Weight (~2.00 Points)
Parking Lots and Garages per Capita: Full Weight (~2.00 Points)

Sources: Data used to create this ranking were collected from the U.S. Census Bureau, Federal Bureau of Investigation, Council for Community and Economic Research, National Highway Traffic Safety Administration, Advocates for Highway and Auto Safety, INRIX, National Centers for Environmental Information, Centers for Disease Control and Prevention, American Automobile Association, The Road Information Program, Federal Highway Administration, Waze Mobile, Allstate Insurance Company, U.S. Department of Energy, QuinStreet Insurance Agency, Yelp, TrueCar, Insurance Information Institute and WalletHub research.

Videos for News Use:

Questions & Answers (2 questions)

Where can I see the listing of cities per each metric?

Upvotes

Hi! Just wondering the time period over which this data was gathered for the worst cities to drive in. Thanks!

Upvotes

Was this article helpful?

Disclaimer: Editorial and user-generated content is not provided or commissioned by financial institutions. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are WalletHub advertising partners. Our content is intended for informational purposes only, and we encourage everyone to respect our content guidelines. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.